Micro Finance Officer (All Regions)

Job Purpose:-

• Establish and manage a microfinance loan portfolio of the highest value and quality, ensuring full compliance with the bank’s policies and procedures to achieve branch and sector objectives.

Job Responsibilities :-

• Actively market microfinance products to target customers within the branch coverage area.
• Conduct thorough background checks on prospective client before loan approval via field visits or centralized inquiries and prepare comparative reports.
• Participate in the loan approval decision as part of the branch loan committee to evaluate repayment capacity, business viability, and creditworthiness based on standardized assessment studies.
• Perform continuous follow-ups with existing customers and generate periodic (monthly) monitoring reports to ensure portfolio health.
• Collect dues from delinquent clients to safeguard bank assets.
• Adhere to internal work regulations and maintain administrative, financial, technical controls in accordance with approved policies.
• Coordinate with the team to ensure high portfolio quality and consistently meet required performance targets.
• Maintain and archive all documents and files related to the financing portfolio.
• Comply with all product-specific policies, procedures, and standing instructions.

Job Location:-

• Greater Cairo Region
• Alexandria & Delta Region
• Suez Canal Region
• Upper Egypt Region & Red Sea

Fully detailed address must be mentioned in the CV

Qualifications:-

• Years Of Experience: From 1 – 5 Years of Experience in Micro Finance / Sales
• Educational Background: Bachelor's degree
• Excellent command of PC skills.
• Have good Soft Skills (Communication and Presentation)