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crm & analytics manager

cards product manager

PayTech Group

<div>
 
 Job Title:
 
 Cards Product Manager
 
 
 
 Term:
 
 12 months
 
 
 
 Location:
 
 Kuwait
 
 
 
 Division:
 
 Cards Issuing
 
 
 
 Reports to:
 
 Head of Cards
 
 
 
 Relevant experience:
 
 5 &ndash; 8 years in cards product management, preferably new product launches and customer acquisition strategy
 
 
 
 Mandatory requirements:
 
 
 
 <ul>
 <li>
 Cards product management experience,
 </li>
 <li>
 Understanding of card business and portfolio management
 </li>
 <li>
 Immediate availability
 </li>
 <li>
 English &amp; Arabic language (Preferred)
 
 
 
 </li>
 </ul>
 
 PURPOSE OF THE PROJECT
 
 
 
 Support the Head of Cards of a leading bank in Kuwait. Develop and implement product strategies and initiatives to meet the needs of the client. The ideal candidate is to have deep understanding of the cards systems, strong analytical skills, and the ability to drive business results through effective program management.
 
 
 Key Activities
 
 
 
 Core Responsibilities And Accountabilities
 
 
 
 <ul>
 <li>
 Develop and execute growth strategies to expand the credit card business. Identify and pursue new market opportunities and partnerships to increase market share. Implement marketing and promotional campaigns to attract new clients and increase card usage.
 </li>
 <li>
 Analyze the performance of the credit card portfolio, including profitability, utilization, and customer satisfaction. Identify trends, opportunities, and risks within the portfolio and develop strategies to address them.
 </li>
 <li>
 Monitor key KPIs &ndash; card activation, usage/spend uplift, attrition, complaint rate, call center volumes, digital adoption. Conduct regulatory, data, and customer‑impact assessments.
 </li>
 <li>
 Assist in customer communications and marketing campaigns.
 </li>
 <li>
 Liaise with multiple internal and external stakeholders - Product, Technology, Operations, Marketing, Compliance, and third-party vendors to deliver a robust Cards ramp up strategy.
 </li>
 <li>
 Oversee the implementation and monitoring of loyalty program to ensure its effectiveness and alignment to customer needs and business goals.
 </li>
 <li>
 Oversee technical readiness across issuing platforms (BIN configuration, card profiles, tokenization &amp; digital wallets, recurring payments, authorizations/clearing, 3DS/ACS, fraud controls)
 </li>
 <li>
 Oversee operational readiness (card production, personalization, dispatch, courier SLAs).
 
 
 
 </li>
 </ul>
 
 Knowledge And Experience
 
 
 
 <ul>
 <li>
 5+ years of experience in cards product management, with a proven track record of driving business growth and achieving targets.
 </li>
 <li>
 Excellent analytical and problem-solving abilities, with a data-driven approach to decision-making.
 </li>
 <li>
 In-depth knowledge of the cards market, industry trends, and regulatory environment.
 </li>
 <li>
 Experience in developing and launching new card products, including credit, debit, and prepaid cards.
 </li>
 <li>
 Strong communication, leadership and stakeholder management skills, with the ability to build strong relationships with internal and external stakeholders.
 
 
 
 </li>
 </ul>
 
 Mandatory Skills**
 
 
 
 <ul>
 <li>
 Experience in card issuing business, card management and payment processing systems.
 </li>
 <li>
 Proven track record in managing large-scale, complex card upgrade or migration projects.
 </li>
 <li>
 Experience with card‑scheme requirements, data privacy, program governance, and regulatory frameworks (Kuwait preferred).
 </li>
 <li>
 Understanding modern payment technologies, mobile wallets, fraud &amp; risk and API integrations.
 </li>
 <li>
 Proficiency in data analysis and portfolio management tools, excel, and tableau.
 </li>
 <li>
 Language: fluent in English, Arabic optional.
 
 </li>
 </ul>
</div>

Cards Product Manager

ACIES

About AciesAcies is multi-national firm in the business of consulting, technology applications, content management, and strategic investments. The firm has and continues to partner with leading players in the financial services and technology ecosystem with the objective of achieving tangible positive outcomes by solving complex challenges using new age technologies and practices. The firm also enters into strategic alliances through investments and partnerships with leading and upcoming global technology players that seek to address infrastructural complexities in the financial and technology marketplace through the use of new-age technologies and approaches.Acies is headquartered in Mumbai, India and has offices in Singapore and Malaysia and is expanding its global presence in other countries in the Asia Pacific, Middle East, and Africa.The firm is seeking to engage highly motivated and talented people to support our growth and continue to deliver a positive impact to our clients and ecosystem. We are looking for people whose integrity and excellence can help propel the firm to greater heights.The firm provides exceptional and equal opportunity for all applicants and employees without regard to race, religion, creed, color, national origin, gender, sexual orientation, age, marital status, physical or mental disability. We believe that our people should share in the success of our clients and our business.For more information about the firm and its business, please visit www.acies.holdingsACIES, Acies Consulting, Acies TechWorks, Acies Ventures, Acies LightHouse, Kepler, Kore, and Antares are registered trademarks of Acies Consulting LLP and its subsidiaries in India and/ or other countries.Risk manager - Retail banking portfolio of the Bank (Six-Month Contract - Onsite at Kuwait)Six months&rsquo; initial contract with possibility of extension / full time conversion based on organization&rsquo;s needs. Position is on site at Kuwait for one of Acies's clients.Position SummaryDeveloping, implementing, and monitoring credit policies for consumer products (loans, credit cards). Responsibilities include analyzing portfolios to mitigate risks, utilizing IFRS9 models, overseeing collections, and ensuring compliance with Central Bank of Kuwait regulations.Principal Duties and Responsibilities<ul><li>Policy Development: Review and establish retail credit policies, procedures, and risk strategies to align with bank goals and regulatory requirements.</li><li>Risk Analytics &amp; Modelling: Develop, validate, and manage retail IFRS9 models for credit risk, including portfolio monitoring and stress testing.</li><li>Portfolio Management: Analyze consumer banking portfolios (mortgages, personal loans, cards) to identify trends, potential risks, and areas for mitigation.</li><li>Collections Strategy: Create and optimize, collections strategies to improve recovery rates, utilizing appropriate systems and staff resources.</li><li>Compliance &amp; Reporting: Ensure all activities adhere to regulatory guidelines and internal risk policies; prepare reports for management.</li></ul>Required Qualifications / Skills<ul><li>Education: Bachelor&rsquo;s or Master&rsquo;s degree in Finance, Risk Management, Economics, or related fields.</li><li>Experience: Proven experience in retail risk management, preferably within the GCC banking sector.</li><li>Technical Skills: Strong analytical skills, proficiency in SAS or SQL for data analysis, and familiarity with IFRS 9.</li><li>Regulatory Knowledge: Deep understanding of risk frameworks and regulations, particularly those set by the Central Bank of Kuwait.</li><li>Communication: Excellent English communication skills; Arabic is often preferred</li></ul>Preferred Experience<ul><li>Minimum of six (4) to eight (6) years of demonstrable, hands-on experience as a Risk manager for the Retail banking segments of Middle Eastern banks / Banks in Kuwait</li><li>Strong knowledge of Retail Risk Credit Policies &amp; Procedures with experience in the implementation and monitoring of the effectiveness of the policy</li><li>Strong process orientation and should contribute to the improvement of retail risk process efficiency</li><li>Strong understanding of portfolio level risk analytics</li><li>Ability to provide a coherent risk view to the senior management</li><li>Strong statistical &amp; modelling skills</li><li>Ability to understand the implications of modelling assumptions</li><li>Strong analytical skills, communication skills, knowledge of retail banking principles, knowledge of Basel and credit systems</li></ul>Job Types: Full-time, Contract Contract length: 6 monthsPay: KD7,000.000 - KD10,000.000 per yearAbility to commute/relocate:<ul><li>Kuwait City: Reliably commute or planning to relocate before starting work (Required)</li></ul>Experience:<ul><li>Retail banking risk mgmt.: 4 years (Required)</li></ul>Language:<ul><li>English (Required)</li></ul>Location:<ul><li>Kuwait City (Preferred)</li></ul>

Risk manager - Retail banking

Shamiya Catering

Job SummaryWe are seeking a detail-oriented and accountable Storekeeper to manage inventory control, storage, and distribution activities for a high-volume F&amp;B operation. The role includes responsibility for receiving, loading/unloading, preparing dispatches, and coordinating distribution to ensure accurate and timely stock movement.Key Responsibilities<ul><li>Receive, inspect, load and unload all incoming and outgoing materials</li><li>Verify deliveries against purchase orders and delivery notes</li><li>Prepare, check, and issue stock for distribution to branches and departments</li><li>Ensure accurate documentation for all stock movements and transfers</li><li>Maintain organized storage areas with proper labeling and FIFO compliance</li><li>Record inventory movements accurately in stock cards and/or systems</li><li>Conduct daily, weekly, and monthly stock counts and support audits</li><li>Report shortages, damages, expiries, and inventory discrepancies</li><li>Ensure safe handling of goods and cleanliness of store and loading areas</li><li>Coordinate closely with operations, production, purchasing, and drivers</li></ul>Requirements<ul><li>Proven experience as a Storekeeper or similar inventory/distribution role</li><li>Experience in F&amp;B, central kitchens, warehouses, or logistics preferred</li><li>Physically fit and able to handle loading/unloading activities</li><li>Strong attention to detail and accountability</li><li>Basic computer and inventory system skills</li><li>Ability to work independently and follow procedures</li></ul>Job Type: Full-timePay: KD200.000 - KD300.000 per month

Storekeeper

Regatta Capital Holding

The R&amp;D Manager will lead innovation and product development initiatives. This role is responsible for creating new products, improving existing recipes, and ensuring compliance with food safety and quality standards. The manager will collaborate with cross-functional teams to deliver market-driven solutions that enhance customer satisfaction and strengthen the company&rsquo;s competitive edgeKey Responsibilities<ul><li>Develop and implement R&amp;D strategies to expand product portfolios (beverages, Desserts, Pastries, packaged foods, ready-to-drink, functional products).</li><li>Manage projects for new beverages, and coffee-based products.</li><li>Lead and mentor the R&amp;D team, fostering a culture of innovation and collaboration.</li><li>Lead product ideation, formulation, and testing to ensure superior taste, nutrition, and quality.</li><li>Oversee sensory evaluation panels and testing to validate product acceptance.</li><li>Collaborate with sourcing and procurement teams to identify innovative ingredients and sustainable raw materials.</li><li>Drive packaging innovation with a focus on sustainability, shelf-life, and consumer convenience.</li><li>Ensure compliance with food safety regulations, labeling requirements, and industry standards.</li><li>Manage R&amp;D projects from concept to commercialization, ensuring timelines and budgets are met.</li><li>Partner with marketing and production teams to align product development with consumer trends and market demands.</li><li>Monitor industry trends, competitor activities, and emerging technologies to guide innovation.</li><li>Build and maintain relationships with suppliers, research institutions, and regulatory bodies.</li><li>Track and report on R&amp;D performance, innovation pipeline, and market impact.</li></ul>Qualifications<ul><li>Bachelor&rsquo;s or Master&rsquo;s degree in Food Science, Food Technology, Chemistry, or related field.</li><li>7+ years of experience in R&amp;D within the food &amp; beverage industry.</li><li>Strong knowledge of product formulation, food processing, and sensory evaluation.</li><li>Experience with regulatory compliance and food safety standards HACCP, ISO etc</li><li>Proven track record of launching successful food or beverage products.</li><li>Excellent leadership, communication, and project management skills.</li></ul>Job Type: Full-timeAbility to commute/relocate:<ul><li>Kuwait City: Reliably commute or planning to relocate before starting work (Required)</li></ul>Application Question(s):<ul><li>What is the Industry you worked in ? </li></ul>Experience:<ul><li>R&amp;D: 10 years (Preferred)</li></ul>Language:<ul><li>Arabic (Required)</li></ul>

R&D Manager

.Lighting Co

Responsible for generating sales of lighting projects and services, achieving sales targets whilst maintaining the highest level of customer satisfaction.Supervise and optimise maintenance &amp; installation team activities.Coordinate with site engineers ensuring projects are being executed as per approved design.Make sure company products are handled correctly from warehouse to customer site.Product manager for different categories mainly lighting.Minimum work experience: 2Job Type: Full-time

Electrical Engineer, Sales & Operations

The Que Studio

About Q AlbumsQ Albums is the premium print and album division of Q Studio, specializing in handcrafted, high-end wedding albums for luxury clientele. We focus on innovation, materials, finishing excellence, and exceptional presentation.We are looking for a visionary and detail-oriented Creative Product Development Manager to lead the creation of new album collections and elevate our product standards.Role OverviewYou will be responsible for developing new album concepts, materials, finishes, packaging, and product collections. This is a strategic and creative role that combines design, production knowledge, supplier coordination, and luxury positioning.Key Responsibilities<ul><li>Develop new luxury album collections and product tiers</li><li>Research global trends in high-end wedding albums and print products</li><li>Select and test premium materials (leather, suede, acrylic, linen, metal, etc.)</li><li>Design packaging concepts (magnetic boxes, velvet wraps, presentation cases)</li><li>Oversee embossing, foil stamping, stitching, edge finishing, and detailing</li><li>Work closely with designers and print production team</li><li>Maintain strict quality control standards</li><li>Coordinate with suppliers and production partners</li><li>Develop pricing structures aligned with luxury market positioning</li><li>Improve production workflow efficiency</li></ul>Requirements<ul><li>3+ years experience in product development, print production, or luxury design</li><li>Strong understanding of materials, textures, and finishing techniques</li><li>Experience in print production or packaging design preferred</li><li>Detail-oriented with high aesthetic standards</li><li>Strong project management and supplier coordination skills</li><li>Ability to innovate while maintaining brand identity</li><li>Experience with Adobe (Illustrator / InDesign) is a plus</li></ul>What We&rsquo;re Looking For<ul><li>A creative thinker who understands luxury presentation</li><li>Someone who values craftsmanship and precision</li><li>A person who can turn ideas into physical premium products</li><li>Strong sense of brand positioning and pricing strategy</li></ul>CompensationCompetitive salary based on experience.How to ApplySend your CV and portfolio to: info@qstudiokw.com or WhatsApp +965 93000099Job Type: Full-timePay: From KD450.000 per month

Product Development Manager

RTC-1 Employment Services

The Role
 Position Title: Buying Manager - Fashion Retail Employment Type: Full Time Salary: up to 1,350 KWD all-inclusive depending on experience and qualifications Job Location: Kuwait About the Client: A proud Retail brand in Kuwait, well known within GCC for its growing portfolio of elegant women's fashion. Job Description: -Participate in seasonal range building and product selection -Ensure all product data is accurate before launch (codes, prices, descriptions). -Monitor weekly performance and sell-through. -Coordinate with suppliers on sampling, pricing, timelines, and approvals
 
Requirements
 <ul>
<li>Open to Arabic, and Asian nationals, aged 45 or below -Bachelor’s degree in Visual Merchandising, Fashion, Design, or related field - Minimum 4 years experience in buying, merchandising, or planning within Fashion Retail - Experience handling multi-store or regional visual merchandising operations - Strong leadership and team guidance skills</li>
</ul>
About the company
 RTC-1 Employment Services is a licensed recruitment firm based in Dubai, UAE. Our team has been in the market since 2004 and we are supporting various industries with their staffing needs across the Middle East and Africa.

Buying Manager - Fashion Retail

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