Credit Analyst – SME Business Loans (Fintech)

Credit Analyst – SME Business Loans (Fintech)

Job Type: Full-time
Industry: Fintech

Job Overview

We are seeking a Credit Analyst to evaluate SME business loan applications and perform underwriting within a fintech lending environment. The role involves assessing credit risk, analyzing financial data, and making approval or decline decisions in line with company credit policies.

Key Responsibilities

• Review SME loan applications
• Perform credit analysis and underwriting
• Analyze financial statements and bank statements
• Assess credit risk and repayment capacity
• Approve or decline loan applications
• Prepare credit notes and maintain documentation
• Ensure compliance with internal credit policies
• Coordinate with sales and operations teams

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, or Economics
• 2–5 years experience in credit analysis or SME lending
• Knowledge of financial statement analysis
• Strong analytical and decision-making skills
• Proficiency in Excel and financial tools

What We Offer

• Competitive salary
• Performance-based incentives
• Opportunity to work in a fast-growing fintech company
• Exposure to SME lending and fintech credit underwriting
• Paid annual leave and company benefits

Job Types: Full-time, Permanent

Work Location: In person