Senior Underwriting Consultant

Responsible for providing facultative underwriting risk assessment to clients as assigned, within time service and quality standards as defined by SCOR Global Life Americas. The Senior Underwriting Consultant must also provide underwriting consulting advice for client companies in a timely and professional manner. Projects, other facultative case maintenance and client communication is required. Large case underwriting experience preferred.

• Apply sophisticated underwriting procedures to assess complex and/or medical and large case financial risks for facultative clients.
• Interact with clients to secure specialized or supplementary information; develops alternative solutions when routine/usual methods do not work and provides excellent customer service through understanding and innovation.
• Communicate with all levels of client underwriters and other company management personnel, explaining the reasoning and theory which surrounds an underwriting impairment, problem and/or decision
• Keep up to date with current medical topics, current financial documentation and business environment as well as changing / new financial evaluation concepts and measures, data sources and their use in case underwriting
• Function effectively and professionally within a team
• Understand and effectively implement all SCOR Global Life Americas retention and retrocession schedules
• Project work is required, to enhance SCOR underwriting knowledge and stay on top of client requests
• Demonstrate a willingness and desire to leverage Artificial Intelligence (AI) tools and technologies in daily underwriting processes and case review, actively seeking opportunities to enhance efficiency, accuracy and decision-making through innovation digital solutions
• Other duties as required for the position.

• Bachelor’s degree or equivalent work experience.
• Minimum 7 – 10 years current, active life underwriting experience
• Minimum $5,000,000 case approval authority for the past three years – all ages and ratings
• Currently handling a regular new business caseload
• Ability to read (interpret) EKG’s (e.g., screen normal from abnormal tracings, applying normal results to the history)
• Excellent oral and written communication skills
• Demonstrated successful track record working with field force and/or sales representatives and when applicable, client company underwriters
• Demonstrated meaningful progress toward completion of ALU education program
• Demonstrated ability to work effectively with all levels within SGLA
• Ability to adapt to change routinely and support the goals of the underwriting unit and the company through teamwork and additional hours as required
• PC literacy in Word Office products and Underwriting systems

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk,” SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.