Digital Product Owner

Define and execute a long-term vision for digital lending products, aligning with market trends in financial inclusion and digital infrastructure.
Own the end-to-end digital loan application journey — from in-app eligibility check, e-KYC, and document upload through to offer presentation and digital disbursement
Maintain a prioritised credit product backlog; lead agile ceremonies for a cross-functional squad of engineers, designers, credit analysts, and compliance
Work closely with Engineering, Compliance, and Marketing to launch features and resolve operational bottlenecks.
Collaborate with credit risk to build real-time NPL dashboards, vintage analysis views, and early-delinquency triggers embedded in the product platform.
Ensure all lending products comply with the latest SBP regulations for Digital Retail Banks (DRB).

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