Product Manager – Beltone Holding

Main Job Purpose

Leading and driving the development and delivery of innovative digital lending products that cater for consumer finance and microfinance sectors. Defining the lending product strategy, collaborating with cross-functional teams, and ensuring the successful execution of lending-related digital initiatives. Defining precise lending product strategies, collaborating with cross-functional teams, and ensuring the successful execution of lending-related digital initiatives

Job Responsibilities:

• Providing relevant digital solutions to all group holding departments and subsidiaries by offering tailored digital solutions to optimize the digital presence of all group holding departments and subsidiaries to streamline and enhance their digital presence in the market.
• Conducting in-depth market research within consumer finance and microfinance sectors to identify emerging lending trends, customer needs, and competitive dynamics.
• Identifying unique opportunities for innovative digital lending product development tailored to consumer finance and microfinance segments.
• Defining and evolve a specialized lending product strategy aligned with organizational goals specific to consumer finance and microfinance.
• Crafting and maintain a dedicated roadmap exclusively for the development of lending products within these specialized financial sectors.
• Collaborating extensively with stakeholders and customers to refine and specify product requirements, focusing on the nuances of consumer finance and microfinance.
• Precisely articulating lending product features, functionalities, and user stories unique to consumer finance and microfinance segments.
• Nurturing effective collaboration with cross-functional teams, encompassing development, design, and marketing, to ensure the seamless development and launch of lending products in consumer finance and microfinance.
• Sustaining open communication and alignment across teams, specifically tuned to the intricacies of consumer finance and microfinance lending.
• Diligently overseeing the complete lifecycle of lending product development within consumer finance and microfinance, from ideation to launch.
• Ensuring the timely and budget-conscious delivery of lending initiatives targeted at consumer finance and microfinance markets.
• Focusing on user-centric design and market leadership within the specialized financial domains; shaping the group’s digital lending offerings to ensure the enhancement of our competitiveness in the financial services sector.
• Diligently monitoring key performance indicators (KPIs) and solicit user feedback with a sharp focus on assessing the performance of lending products within consumer finance and microfinance, to identity how digital solutions can advance business.
• Implementing enhancements and refinements rooted in insights derived from data, specifically tailored to consumer finance and microfinance lending.
• Ensuring that lending products within consumer finance and microfinance adhere to regulatory and risk management standards.
• Advocating for a user-centric design ethos that resonates with the expectations of clients within consumer finance and microfinance, ensuring lending products are intuitive and customerfocused.
• Conducting usability assessments and adroitly integrating user insights into product enhancements tailored to consumer finance and microfinance segments.
• Continuously dissecting the niche competitive landscape exclusively relevant to lend products within consumer finance and microfinance sectors.
• Recognizing opportunities to differentiate lending products and fortify their appeal within these specialized financial markets.
• Skillfully communicating lending product strategies, updates, and performance to stakeholders with a particular focus on consumer finance and microfinance.
• Meticulously managing expectations and cultivate alignment with business objectives, finetuned to the intricacies of lending within consumer finance and microfinance markets.

Job Requirements:

• Bachelor's degree in business, or computer science, or a related field.
• Post graduate studies is a plus.
• Minimum 6 years
• Experience in product management,
• Experience in the digital domain
• Experience in telecom, banking and/or technology industry
• Leadership and management skills
• Communication Skills
• Stakeholder management
• Presentation skills
• Strategy development and execution