Head of Financial Crime

Job Responsibilities:

• Define and implement the bank’s Financial Crime strategy covering AML, CTF, sanctions screening, fraud prevention, and financial crime risk management aligned with regulatory expectations and international best practices.
• Establish and maintain financial crime policies, procedures, and control frameworks to ensure full compliance with Central Bank of Egypt regulations, FATF standards, and relevant international compliance requirements.
• Lead the end-to-end financial crime lifecycle including customer due diligence (CDD), enhanced due diligence (EDD), sanctions screening, transaction monitoring, case investigation, and suspicious activity reporting.
• Oversee the design and optimization of digital onboarding controls including KYC verification, risk scoring models, and customer risk classification within the bank’s digital channels.
• Implement and continuously enhance transaction monitoring and financial crime detection capabilities using analytics, rule engines, and automated monitoring tools suitable for a digital banking environment.
• Provide second-line oversight and advisory to business, product, and technology teams to ensure financial crime risks are embedded into new product launches, digital journeys, and operational processes.
• Lead investigations into suspicious activities, coordinate regulatory reporting requirements, and ensure timely submission of reports to relevant authorities in accordance with Egyptian regulatory obligations.
• Develop financial crime risk dashboards and management reporting frameworks to monitor key indicators, emerging risks, and compliance performance across the bank.
• Collaborate with Risk, Compliance, Operations, and Technology teams to strengthen fraud prevention controls, identity verification mechanisms, and transaction monitoring capabilities.
• Conduct periodic financial crime risk assessments to identify vulnerabilities across customer segments, products, and channels and implement mitigation measures.
• Manage relationships with regulators, auditors, and external stakeholders regarding financial crime compliance matters and regulatory inspections.
• Build and lead a high-performing financial crime team covering AML operations, monitoring, investigations, sanctions screening, and policy governance.

Job Requirements:

• Bachelor’s degree in Finance, Business Administration, Law, Economics, or related field from a reputable university.
• Minimum 10–12 years of experience in financial crime compliance, AML, or risk management within banks, fintech, or regulated financial institutions.
• Strong knowledge of AML/CTF regulations, sanctions frameworks, and financial crime risk management practices, particularly within the Egyptian banking sector.
• Solid understanding of Central Bank of Egypt regulatory requirements, customer due diligence standards, and suspicious transaction reporting obligations.
• Experience designing or managing transaction monitoring, sanctions screening, and KYC processes, preferably within digital or technology-enabled banking environments.
• Proven experience managing financial crime investigations, regulatory reporting, and compliance monitoring programs.
• Familiarity with financial crime technologies including transaction monitoring systems, sanctions screening tools, and digital identity verification solutions.
• Ability to work cross-functionally with Product, Technology, Risk, and Operations teams to embed financial crime controls into digital banking journeys.
• Strong analytical and problem-solving capabilities with experience leveraging data and risk indicators to identify suspicious patterns or emerging threats.
• Excellent stakeholder management and communication skills, with the ability to present financial crime risks and recommendations to senior management.
• Professional certifications such as CAMS, ICA, or equivalent financial crime certifications are highly desirable.

Job Type: Full-time

Work Location: In person