Credit Manager

Job Responsibilities:

· Gathers and analyzes loan applicants’ financial data to evaluate risk.

· Assesses creditworthiness of individuals, companies, and institutions.

· Collaborates with other financial experts to approve or deny loans.

· Makes recommendations about whether to increase, adjust, extend, or close lines of credit.

· Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.

· Prepares and presents credit reports.

· Completes quality assurance reviews.

· Gauges market trends.

· Monitors and adheres to collateral compliance covenants.

· Ensures that all loans are made in adherence with federal, state, and local financial regulations.

· Analyzes data to verify information and uncover fraud.

· Helps to update and improve credit rating criteria.

· Authors documents on credit risk and related financial matters.

· Communicates credit decisions and policies to fellow employees and credit applicants.

· Oversees or undertakes document preparation.

Qualifications/Skills:

· Knowledge of commercial credit products, Construction Finance/Loan,market trends, and/or loan procedures

· Attention to detail

· Analytical and critical thinking skills

· Quantitative skills

· Strong time management and multitasking skills

· Strong communication skills

· Project management

· Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise

· Adept at high-stakes decision making and negotiation

· Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships

· Business acumen

· Discretion and a dedication to protecting the financial privacy of clients, business partners, and employer

Interested candidate can get in touch with us on whatsapp no: 9422024795 OR Email us on hr@fundsutra.com

Job Type: Full-time

Pay: ₹25,000.00 - ₹50,000.00 per month

Ability to commute/relocate:

• Pune, Maharashtra: Reliably commute or planning to relocate before starting work (Required)

Education:

• Bachelor's (Preferred)

Experience:

• total work: 3 years (Required)

Work Location: In person