analyst, credit underwriting Jobs in Chicago United States

analyst, credit underwriting

contract analyst Jobs in Chicago United States

contract analyst

credit analyst ii - tmt Jobs in Chicago United States

credit analyst ii - tmt

credit analyst ii tmt

Fifth Third Bank

<div><div>Make banking a Fifth Third better&reg;<br>
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.</div><div></div><div>
GENERAL FUNCTION:</div><div>
The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and identifying risks or issues as needed. In addition, a successful Senior Credit Analyst will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling.</div><div></div><div>
The Senior Credit Analyst demonstrates proficiency in underwriting, with the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Senior Credit Analyst will attend and support Portfolio Reviews as needed.</div><div></div><div>
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.</div><div></div><div>
ESSENTIAL DUTIES AND RESPONSIBILITIES:</div><ul><li>
Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed.</li><li>
Use critical thinking to identify and draft documentation.</li><li>
Responsible for regularly completing indicative credit information into Banking Systems with little to no errors.</li><li>
Responsible for preparing risk-rating scorecard and performing tickler event analysis to identify potential risks.</li><li>
Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations.</li><li>
Identify and determine monitoring analysis activities required.</li><li>
Verify covenants and define updates needed on ticklers.</li><li>
Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.</li><li>
Responsible for assessing covenant compliance reporting and identifying issues.</li><li>
Review covenant compliance certificates to understand performance and determine actions remediate breaches.</li><li>
Update financial covenants and calculations as needed.</li><li>
Run Probability of Default (PD) model with oversight.</li><li>
Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team.</li><li>
Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight.</li><li>
Prepares ALSR reports with oversight.</li><li>
Responsible for running risk and projection models with oversight assumptions provided.</li><li>
Responsible for completing underwriting process with limited oversight.</li><li>
Create and complete a CAM with little to no errors.</li><li>
Review and re-write renewals for deals of limited complexity.</li><li>
Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings.</li><li>
Support Portfolio Managers and special projects.</li><li>
Take appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary.</li><li>
May assist with training of new employees.</li><li>
May work on special projects as assigned by management.</li></ul><div></div><div>
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:</div><ul><li>
Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).</li><li>
3+ years of Commercial Banking experience that includes credit analysis.</li><li>
Sound financial and risk analysis understanding, including the ability to develop financial models.</li><li>
Extensive Knowledge of banking products and services.</li><li>
Knowledge of corporate business structure and legal documents.</li><li>
General knowledge of U.S. government and regulation.</li><li>
Knowledge of the local or regional market preferred, but not required.</li><li>
Proficiency in internal banking applications.</li><li>
Strong verbal and written communication skills.</li><li>
Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.</li><li>
Proficient in all Microsoft Office software.</li></ul><div></div><div>
WORKING CONDITIONS:</div><ul><li>
Normal office environment with little exposure to dust, noise, temperature and the like.</li><li>
Minimal travel required.</li></ul>
Credit Analyst II - TMT<div></div>
Total Base Pay Range 69,800.00 - 143,100.00 USD Annual<div></div><div>
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.</div><div></div><div>
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.</div><div></div><div>
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: <div>https://www.53.com/content/fifth-third/en/careers/benefits.html</div> or by consulting with your talent acquisition partner.</div><div></div>
LOCATION - Chicago, Illinois 60606<div></div><div>
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes &ndash; no matter how they are submitted &ndash; will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.</div><div></div><div>
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.</div></div><div></div>

Credit Analyst II - TMT

Realign

<div><p>Job Type: Contract</p>
<p>Job Category: IT</p>
<p>Job Description</p>
<p></p><div><b>Job Title: </b><b>Business Analyst</b><br>
<b>Location: Chicago, IL (Onsite)</b></div><div><b>
Contract</b></div><div><b><br>
Job Summary:</b></div><div>
We are seeking a highly skilled <b>Business Analyst</b> with strong domain expertise in <b>Capital Markets</b>, particularly in <b>Fixed Income</b>, <b>Derivatives</b>, and <b>Regulatory Reporting</b>. The ideal candidate will also have a sound understanding of <b>Testing</b>, along with technical proficiency in <b>patching and troubleshooting</b> applications/systems. This role bridges business requirements with technical solutions and ensures optimal delivery in a regulated and dynamic environment.</div><div><b>
Key Responsibilities:</b></div><ul><div>
Gather, analyze, and document business and functional requirements from stakeholders in capital markets.</div><div>
Collaborate with business users, development teams, and QA to design and validate solutions.</div><div>
Lead or support system and user acceptance testing (UAT) with clear traceability to business requirements.</div><div>
Interpret and apply regulatory requirements related to capital markets (e.g., MiFID II, Dodd-Frank, EMIR).</div><div>
Work closely with technical teams on issue identification and resolution, including patching and troubleshooting efforts.</div><div>
Prepare detailed documentation including business requirements, process flows, use cases, and data mappings.</div><div>
Monitor and support the delivery of regulatory reports, ensuring accuracy and compliance.</div><div>
Assist in the development of test plans, test cases, and execution of test cycles.</div></ul><div><b>
Required Skills and Qualifications:</b></div><ul><div>
Proven experience as a Business Analyst in the <b>Capital Markets</b> domain.</div><div>
Strong knowledge of <b>Fixed Income</b> and <b>Derivative</b> products and workflows.</div><div>
Hands-on experience with <b>Regulatory Reporting</b> platforms or processes.</div><div>
Good understanding of <b>Software Testing</b> methodologies and tools (manual or automated).</div><div>
Technical background with working knowledge of:</div><ul><div><b>
Application patching</b> processes.</div><div><b>
System troubleshooting</b> and root cause analysis.</div></ul><div>
Strong analytical thinking and problem-solving skills.</div><div>
Excellent communication and documentation skills.</div></ul><p></p>
<p>Required Skills</p>
<p>DATA ANALYST</p></div>

Business Analyst-4

Achievers ABA

<div><p>Achievers ABA is currently looking for a Board Certified Behavioral Analyst (BCBA) who will be responsible for developing an effective ABA therapy treatment plan for children, providing supervision and training to staff to oversee treatment fidelity, and collaborating with colleagues in an energetic and supportive environment and focused on quality and ethics.</p>
<div>
<p>Board Certified Behavioral Analyst (BCBA) Benefits:</p>
<ul>
<li>Company Holidays</li>
<li>Flexible Scheduling</li>
<li>Work-Life Balance</li>
<li>Opportunities for leadership and career advancement</li>
<li>Member of a Collaborative team</li>
<li>Health insurance</li>
<li>Life insurance</li>
<li>Paid time off</li></ul><br>
</div>
<div></div><div><p>Board Certified Behavioral Analyst (BCBA) Schedule:</p>
<ul>
<li>Monday to Friday</li>
<li>No weekends</li>
</ul>
</div><p>Board Certified Behavioral Analyst (BCBA) Responsibilties:</p>
<ul>
<li>Provide regular training and support to direct care staff implementing treatment protocols in home, school, and community settings</li>
<li>Complete functional behavior assessments (FBAs), functional analyses (FA), and design behavior intervention plans for clients, to include follow through and support assistance for correct implementation</li>
<li>Design skill acquisition protocols inclusive of developing communication, social skills, independence, and behavior skill sets</li>
<li>Regularly review and analyze data to determine program and treatment outcomes and train and support staff on correct data collection measures</li>
<li>Provide oversight to cases, staff and family to make sure all company policies are followed and that treatment is provided according to ethical and best standards of practice</li>
<li>Provide regular training to parents and multidisciplinary professionals pertaining to applications of ABA</li>
<li>Comply with organization, state and federal regulations set forth to include professional development, safety training, confidentiality policies, and adhere to the BCBA task list</li>
<li>Work collaboratively with other therapists, providers, BCBAs, and school staff for effective programs</li>
<li>Demonstrate positive attitude and professional and ethical conduct at all times</li>
<li>Participate in all team meetings and company wide trainings as designated by supervisor and organization</li>
</ul><ul><li>Maintain good standing and certification status with the Behavior Analyst Certification Board (BACB&reg;)</li>
<li>Performs other related duties as assigned by management</li>
</ul>
<p>Board Certified Behavioral Analyst (BCBA) Skills and Qualifications:</p>
<ul>
<li>Hold a certification as a BCBA or BCaBA and be in good standing with the BACB&reg;.</li>
<li>Experience with designing treatment protocols, behavior intervention plans and skill acquisition programs using behavior analytic principles with individuals with developmental disabilities and autism</li>
<li>Experience collaborating with other professionals and therapist to implement practices and principles of ABA in home, community, and school settings</li>
<li>Experience with delivering direct instruction/implementation of skill &amp; behavior protocols</li>
<li>Experience training staff, parents, and direct care workers in implementation of ABA</li>
<li>Completed the supervision and ethics requirements outlined by the BACB&reg;</li>
<li>Maintain current CPR and First Aid requirements</li>
<li>Under limited supervision and much decision-making carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.</li>
<li>Additional Supervisory Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.</li></ul></div>

Board Certified Behavior Analyst (Hybrid)

Synchrony

<div><p>Job Description:</p><p></p><p><b>
Role Summary/Purpose:</b></p><p></p><p>
The AVP of Account Management Transactional Fraud (AMTF) Special Implementations is a position reporting to the VP, Account Management Transactional Fraud (AMTF) Special Implementations. This is an individual contributor position. This role is responsible for supporting ongoing Account Management initiatives (existing or new functionalities), and therefore requires strong hands-on data analytical skills using SAS and knowledge of certain Fiserv processes. The primary focus areas are data analytics, validation and reporting activities, establishing and enhancing controls, implementation of existing and new initiatives per requirements, and assisting in testing/execution of account actions.</p><p></p><p><b><i>
Our Way of Working</i></b></p><p></p><p><b><i>
We&rsquo;re proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.</i></b></p><p></p><p><b>
Essential Responsibilities:</b></p><ul><li><p>
Extract data using Data Warehouse tables to perform data analytics, reporting, sizing of accounts, identify potential gaps and execution anomalies</p></li><li><p>
Maintain strong quality control for the team&rsquo;s execution projects by managing testing and validation activities (based on applicable Data Warehouse tables or using Fiserv). Propose and establish new Controls as applicable</p></li><li><p>
Provide critical support for various account management initiatives, such as credit card Mass Reissues, credit card Upgrades/Migrations, Non-Mon and Datalink updates to Fiserv, Conversions/Deconversions/Terminations of portfolios, Credit Line Increase/Decrease</p></li><li><p>
Responsible for the monitoring of Experian Commercial Bureau refresh process, validating of TransUnion Consumer bureau refresh process, validating of MLA (Military Lending Act) fields on Fiserv, executing Liquidated Clients clean-up of accounts, assisting in credit bureau Annual Audit</p></li><li><p>
Create and maintain SOPs (standard operating procedures) and document end-to-end processes to successfully manage implementations, validate tests results, and prevent errors</p></li><li><p>
Work closely with requestors (including Account Management Strategy team) to understand the requirements and new functionalities in scope. Provide subject matter expertise and guidance for the testing, execution and post-production validation</p></li><li><p>
Validate new account setups ensuring that necessary fields are populated and passed over to Fiserv and applicable Data Warehouse tables</p></li><li><p>
Perform other duties and/or special projects as assigned</p></li></ul><p></p><p><b>
Qualifications/Requirements:</b></p><ul><li><p>
5+ years of hands-on experience with Base SAS using SAS Studio, SAS EG, or similar software. Ability to create and update SAS codes, merge tables, independently review and summarize results, and make recommendations on next steps</p></li><li><p>
3+ years of experience working with Fiserv screens and/or with Fiserv data</p></li><li><p>
3+ years of work experience in M cycle and Production validation of Fiserv processes</p></li><li><p>
Ability to produce Non-Mon and Datalink files to Fiserv in applicable file layouts using SAS</p></li><li><p>
Capability to enhance/establish and automate controls/reports/validations</p></li><li><p>
Knowledge of essential Data Warehouse tables (or ability to learn independently)</p></li><li><p>
Attention to detail, timely and efficient follow ups, proactive tracking of action items and deliverables. Ability to work effectively with a wide range of end users, demonstrated leadership skills, precise communication and ability to interpret requirements</p></li><li><p>
Curious and investigative mindset for data and analytics. Ability to independently connect the dots between data findings and business impact</p></li><li><p>
PC proficiency (Microsoft Suite including: Word, Excel, PowerPoint, and Outlook) or comparable software applications</p></li><li><p>
Experience documenting end-to-end process flows and SOP&rsquo;s (standard operating procedures)</p></li></ul><p></p><p><b>
Desired Characteristics:</b></p><ul><li><p>
Understanding of Consumer and Commercial lending data, products, and practices</p></li><li><p>
Experience with Fiserv processes (such as credit card Mass Reissues, credit card Upgrades/Migrations, Non-Mon and Datalink processing, Credit Line updates, account Closures, Adverse Actions)</p></li><li><p>
Familiar with credit bureau data and capability to assist the team in annual credit bureau audits</p></li><li><p>
Willingness and desire to learn new skills independently and quickly</p></li><li><p>
Experience engaging and working with other teams to clarify requirements and gain alignment on projects/deliverables</p></li><li><p>
Bachelor&rsquo;s degree preferred in computer programming, IT, finance, business, economics, or other quantitative field (or 10+ years of relevant work experience, in lieu of a Bachelor&rsquo;s degree)</p></li></ul><p></p><p><b>
Grade/Level: 10</b></p><p></p><p><br>
The salary range for this position is <b>75,000.00 - 130,000.00</b> USD Annual and is eligible for an annual bonus based on individual and company performance.</p><p></p><p>
Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.</p><p></p><p><br>
Salaries are adjusted according to market in CA, NY Metro and Seattle.</p><p></p><p><b>
Eligibility Requirements:</b></p><ul><li><p>
You must be 18 years or older</p></li><li><p>
You must have a high school diploma or equivalent</p></li><li><p>
You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process</p></li><li><p>
You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.</p></li><li><p>
New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months&rsquo; time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months&rsquo; time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don&rsquo;t meet the time in position or performance expectations).</p></li></ul><p></p><p>
Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.</p><p></p><p><b>
Our Commitment:</b></p><p></p><p>
When you join us, you&rsquo;ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard &ndash; but valued. Together, we&rsquo;re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.</p><p></p><p><br>
This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We&rsquo;re proud to have an award-winning culture for all.</p><p><b>
Reasonable Accommodation Notice:
</b></p><ul><li><p>Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.</p></li><li><p>
If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627. Representatives are available from 8am &ndash; 5pm Monday to Friday, Central Standard Time</p></li></ul><p></p><p><b>
Job Family Group:</b></p>
Credit</div><p></p>

AVP, Account Management & Fraud Special Implementations

PayPal

<div><p><b>The Company</b></p><p>
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.</p><p><br>
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.</p><p><br>
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.</p><p><br>
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do &ndash; and they push us to ensure we take care of ourselves, each other, and our communities.</p>
<p>Job Description Summary: This job oversees financial reporting, compliance, and internal controls. You will ensure accurate financial information, manage audits, and implement accounting policies in line with GAAP/IFRS and SEC regulations. This role collaborates with cross-functional teams, supports strategic decision-making, and drives process improvements. Strong leadership, technical expertise, and attention to detail are essential.</p>
<p>Job Description:
</p><p><b>Essential Responsibilities:
</b></p><ul><li>Partner with PayPal business leaders and wider PayPal finance organization on accounting and reporting matters</li><li>
Drive accounting support within finance transformation work programs and other process enhancements</li><li>
Provide accounting expertise and leadership to finance and business organizations</li><li>
Consult with business partners regularly to ensure awareness of significant transactions and potential accounting impact</li></ul><p></p><p><b>
Expected Qualifications:</b></p><ul><li>
8+ years relevant experience and a Bachelor&rsquo;s degree OR Any equivalent combination of education and experience.</li></ul><p></p>
<p>Additional_Responsibilities_And_Preferred_Qualifications:
</p><p><b>High Level Job Summary:</b></p><p>
This role will report directly to the Credit Controller and will be responsible for leading daily and monthly accounting operations, monthly and quarterly reporting (including 10Q/10K) and also, working on complex accounting areas related to PayPal&rsquo;s rapidly expanding Global Consumer and Merchant loan portfolios. Key responsibilities will include: quarterly SEC reporting and CECL allowance process, ongoing loan portfolio externalizations (ie. loan sales and securitizations), and other special projects, such as product launches, system migrations, changes in accounting policy and broader finance automation initiatives. It is a fast-paced environment that requires juggling of multiple projects with competing deadlines. Highly automated Accounting environment with multiple loan servicing systems, as well as other supporting systems, which adds unique operational complexities and requires a focus on streamlining and automation solutions to ensure scalability. Role will oversee the 3 accounting managers on the team.</p><p>
is role will ensure accurate financial information in line with US GAAP and IFRS (as applicable), review all Credit related SEC reporting, manage audits, and partner with cross functional business leaders, serving as a key point of contact. Strong leadership, technical expertise, and attention to detail are essential.</p><ul><li>
Cross functional teams across PayPal, include: FP&amp;A, Capital Markets, Credit Risk, Data Analytics, System Platform, Corporate Accounting, Treasury, Accounting Policy, SEC Reporting, SOX, etc.<ul><li>
Partnership with Capital Markets team (and greater Credit FP&amp;A team) which are based in NYC is a critical function of this role. Note: Credit business partners/leaders are primarily based on the East Coast, across the Tri-State area.</li></ul></li><li>
Oversee quarterly CECL Allowance process. This is a key focus area with a high level of scrutiny due to subjectivity and materiality of the estimate. Quarterly process includes heavy partnership with Credit Risk and Credit Finance to align on reserve estimates and ultimately present a detailed deck to leadership.</li><li>
Review complex journal entries and ensure the accuracy of information through well-documented workpapers. Proactively identify, communicate, and resolve any issues or reconciling items.<br>
</li><li>
Work with a high degree of initiative to identify and recommend process improvement opportunities through automation to ensure all processes are scalable for Credit business&rsquo; rapid expansion.</li><li>
Develop and improve internal process documentation. Ability to analyze and walkthrough new or existing accounting processes from beginning to end and outline journal entries.</li><li>
Collaborate with the other managers on the team for specific projects and oversight of day-to-day team operations.</li><li>
Partner with PayPal business leaders and wider PayPal finance organization on accounting and reporting matters</li></ul><ul><li>
Drive accounting support within finance transformation work programs and other process enhancements</li><li>
Provide accounting expertise and leadership to finance and business organizations</li><li>
Consult with business partners regularly to ensure awareness of significant transactions and potential accounting impact</li></ul><p><b>
Required Skills:</b></p><ul><li>
Excellent written and verbal communication skills to articulate ideas and plans clearly and effectively with internal and external audiences at a leadership level.</li><li>
Ability to influence where you do not have direct authority through strong interpersonal skills</li><li>
Quick learner with a high degree of attention to detail and understanding of business/accounting processes.</li><li>
Ability to manage multiple projects simultaneously across cross functional teams.</li><li>
High degree of personal integrity and professional skepticism.</li><li>
Open to change and committed to continuous process improvement.</li><li>
Have a reputation for getting things done.</li></ul><p><b>
Required Qualification:</b></p><ul><li>
12+ years of Audit/Accounting experience: Minimum 5 years required at a Big Four public accounting firm.</li><li>
Experience in Credit or Banking industry is required.</li><li>
CPA required</li></ul><p></p>
PayPal is committed to fair and equitable compensation practices.
<br>
<br>
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.<br>
<br>
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.<br>
<br>
The U.S. national annual pay range for this role is $123,500 to $212,850<p></p>
<p>
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.</p>
<p>For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.</p><p><b><br>
Our Benefits:</b></p><p>
At PayPal, we&rsquo;re committed to building an equitable and inclusive global economy. And we can&rsquo;t do this without our most important asset-you. That&rsquo;s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.</p><p>
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com<br>
</p><br>
<p><b>Who We Are:</b></p><p>
To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx<br>
</p><br>
<p><b>Commitment to Diversity and Inclusion</b></p><p>
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.</p>
<p><b>Belonging at PayPal:</b></p><p>
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.</p><p><br>
Any general requests for consideration of your skills, please Join our Talent Community.</p><p><br>
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don&rsquo;t hesitate to apply.</p></div>

Sr Manager, Accounting

<div><p><b>The Company</b></p><p>
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.</p><p><br>
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.</p><p><br>
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.</p><p><br>
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do &ndash; and they push us to ensure we take care of ourselves, each other, and our communities.</p>
<p>Job Description Summary: PayPal is seeking an experienced Legal Counsel to drive growth in our expanding US credit business. We need business-minded, self-motivated candidates with a proven track record advising on commercial and consumer credit products, including BNPL and credit cards, and significant experience leading attorney teams. You'll provide legal and strategic guidance to senior business leaders and functional partners in our PayPal Credit organization on matters related to small business lending, consumer lending, and credit card products. Key responsibilities include providing strategic and regulatory guidance on new product initiatives and enhancements, negotiating strategic partnerships, working with senior legal and business leaders to execute compliant strategies, and delivering high-quality, business-oriented legal support that enables commercial growth. You'll also provide effective management, leadership, and coaching to team members and support bank partner relationships.</p>
<p>Job Description:
</p><p><b>Essential Responsibilities:
</b></p><ul><li>Develop and articulate a clear, compelling vision and strategy, inspiring the legal team and aligning with PayPal's long-term goals.</li><li>
Provide key inputs as an industry leader and expert, staying ahead of legal trends and influencing industry standards.</li><li>
Influence long-term success strategy of the function, driving innovation and continuous improvement in legal practices.</li><li>
Ensure compliance with relevant laws and regulations, leading the adoption of cutting-edge legal technologies and best practices.</li><li>
Manage legal risks and safeguard PayPal's legal interests, developing forward-looking risk management strategies.</li><li>
Represent PayPal in litigation and other legal proceedings, overseeing complex cases and ensuring strategic alignment with business objectives.</li></ul><p></p><p><b>
Expected Qualifications:</b></p><ul><li>
12+ years relevant experience and a Juris doctorate degree OR Any equivalent combination of education and experience.</li></ul><p></p>
PayPal is committed to fair and equitable compensation practices.
<br>
<br>
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.<br>
<br>
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.<br>
<br>
The U.S. national annual pay range for this role is $232,000 to $398,750<p></p>
<p>
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.</p>
<p>For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.</p><p><b><br>
Our Benefits:</b></p><p>
At PayPal, we&rsquo;re committed to building an equitable and inclusive global economy. And we can&rsquo;t do this without our most important asset-you. That&rsquo;s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.</p><p>
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com<br>
</p><br>
<p><b>Who We Are:</b></p><p>
To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx<br>
</p><br>
<p><b>Commitment to Diversity and Inclusion</b></p><p>
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.</p>
<p><b>Belonging at PayPal:</b></p><p>
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.</p><p><br>
Any general requests for consideration of your skills, please Join our Talent Community.</p><p><br>
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don&rsquo;t hesitate to apply.</p></div>

Sr Director, Legal Counsel - Credit

<div><p><b>The Company</b></p><p>
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.</p><p><br>
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.</p><p><br>
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.</p><p><br>
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do &ndash; and they push us to ensure we take care of ourselves, each other, and our communities.</p>
<p>Job Description Summary: This job engages with team members to contribute to credit portfolio solutions and efficiencies. They assist in monitoring credit risks and follow established processes to support management efforts. This role encourages participation in data collection and analysis, fostering collaboration to suggest improvements and enhance performance within the credit portfolio.</p>
<p>Job Description:
</p><p><b>Essential Responsibilities:
</b></p><ul><li>Perform portions of risk assessments and credit worthiness requiring financial knowledge and developing business expertise</li><li>
Support and may lead regulatory projects of limited scope impacting PayPal's compliance standards</li><li>
Analyze and risk mitigation recommendations within limited parameters under regular supervision</li><li>
Receive regular and general instruction and guidance from more experienced colleagues on work in the form of specific objectives</li></ul><p></p><p><b>
Expected Qualifications:</b></p><ul><li>
1+ years relevant experience and a Bachelor&rsquo;s degree OR Any equivalent combination of education and experience.</li></ul><p></p>
PayPal is committed to fair and equitable compensation practices.
<br>
<br>
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.<br>
<br>
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com.<br>
<br>
The U.S. national annual pay range for this role is $69,000 to $113,850<p></p>
<p>
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.</p>
<p>For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.</p><p><b><br>
Our Benefits:</b></p><p>
At PayPal, we&rsquo;re committed to building an equitable and inclusive global economy. And we can&rsquo;t do this without our most important asset-you. That&rsquo;s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.</p><p>
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com<br>
</p><br>
<p><b>Who We Are:</b></p><p>
To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx<br>
</p><br>
<p><b>Commitment to Diversity and Inclusion</b></p><p>
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.</p>
<p><b>Belonging at PayPal:</b></p><p>
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.</p><p><br>
Any general requests for consideration of your skills, please Join our Talent Community.</p><p><br>
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don&rsquo;t hesitate to apply.</p></div>

Analyst, Credit Underwriting

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