VP Compliance - Fintech

VP of ComplianceWoodbridge, NJ (Hybrid — Onsite Tues–Thurs)

FinTech | Consumer Lending
Base Salary: $190,000–$220,000
Reports to: Chief Compliance Officer

About the Opportunity

We are partnering with an innovative FinTech organization to hire them a seasoned VP of Compliance to help build, scale, and strengthen the company’s compliance framework. This leader will play a key role in shaping compliance strategy, advising stakeholders, and ensuring the organization meets evolving federal and state regulatory expectations within the consumer lending space.

The ideal candidate combines regulatory expertise with a practical, solution-oriented mindset and thrives in a fast-paced, technology-driven environment.

Key ResponsibilitiesRegulatory Oversight & Change Management

• Continuously monitor, interpret, and communicate relevant regulatory changes.
• Oversee the implementation of updated requirements across lending products and operations.
• Maintain strong working knowledge of TILA, ECOA, FCRA, UDAAP, and related federal and state lending regulations.

Compliance Operations & Issue Management

• Lead the identification, documentation, investigation, and resolution of compliance issues.
• Ensure timely remediation and root cause analysis.

Risk Assessment & Governance

• Conduct ongoing compliance, vendor, and new initiative risk assessments.
• Collaborate with Risk and Internal Audit teams to address control gaps and enhance oversight.

Policy Development & Documentation

• Develop, maintain, and communicate compliance policies, procedures, and playbooks.
• Ensure alignment with current regulatory requirements and operational best practices.

Leadership & Business Partnership

• Manage and mentor the Compliance team while fostering a culture of accountability, collaboration, and continuous improvement.
• Serve as a trusted advisor to cross-functional teams on new products, offerings, and process change.

Reporting & Monitoring

• Develop and maintain compliance dashboards and key risk indicators (KRIs).
• Prepare and deliver reports to senior leadership and regulatory agencies as needed.

Required Qualifications

• Bachelor’s degree required; advanced degree (JD, MBA) strongly preferred.
• CRCM, CAMS, or equivalent compliance/risk certification required.
• 10+ years of compliance or risk management experience in financial services, including 5+ years in a leadership capacity.
• Proven experience with consumer lending products (personal loans, credit cards, installment loans, etc.).
• Strong working knowledge of federal and state lending regulations and emerging FinTech regulatory frameworks.
• Demonstrated ability to interpret complex regulations and translate them into practical operational guidance.

Preferred Experience

• Prior experience in a FinTech startup, digital bank, or technology-driven financial institution.
• Familiarity with CFPB, OCC, FDIC, and state regulatory agencies.
• Direct experience leading regulatory exams and responding to regulatory inquiries.

If you'd like next steps, I can also provide:

• A shortened LinkedIn version
• An outreach message for passive candidates
• Interview screening questions
• A branded job post layout

Job Type: Full-time

Pay: $190,000.00 - $220,000.00 per year

Benefits:

• 401(k)

Work Location: In person