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Relationship Officer

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Relationship Officer-Micro Mortgages - Meerut

North 2220-Meerut, Meerut, Uttar Pradesh, India


Department
NORTH BUSINESS
Job posted on
Jan 09, 2026
Employment type
Permanent

Business/ Financials
  • Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion
  • Maintain database of the prospects, meet select prospects and manage the relationship thereafter
  • Attend X (to be defined) number of prospects in a day/week/month to generate leads and references for MLAP Loans
  • Should be ready to travel extensively across the catchment area of the location to build the base of business

Customer (Both Internal & External)
  • Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long-term perspective
  • Guarantee confidential treatment of all the information gathered from customers and demonstrate the highest order of integrity as per the code of conduct of the organization

Internal Process

  • Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality

  • Visit the customer’s business and home to do the assessment/evaluation, following the “Product Policy” procedures.
  • Coordinate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through Cluster Manager – MLAP

Innovation & Learning

  • Maintain up to date knowledge of MLAP product as well as a working knowledge of other products offered in the branch
  • Inform Cluster Manager – MLAP about the demand in his/her assigned branch catchment as well as on the competition on a regular basis
  • Ensure adherence to training man-days/ mandatory training programs for self
Should be updated with the latest trends in civic and local laws of the location of operation

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