Credit Analyst

Job Title: Credit Analyst

Location: Abu Dhabi, UAE (Reporting at Dubai office 1–2 days per week)

Job Responsibilities:

• Conduct site surveys and visit customers, including travel to other cities or countries, to investigate operations and project status; prepare detailed credit investigation reports.
• Develop and maintain third-party financial channels, survey third-party policies, and guide the Sales Department to carry out financing business effectively.
• Manage overdue accounts: follow up monthly with the Sales Department, urge collections, send emails, and visit customers with long overdue payments.
• Maintain relationships with law firms, visit regularly, and stay updated on legal knowledge.
• Investigate the construction machinery market, survey competitor sales policies, and prepare regular reports.
• Collaborate with the sales team, participate in equipment sales negotiations, and provide risk control recommendations.

Job Requirements:

• Bachelor’s degree or above in Economics, Finance, Accounting, Management, or related fields; Master’s/MBA preferred.
• Minimum 3 years of experience in financial institutions; experience in construction machinery industry preferred.
• Strong understanding of risk control investigations; proficient in writing credit reports.
• Strong skills in asset analysis, risk assessment, financial analysis, and negotiation.
• CFA, FRM, CPA, or other relevant qualifications preferred.
• Fluent in Arabic and English (or Chinese) for professional use.
• Familiar with local legal environment and corporate regulations.
• UAE Driving License is required; Arabic speakers preferred.

The salary package starts from AED 5,500.