FinOps Accounts Receivable Specialist

Who We Are:

Founded in 2018 in Dubai, invygo is on a mission to redefine mobility across the Middle East and North Africa. We make car access simple, flexible, and hassle-free - helping people move on their own terms.

With offices in Dubai, Riyadh, and Cairo, and a growing presence across the UAE, Saudi Arabia, and Qatar, our team is made up of passionate innovators who are bold, dedicated, and driven by impact.

At invygo, you’re not just joining a company, you’re helping shape the future of mobility in MENA. If you’re ready to make a difference, come build the smartest way to move with us.

The Role:

This is not a traditional AR position. The role combines collections analytics, PSP reconciliation, dealer outstanding management, and exception handling. You will ensure all receivables are accurately recorded, reconciled, collected, and escalated on time.

You will work across PSP settlement data (Checkout.com and others), internal AR ledgers, customer payment records, and dealer financial operations. Your work ensures our financial data is accurate, overdue balances are resolved, and the business has clear visibility over receivable performance.

What You’ll Be Doing:

1. AR Reconciliation & Validation

• Reconcile daily and weekly PSP settlements (Checkout.com and others) against bank deposits and internal AR data.
• Identify mismatch cases, including missing settlements, unallocated receipts, duplicate charges, or incorrect amounts.
• Validate that all customer payments flow correctly into the AR ledger.
• Ensure receivables are recorded accurately in line with accounting policies.

2. Dealer Receivables Management

• Maintain, monitor, and reconcile dealer outstanding balances, including customer-level AR when relevant.
• Identify overdue items and escalate to the relevant internal teams or dealers.
• Track payment plans, settlement agreements, and outstanding follow-up.

3. Collections Monitoring & Reporting

• Monitor daily receivable inflows and support the collections strategy.
• Produce AR aging reports, customer balance dashboards, and overdue summaries.
• Support force-collection processes for overdue customers (working with Ops and Partnerships).

4. Exception Handling & Issue Resolution

• Investigate refunds, chargebacks, dispute cases, FC adjustments, and unapplied payments.
• Maintain an exception log and ensure all adjustments are accounted for accurately.
• Coordinate with PSPs and internal teams to resolve open cases in a timely manner.

5. Month-End Close & Audit Support

• Support Accounting with AR-related accruals, reconciliations, and closing activities.
• Prepare documentation for internal and external audit requests.
• Ensure that AR balances align with the general ledger and there are no unexplained variances.

6. FinOps Process Improvement

• Enhance AR tracking tools, reconciliation templates, and reporting workflows.
• Identify weaknesses in payment processing, settlement feeds, or AR posting logic and propose improvements.
• Collaborate with Tech, Data, and Product teams to automate AR processes and minimize manual work.

Requirements

What You Bring to the Table:

• Bachelor’s degree in Accounting, Finance, or related field.
• 3–5 years of experience in Accounts Receivable, FinOps, Settlements, or Payment Operations—preferably in fintech, PSP, payments, mobility, or high-volume transactional environments.
• Strong understanding of receivables, settlements, PSP flows, and reconciliation.
• Experience working with customer payments, overdue balances, and AR aging.
• Strong Excel/Sheets skills (pivot tables, VLOOKUP/XLOOKUP, reconciliation formulas).
• Familiarity with Saudi market practices, VAT/ZATCA compliance, and collections workflows.
• Fluent in Arabic and strong proficiency in English.
• High accuracy, strong ownership mindset, and ability to work under tight deadlines.

Benefits

Why You’ll Love Working with Us

At invygo, you’ll have the autonomy, resources, and support to make big things happen. You’ll learn fast, grow faster, and see your impact every single day.

Here’s what we offer:

Competitive Salary
Employee Stock Options (because we want you to share in our success)
Team and Individual Performance Bonuses
Flexibility: Work from home or abroad
Discounts on invygo’s car subscription (yes, your rides just got cooler)
Team Engagement Days filled with collaboration and fun

Ready to Drive Change?

If you’re someone who thrives on challenges, enjoys working in a dynamic environment, and wants to make an impact, we’d love to meet you.