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Purpose of the role: The role is responsible for safeguarding the bank’s legal interests across all operations by providing legal counsel, managing regulatory compliance, and overseeing litigation and contractual matters.
Key Responsibilities:
Contract Management & Documentation
· Vetting and Finalization of Agreements: Review, negotiate, and finalize vendor agreements in coordination with internal teams and external vendors to ensure legal compliance and mitigate risk.
· Loan Documentation: Conduct periodic reviews of loan agreements and related documentation to protect the bank’s interests and ensure compliance with regulatory requirements.
· HR-related Legal Documentation: Draft and finalize agreements and legal documents related to HR functions and employee relations.
Legal Advisory & Compliance
· Product & Process Legal Review: Provide legal inputs on new products, services, and internal processes by interpreting applicable laws, regulations, and judicial precedents.
· Assets Division Support: Advise the business teams handling loans on legal aspects of proposals and structuring.
· Liability Division Support: Guide liability branches on account opening procedures, and handle notices from customers and authorities.
· Real Estate & Lease Advisory: Assist the infrastructure team with legal opinions on leased premises, finalize lease agreements, and manage disputes with landlords and regulatory authorities.
Litigation & Dispute Resolution
· Handling Legal Proceedings: Represent the bank in civil and criminal proceedings, ensuring effective legal defense or prosecution as required.
· Labour Law Disputes: Manage disputes, complaints, and proceedings involving labor authorities and labor courts.
· Fraud-related Legal Action: Handle cases involving employee or customer frauds, including initiating criminal proceedings and supporting HR disciplinary action.
· Responding to Notices: Draft and manage replies and rejoinders to legal notices received from customers, authorities, or other parties.
· Regulatory Complaints: Address complaints filed by customers with regulators or other authorities, coordinating appropriate legal responses.
Liaison with Authorities & Law Enforcement
· Law Enforcement Interactions: Manage claims and notices from police and other law enforcement agencies (LEAs), including handling any related court proceedings.
Cross-functional Legal Support
· Internal Collaboration: Coordinate with all departments and branches to support them on legal matters, ensuring consistent legal guidance across the organization.
Desired Experience:
· Number of years of experience (10-15 Years )
· This job role demands strong analytical skills, a solid understanding of financial and banking regulations, effective communication, and the ability to handle high-stakes legal matters with professionalism and discretion.
· Languages (Tamil/Hindi/English)
· Computer/technical skills (Should be Advanced in using MS Office: Word, Excel, PPT (ability to analyze reports) and Excellent written & communication skills in English).
Qualifications:
· Graduation: Law Graduate
· Professional Qualifications: MBA from Top Business School
· Certifications (please specify):If any would be an added advantage
Job Type: Full-time
Pay: ₹2,297,733.46 - ₹5,008,491.43 per year
Benefits:
Work Location: In person
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