SW Engineer ( 6 months to 2 years exp, Java, AI)

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

About The Team

We build and operate the Visa Acceptance Platform (VAP)—an open, modular payments platform enabling acquirers, PayFacs, and technology partners to design and scale secure, compliant, and high‑availability payment experiences across channels and geographies. Our services span payments processing, tokenization, fraud & risk management, dispute management, and AI‑powered Service Orchestration, delivered via REST APIs/SDKs and a global partner ecosystem

https://www.visaacceptance.com/en/solutions/visa-acceptance-platform.html

The Opportunity:

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

The Work itself:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• As a Software Engineer you will help design, enhance, and build next generation products in an agile development environment.
• You will play part of multiple teams tasked with projects ranging from backend development, Rest based APIs, Container based services to highly functional, secure, scalable, and resilient systems.
• Contribute to release planning exercise, assign, and track work of team members to timely releases.
• Responsibilities include technical analysis and creation of conceptual approach.
• Develop code that complies with design specifications and meets security and Java best practices.
• Coding must adhere to security standards, be easily maintainable and be high performing.
• Participate in design and code review sessions as appropriate to ensure the quality of work delivered by self and teammates are in accordance with development standards.
• Collaborate with business partners on requirements elaboration, design, configuration, and business re-engineering.
• Present technical solutions, capabilities, considerations, and features in business terms. Effectively communicate status, issues, and risks in a precise and timely manner.
• Design and execute test plans, scenarios and scripts
• Document software defects, using a bug tracking system, and report defects

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.

Required Qualifications
1+ year of foundational software‑engineering experience with a Bachelor's Degree
Foundational software‑engineering experience developing in Java, ideally with exposure to Spring Boot or other microservice frameworks
Working knowledge of relational databases (e.g., PostgreSQL, SQL Server, Oracle) and proficiency with SQL
Understanding of RESTful API design and JSON ability to create or consume web services
Practical experience using modern developer tooling: Git (or other distributed VCS), Maven or Gradle, and a CI pipeline such as Jenkins or GitHub Actions
Experience writing unit tests with JUnit/TestNG and a willingness to learn automation or integration‑testing frameworks
Solid analytical and problem‑solving abilities able to investigate data or logs to diagnose issues
Effective written and verbal communication skills comfortable collaborating in an Agile or iterative team environment
Self‑starter mindset, sense of ownership for deliverables, and commitment to producing high‑quality, maintainable code
Experience with generative‑AI–assisted development (e.g., GitHub Copilot, ChatGPT) and willingness to incorporate such tools responsibly

Preferred Qualifications
Familiarity with event‑driven systems or message brokers, hands‑on exposure to Apache Kafka is a plus
Exposure to front‑end or web technologies—React, JavaScript/TypeScript, HTML, CSS—is advantageous but not required
Basic familiarity with containerization concepts (Docker), Kubernetes or other cloud‑native orchestration experience is a plus
Interest in performance, scalability, and secure coding practices, any coursework or project work in these areas is valuable
Experience in shipping AI/LLM‑powered features

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.