Functional Test Lead - Payments & Deposits-TCS BaNCS for Banking Project

Dubai, United Arab Emirates

Overview:

Functional Test Lead to manage and execute functional testing activities for Payments and Deposits modules in a TCS BaNCS core banking project & requires strong expertise in banking operations, deep understanding of payment systems and deposit products, and experience leading testing teams through all phases of the QA lifecycle

Responsibilities:

Define the functional test strategy for Payments (domestic & international) and Deposits (CASA, Term, Recurring) modules in TCS BaNCS.
Create test plans, scope, test effort estimation, and schedules in alignment with project timelines and quality standards.
Identify key test scenarios and high-risk areas for priority focus.
Review business requirements, functional specifications, and process flows to create detailed test cases and test data.
Lead execution of System Integration Testing (SIT) and support User Acceptance Testing (UAT) and regression testing cycles.
Perform interface and end-to-end testing for payment systems and deposit workflows.
Drive defect triage meetings, track defects, and coordinate with development teams and the TCS product team for resolution.
Ensure clear documentation and classification of defects and facilitate root cause analysis.
ead a team of functional testers and ensure test deliverables meet quality standards and project requirements.
Ensure adherence to QA governance, testing best practices, and regulatory compliance (e.g., AML, KYC, transaction monitoring

Essential skills:

Strong hands-on experience with TCS BaNCS – Payments and Deposits modules:

Payments: RTGS, NEFT, IMPS, SWIFT, ACH, ISO 20022.
Deposits: CASA (Current & Savings Accounts), Term Deposits, Recurring Deposits, Interest calculation, maturity processing

Desired skills:

Strong understanding of core banking operations, fund transfers, payment validations, and deposit lifecycle.
Familiar with test management tools like JIRA, HP ALM, or Quality Center

Experience:

8–10 years of experience in QA/testing with 3+ years as a Functional Test Lead in banking domain projects.

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