Deputy Manager, Finance (Revenue and Receivables)

We are hiring a finance leader to own Revenue Accounting and Accounts Receivable for a high-volume fintech / payment gateway business . This role will manage merchant billing, settlements, gateway collections, and revenue recognition , ensuring accuracy, compliance, and strong financial controls across millions of transactions.

The role will act as the finance bridge between Product, Engineering, Banks, and Business teams , ensuring revenue flows, settlement data, and SAP S/4HANA books are fully aligned.

KEY RESPONBILITIES

Merchant Billing, Settlements & Accounts Receivable

• Own end-to-end merchant billing, settlements, and collections
• Ensure accurate fee computation, MDR, refunds, reversals, and chargebacks
• Manage merchant ledgers, unapplied balances, net-off and recovery
• Track over-settlements, short settlements, and recovery accounting

Revenue Accounting (Payments & Fintech)

• Ensure revenue is booked in line with Ind AS 115 / IFRS 15 for:
• Transaction-based fees
• Gateway MDR
• Platform and subscription revenue
• Incentives, cashbacks, and merchant pricing
• Own gross vs net revenue validation across payment rails
• Manage deferred revenue, unbilled revenue, and true-ups

SAP S/4HANA – Payments Revenue Flow

• Own SAP S/4HANA FI-AR, SD, and Revenue Accounting for fintech revenue
• Ensure settlement files, bank credits, and product data flow correctly into SAP
• Drive automation of reconciliation between:
• Gateway → Bank → Settlement → SAP → Merchant Ledger
• Handle posting failures, revenue mismatches, and suspense accounts

Reconciliation & Controls

• Lead daily and monthly:

I) Bank vs settlement vs SAP vs merchant ledger reconciliations

II) Refunds, chargebacks, and reversal tracking

• Ensure zero revenue leakage and timely recovery
• Monitor open items, ageing, and disputes

Audit, Compliance & Risk

• Own revenue and AR audit for statutory, internal, and regulatory reviews
• Provide support for RBI / payment audit, SOC, and SOX controls
• Maintain strong SOPs, controls, and documentation

Cross-functional Ownership

• Partner with Product & Tech on pricing logic, fee rules, and system changes
• Work with Banking, Ops, and Merchant Support for after sale services

MANDATORY QUALIFICATIONS

• CA / MBA Finance
• 5 – 6+ years in Revenue, AR, or Finance Operations , preferably in Fintech, Payments, SaaS, or E-commerce
• Strong hands-on experience with SAP S/4HANA
• Deep understanding of

I) Payment gateway settlements

II) High-volume transaction accounting

• Solid working knowledge of Ind AS 115 / IFRS 15
• GST and TDS reconciliations

KEY SKILLS

• Fintech revenue and settlement accounting
• SAP S/4HANA (FI-AR, SD, RAR)
• Bank & gateway reconciliation
• Data-driven problem solving
• Strong control mindset and audit readiness
• Ability to work with Product, Tech, and Banking partners