Sr Compliance Advisory Manager – Purchase Finance

• Assist the Compliance Program Office with the assessment of all regulatory risks related to lending product operations, including identifying gaps in controls, highlighting areas of highest risk, and developing appropriate risk mitigation strategies
• Develop and maintain policies, standards, and other documented measures to formally set forth the principles and practices of regulatory compliance related to lending operations
• Work with business leaders and management to socialize lending operations compliance principles and practices and assist with developing procedures, systems, and processes to execute policy requirements (i.e., Lending Compliance Advisory)
• Assist the Compliance Program Office with the development of regulation-based training and targeted role-based training covering the laws, regulations, and policy requirements related to lending operations
• Establish testing and monitoring protocols to assess and measure compliance with legal and regulatory requirements and identify defects and deficiencies requiring corrective action
• Ensure material compliance issues identified by any means and through any source related to lending products are recorded, tracked, and reported to ensure their appropriate and timely resolution
• Coordinate with Regulatory Change Management to identify new or changes to laws, regulations, and regulatory guidance related to lending product compliance and work with business management to operationalize requirements
• Liaise with examiners and auditors on reviews of the company’s efforts to comply with regulatory requirements related to lending operations
• Prepare, deliver, and effectively communicate analysis and reporting regarding lending compliance to oversight committees and management
• Move across functional lines within the Compliance Department to assist team members with other compliance-related responsibilities, including for example fair lending, community reinvestment, BSA/AML, issues management, policy and procedure development, and third-party compliance oversight

• 6+ years of banking or financial services experience, primarily in compliance, risk management and/or audit functions, and a bachelor’s degree in a related fied; or equivalent work experience
• 3+ years of direct experience in lending compliance with a focus on consumer credit
• Strong working knowledge of consumer protection laws and regulations and associated risks, and the internal controls needed to mitigate those risks
• Strong communication skills and the ability to influence decisions and drive change
• Self-starter with ability to think independently, take ownership, and drive initiatives to resolution
• Solid analytical, problem solving, and critical thinking skills
• Ability to handle multiple priorities and rapid changes
• Ability to develop projects to address complex problems or needs; ability to drive results by leveraging strong business relations and project management
• Ability to deliver quality results in the face of competing priorities, aggressive timelines, and evolving direction
• Self-starter, willing to take ownership and drive initiatives to resolution while reporting appropriately on progress made and raising awareness when difficulties are encountered
• Exceptional organizational skills with strong attention to detail and accuracy
• Desire and ability to quickly learn about the activities of our unique business model, advanced technology capabilities, and evolving regulatory environment

Preferred Qualifications:

• Professional certification(s) such as Certified Regulatory Compliance Manager (CRCM) or completion of specialized training in compliance (e.g., ABA Graduate School of Compliance Risk Management)
• Experience supporting regulatory examination and compliance audits, including developing and tracking timely corrective action
• Excellent proficiency in Microsoft Excel, PowerPoint, Visio, and other Office products