Assistant Vice President, Financial Planning & Analysis

Join our team - and take the next step in achieving a fulfilling career!

What We Do

At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.

Who We Are

CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.

Merrick Bank is an FDIC-insured Utah Industrial Loan Bank. Merrick operates three main business lines: credit cards, recreational lending, and merchant services.

Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.

Position Summary:

Cardworks is seeking an Assistant Vice President, Financial Planning & Analysis, in a high-visibility role, to serve as the lead finance partner supporting our mission-critical Technology organization. This role will support the Architecture/Engineering, Product, and IT leadership teams by owning financial planning, forecasting, and performance analytics for their spend across people, platforms, and strategic initiatives. The ideal candidate has experience supporting R&D, software engineering, or enterprise technology teams, and excels at translating complex technology roadmaps into clear financial insights that drive decision-making, prioritization and ROI.

What You’ll Do:

• Act as the primary FP&A partner to our Technology leadership team (Engineering, Product, IT).
• Own budgeting, forecasting, and variance analysis for numerous cost centers and the roll-up to the broader function.
• Build and maintain headcount and spend models including the following elements:
  • Architecture/Engineering and Product teams
  • Contractors and consultants (working for 3rd Party Partners)
  • Cloud infrastructure and SaaS
  • Capitalized vs. expense spend
• Partner with leaders on roadmap planning, capacity modeling, and investment tradeoffs.
• Manage Technology P&Ls, ensuring cost visibility, forecast accuracy, and disciplined spend.
• Develop dashboards and reporting with data/metrics focused on:
  • Headcount and capacity utilization
  • Run vs. build vs. transform spend
  • Cloud and infrastructure cost trends
  • Capitalization and amortization impacts
• Support business case reviews for new hire, tooling, vendor selection, and large initiatives approval.
• Prepare executive‑level reporting and insights for senior management.
• Drive automation and process improvements across technology FP&A reporting and forecasting.
• Direct influence on investment decisions and long-term roadmap priorities.

Education and Experience:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 10+ years of FP&A or financial analysis experience, with direct support of Technology, Engineering, Product, or IT teams, strongly preferred.
• Exceptional understanding of technology cost structures, including headcount‑driven R&D, cloud spend, and vendor contracts.
• Demonstrated success partnering with senior technical leaders and influencing decisions without authority.

Summary of Qualifications:

• Strong financial modeling, forecasting, and variance analysis skills.
• Advanced Excel and PowerPoint skills required.
• Experience with financial planning systems and data platforms (e.g., Oracle EPBCS, Snowflake, Sigma, Power BI) preferred.
• Highly analytical, detail-oriented, and comfortable operating in a fast-paced, deadline-driven environment.
• Strong interpersonal skills with the ability to partner effectively with senior leaders.

Work Environment/Physical Demands:

• Work is in an office environment, with sustained posture in a seated position for prolonged periods of time.
• Works with computer equipment for prolonged periods of time.
• This position typically reports to SVP.
• Extended hours may be required during budget, forecast, or peak operational periods.
• Some stress may occur.
• Hybrid flexibility, based at our Woodbury, LI office preferred.

The salary range for this position, if located in NY Metro/NY State is $150,000 to $180,000. However, please note that the salary range will vary for other geographic areas.

Our Employee Value Proposition

• Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
• Benefits Package -Medical, Dental, and Vision (plus much more)
• 401(k) Plan with Company Match
• Short- & Long-Term Disability
• Wellness Programs
• Group Life and AD&D Insurance
• Paid Vacation, Sick Days and bank Holidays
• Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.

We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable laws.