Risk Management Officer

Position: Risk Management Officer (Pre-Disbursement)
Experience: 1–2 Years
Location: [Onsite - Islamabad F11 Markaz]

Job Overview:
We’re looking for a detail-oriented Risk Management Officer to conduct pre-disbursement assessments, verify client details, and ensure compliance with internal and NBFC standards. This role is crucial in preventing fraud, identifying potential risks, and maintaining a secure lending process.

Key Responsibilities:

• Conduct telephonic verification calls with clients before loan disbursement.
• Validate client, guarantor, and business details using approved tools.
• Assess repayment capacity and flag potential risks or discrepancies.
• Ensure compliance with SECP/NBFC policies and company credit standards.
• Collaborate with branch and compliance teams for clarifications.
• Maintain accurate records and submit regular risk assessment reports.

Skills & Competencies:

• 1–2 years of experience in risk assessment, credit verification, or NBFC operations.
• Strong analytical and decision-making skills.
• Excellent communication and client handling abilities.
• Attention to detail with sound knowledge of MS Office & risk tools.
• Integrity, professionalism, and a teamwork mindset.

What We Offer:

• Performance-based incentives & annual increments
• Provident Fund & professional growth opportunities
• Supportive and inclusive work environment

Job Type: Full-time

Pay: Rs40,000.00 - Rs50,000.00 per month

Ability to commute/relocate:

• Islamabad: Reliably commute or planning to relocate before starting work (Preferred)

Application Question(s):

• What are your salary expectations?
• What is your notice period?

Education:

• Bachelor's (Required)

Experience:

• Risk Management: 2 years (Required)

Language:

• English (Preferred)

Location:

• Islamabad (Preferred)

Work Location: In person