Chief Financial Officer (CFO)

Role Overview:

Joud LLC is seeking a highly skilled and strategic Chief Financial Officer (CFO) to lead our financial strategy and operations. The CFO will play a critical role in driving Joud LLC’s financial growth, ensuring compliance with regulatory requirements, and managing our financial health as we scale our fintech solutions.

Key Responsibilities:

• Design and execute Joud’s financial strategy in line with its fintech growth roadmap.
• Lead capital raising efforts (equity, debt, and venture funding), including negotiations with investors and reporting to stakeholders.
• Own and continuously improve financial modeling, forecasting, and scenario planning for short- and long-term goals.
• Manage budget planning, expense tracking, cash flow monitoring, and cost control initiatives.
• Ensure complete regulatory compliance with the Qatar Central Bank (QCB), reporting formats, and BNPL-specific guidelines.
• Establish internal control frameworks, risk mitigation protocols, and audit readiness systems to support operational integrity.
• Oversee day-to-day accounting activities including payroll, reconciliations, P&L, balance sheets, and financial statements.
• Prepare monthly and quarterly management reports, dashboards, and KPI tracking for executive team and board reviews.
• Coordinate external audits and maintain tax and legal compliance in collaboration with external advisors.
• Support risk and compliance teams by providing financial insights around fraud detection, credit scoring, and repayment performance.
• Collaborate with product and tech leadership to evaluate the financial viability of new features, pricing models, or merchant partnerships.
• Mentor, build, and lead a high-performing finance team, fostering a culture of accountability, efficiency, and innovation.

Required Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or a related discipline.
• MBA, CPA, ACCA, or CA certification highly preferred.
• Minimum 8–10 years in financial leadership roles, with at least 3+ years in a regulated fintech or lending environment.
• Deep knowledge of Qatari financial regulations and compliance frameworks, especially those applicable to digital financial services and BNPL.
• Proven experience managing financial operations in a startup or scale-up environment.
• Strong command of IFRS, financial analysis tools, and regulatory reporting practices.

Key Competencies & Skills:

• Strategic financial planning and data-driven decision-making
• Fundraising and capital structuring
• Budget management and financial modeling
• Regulatory and audit compliance (QCB-focused)
• Leadership, mentoring, and cross-functional collaboration
• Communication and investor relations
• High integrity and discretion with sensitive financial data

Job Type: Full-time