Compliance Analyst

• Examine policies, procedures and practices to ensure compliance with laws and regulations
• Stay abreast of changes to federal and state banking laws and regulations affecting the management, operations and product offerings of the Bank; recommend updates or policy changes as appropriate
• Coordinate with operating departments to ensure adherence to laws and regulations relating to new or revised products and services offerings
• Work with external auditors and examiners to coordinate necessary documentation and responses
• Coordinate and support the Compliance Management Program, including compliance training, compliance testing and reporting, disaster recovery, contingency planning and records warehousing and destruction
• Arrange compliance audits and prepare reports for the Board of Directors
• Audit department records and interview personnel to ensure recording of transactions and compliance with applicable laws and regulations
• Conduct comparative file analysis to detect outliers, anomalies and trends
• Inspect accounting systems to determine their efficiency and protective value
• Assess the proper accountability of assets by conducting audits
• Review records pertaining to staff and material assets, such as equipment and buildings to determine degree to which they are utilized
• Analyzes data obtained for evidence of deficiencies in controls, duplication of effort, extravagance, fraud or lack of compliance with laws, government regulations and management policies or procedures
• Conduct special studies for management such as those required to discover mechanics of detected fraud and to develop controls for fraud prevention
• Maintain, report and validate data necessary to file accurate and complete public disclosures for the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) Loan Application Registers (LARs)
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

• Undergraduate degree in related field or five years’ related experience
• Strong knowledge of Microsoft Outlook, Word, Excel and PowerPoint
• Excellent communication skills, as demonstrated in experience preparing reports, documenting policy and communicating regulatory updates or audit responses

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Occasional presentations requiring public speaking to small groups
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise
• May require some overnight travel

EOE/AA