Credit Analyst

Job Description:

ROLE PURPOSE & OBJECTIVE:

• This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee.
• The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.
• Manage complete credit appraisal and due diligence on credit cases within defined TAT.
• Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines
• Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions.
• Manage quicker TAT for processing cases
• Use Rating models to complete rating for all cases assigned
• Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio
• Maintain timely review/renewal of all cases on due dates
• Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines