Senior Field Credit Analyst - Team Leader

Senior Field Credit Analyst - Team Leader

Full-time. Department: Information - 005. Location: Riyadh, KSA.

Key Responsibilities

• Supervise and lead a team of analysts in preparing detailed and concise credit reviews.
• Build market relationships and industry knowledge; conduct sector studies and research to improve sector expertise.
• Pro-actively build and maintain good working relationships with underwriting and information colleagues.
• Contact companies and conduct phone and physical interviews to obtain financial and business information to assess their current situation.
• Manage information related strategic projects:
  • Evolution and integration with Credit Bureaus.
  • Evolution and integration with formal sources.
  • Development of Country reports and macro-economic studies.
• Work closely with information providers to monitor response time and quality of information.
• Support regional development and enhance underwriting capabilities by performing financial and field analysis.
• Participate in sensitive buyer visits and deep-dive reports.
• Assess debtors on large exposures and sensitive files.
• Oversee the quality of assessments by others in the team.
• Ensure information and DRA represent the most up-to-date position and that group standards are applied.
• Engage in review of source information scores to ensure best quality and accuracy.
• Validate DRA according to group delegation rules.
• Liaise with underwriting colleagues to organize monthly meetings and operational reviews.
• Identify local information sources and develop relationships with banks, trade associations, credit bureaus, and official information bodies.
• Manage workflows and ensure smooth operations during vacation times.
• Provide team training, coaching, and mentoring to ensure professional development and efficiency.
• Lead, motivate, and supervise team performance according to goals and standards.
• Conduct regular performance reviews.
• Ensure compliance with regulations and procedures.
• Prepare reports and other duties assigned by management.

Specialist Skills & Knowledge

• Minimum 5 years' experience in a senior credit risk position (insurance or banking industry).
• Credit insurance.
• Banking.
• Large corporates.

Functional

• Credit Control.

IT Skills

• Proficient in Microsoft Outlook, Word, Excel.

Languages & Education

• Fluent in Arabic & English.
• Bachelor's degree, preferably in Business, Finance, Economics, Banking, Insurance, or a related field.

Culture, Compensation & Location

• A culture focused on teamwork, continuous learning, and professional development.
• Competitive base salary plus performance-based incentives.
• Based at partner offices in Riyadh, KSA.