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payments operations analyst-payments operations analyst-payments operations analyst Jobs in Karachi

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business analyst - finance Jobs in Karachi

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business intelligence / financial analyst Jobs in Karachi

business intelligence / financial analyst

fp&a analyst

Careem

<div><div>Careem is building the Everything App for the greater Middle East &mdash; making it easy to move around, order food and groceries, manage payments, and more. Our purpose is simple: to simplify and improve people&rsquo;s lives and build an awesome organisation that inspires. 
Since 2012, Careem has enabled earnings for over 2.5 million Captains, simplified the lives of more than 70 million customers, and built a platform where the region&rsquo;s best talent and entrepreneurs thrive. We operate in 70+ cities across 10 countries, from Morocco to Pakistan.

We&rsquo;re now entering our next chapter &mdash; one powered by AI. We&rsquo;re looking for AI talent: curious problem-solvers who know how to apply AI to build tools, automate workflows, and create real impact. Whether it&rsquo;s streamlining operations, enhancing customer experience, or reimagining internal systems &mdash; we want people who can make Careem work smarter and move faster.</div><div>
<div>
About the Role</div>
<div> 
We&rsquo;re looking for a Senior Analyst &ndash; FP&amp;A to join the Strategic Finance team at Careem Pay. 
This role combines financial acumen, analytical rigor, and technical skills (especially SQL) to help drive strategic decisions and business performance across Careem&rsquo;s fintech ecosystem.</div>
<div></div>
<div>What You'll Do</div>
<ul><li>Drive strategic finance initiatives by developing financial models, forecasts, and performance analyses that inform leadership decisions.</li>
<li>Partner with product, growth, and operations teams to identify business drivers, assess financial performance, and deliver actionable insights.</li>
<li>Write, optimize, and troubleshoot SQL queries to extract, validate, and analyze data for daily operations and management reporting.</li>
<li>Prepare monthly performance reviews, management presentations, and support annual and long-term planning cycles.</li>
<li>Ensure data integrity and consistency across financial and operational systems.</li>
<li>Build a deep understanding of P&amp;L drivers, financial metrics, and business KPIs.</li>
</ul><div>What You&rsquo;ll Need</div>
<ul><li>Bachelor&rsquo;s degree in Finance, Economics, Accounting, or a related field.</li>
<li>3&ndash;5 years of experience in FP&amp;A, strategic finance, or business partnering, ideally within fintech, payments, or digital services.</li>
<li>Strong SQL proficiency &mdash; able to write, optimize, and debug queries independently.</li>
<li>Advanced Excel / Google Sheets and financial modeling skills; experience with BI tools (e.g. Looker, Tableau, Power BI) is a plus.</li>
<li>Excellent business judgment, analytical mindset, and stakeholder management skills.</li>
<li>Experience working in or with fintech or payments products.</li>
<li>Familiarity with data-driven financial reporting, automation tools, or financial data pipelines.</li>
<li>A passion for merging finance and data to tell clear, actionable stories.</li></ul> 
<div>
</div><div>What we&rsquo;ll provide you</div>
<div></div>
<div>We offer colleagues the opportunity to drive impact in the region while they learn and grow. As a full time Careem colleague, you will be able to:</div>
<ul><li>At Careem Pay, you&rsquo;ll be part of one of the region&rsquo;s most exciting fintech journeys &mdash; solving meaningful problems, working alongside brilliant people, and helping shape the future of digital payments across MENA.</li>
<li>Work and learn from great minds by joining a community of inspiring colleagues.</li>
<li>Put your passion to work in a purposeful organisation dedicated to creating impact in a region with a lot of untapped potential.</li>
<li>Explore new opportunities to learn and grow every day.</li>
<li>Work 4 days a week in office &amp; 1 day from home, and remotely from any country in the world for 30 days a year with unlimited vacation days per year. (If you are in an individual contributor role in tech, you will have 2 office days a week and 3 to work from home.)</li>
<li>Access to healthcare benefits and fitness reimbursements for health activities including gym, health club, and training classes.</li></ul></div></div>

Senior FP&A Analyst

ibex

<div>
 
 
 Ibex
 
 , for one of its global clients, is hiring a
 
 Business Analyst
 
 to join the
 
 EU Data Analytics team
 
 . We are seeking a highly motivated and detail-oriented professional to support the
 
 FP&amp;A function
 
 . This cross-functional role blends
 
 strong analytical
 
 and technical expertise with
 
 sound business acumen
 
 . The ideal candidate will play a key role in enhancing the efficiency and effectiveness of FP&amp;A activities through the use of
 
 modern data tools
 
 and
 
 automation techniques.
 
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 Partner with the FP&amp;A team to provide
 
 analytical support
 
 in
 
 monitoring KPI
 
 ,
 
 forecasting metrics,
 
 f
 
 inancial reporting
 
 and
 
 pricing models.
 
 </li>
 <li>
 Translate business questions into analytical problems and deliver data-driven insights that inform financial decision-making.
 </li>
 <li>
 Build and maintain
 
 automated reports
 
 , and
 
 data pipelines
 
 using
 
 SQL
 
 and/or
 
 Python
 
 </li>
 <li>
 Identify opportunities to streamline
 
 reporting processes
 
 and improve data quality through automation
 </li>
 <li>
 Work closely with data engineering and other analytics stakeholders to ensure data integrity and alignment across systems.
 </li>
 <li>
 Assist in the development and maintenance of
 
 financial models
 
 that support
 
 strategic planning
 
 and
 
 performance analysis
 
 </li>
 </ul>
 
 
 
 
 
 Key Requirements
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in finance, Accounting, Economics, Statistics, or a related field.
 </li>
 <li>
 +2 years experience as a
 
 financial analyst or a similar role
 
 </li>
 <li>
 Strong understanding of
 
 accounting principles
 
 and
 
 financial statements
 
 .
 </li>
 <li>
 Proficiency in
 
 SQL
 
 for
 
 data extraction
 
 ,
 
 transformation
 
 , and analysis.
 </li>
 <li>
 Must possess hands-on experience with
 
 Python.
 
 </li>
 <li>
 Strong problem-solving skills with the
 
 ability to communicate technical findings to non-technical stakeholders.
 
 </li>
 <li>
 Self-starter with a continuous improvement mindset and a passion for using data to drive business value
 </li>
 </ul>
</div>

Business Analyst - Finance

Nisum

<div>
 We are looking for a detail-oriented and technically proficient
 
 Business Intelligence / Financial Analyst
 
 to join our FP&amp;A team. This role will focus on managing and optimizing financial planning systems (primarily Planful) while driving improvements in reporting, budgeting, and forecasting. The position requires close collaboration with cross-functional teams and executive leadership to ensure data-driven decision-making.
 
 
 
 What You&rsquo;ll Do
 
 
 
 This role is ideal for a finance professional with strong system management expertise, analytical skills, and a passion for process improvement.
 
 
 
 Planful System Management
 
 
 
 <ul>
 <li>
 Administer and maintain the Planful platform for Pakistan, ensuring data integrity, user access, and system performance.
 </li>
 <li>
 Implement system updates, configurations, and enhancements based on evolving business needs.
 </li>
 <li>
 Serve as the technical liaison between Pakistan stakeholders and Planful support.
 
 
 </li>
 </ul>
 
 Financial Planning &amp; Analysis (FP&amp;A)
 
 
 
 <ul>
 <li>
 Build and maintain financial models to support budgeting, forecasting, and strategic planning.
 </li>
 <li>
 Develop budgeting and forecasting templates for organizational use.
 </li>
 <li>
 Perform variance analysis to highlight trends, risks, and opportunities.
 </li>
 <li>
 Prepare and deliver financial dashboards and reports for executive leadership.
 
 
 </li>
 </ul>
 
 Data Management &amp; Reporting
 
 
 
 <ul>
 <li>
 Ensure accurate data integration between Planful and financial systems (e.g., Sage Intacct).
 </li>
 <li>
 Conduct validation checks and resolve data discrepancies.
 </li>
 <li>
 Design and maintain reports in Planful and occasionally develop queries/visualizations in Power BI.
 
 
 </li>
 </ul>
 
 Process Improvement &amp; Training
 
 
 
 <ul>
 <li>
 Identify and implement best practices to streamline FP&amp;A processes.
 </li>
 <li>
 Collaborate with the US finance team to enhance functionalities and workflows.
 </li>
 <li>
 Provide training and ongoing support to end-users for better system utilization.
 
 
 </li>
 </ul>
 
 Collaboration &amp; Continuous Improvement
 
 
 
 <ul>
 <li>
 Partner with cross-functional teams to align reporting and planning with organizational goals.
 </li>
 <li>
 Introduce automation, AI tools (e.g., ChatGPT, Copilot, Claude), and data pipelines to boost productivity.
 </li>
 <li>
 Drive continuous enhancements in financial processes and system capabilities.
 
 
 </li>
 </ul>
 
 What You Know
 
 
 
 <ul>
 <li>
 2&ndash;3 years of experience in financial planning, analysis, and system administration.
 </li>
 <li>
 Proven expertise with FP&amp;A systems (preferably Planful).
 </li>
 <li>
 Proficiency in Planful or similar FP&amp;A tools.
 </li>
 <li>
 Advanced Excel (dynamic arrays, Power Query, conditional formatting, pivot tables).
 </li>
 <li>
 Experience with BI tools (Power BI, Tableau).
 </li>
 <li>
 Familiarity with data integration pipelines.
 </li>
 <li>
 Exposure to AI-driven productivity tools.
 </li>
 <li>
 Understanding of financial systems flow and basic accounting principles.
 
 
 </li>
 </ul>
 
 Education
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Finance, Accounting, Business Administration, or related field.
 </li>
 </ul>
</div>

Business Intelligence / Financial Analyst

Oula Private Limited

Responsibilities and Duties1. Business Partnering &amp; Decision Support<ul><li>Act as a finance partner to business leaders, providing insights and recommendations to improve profitability and efficiency.</li><li>Collaborate with commercial, operations, and project teams to understand key business drivers and provide financial guidance.</li><li>Support business cases for new initiatives, investments, and cost-saving projects.</li><li>Assist in scenario analysis, pricing evaluations, and margin analysis to aid strategic decision-making.</li></ul>2. Financial Planning &amp; Analysis (FP&amp;A)<ul><li>Support preparation of annual budgets, quarterly forecasts, and long-term financial plans.</li><li>Analyze variances between actuals, budgets, and forecasts, highlighting risks and opportunities.</li><li>Prepare monthly management reports and dashboards for business reviews.</li></ul>3. Performance Monitoring &amp; Reporting<ul><li>Monitor key financial metrics and operational KPIs to evaluate business performance.</li><li>Consolidate financial data from multiple departments for accurate and timely reporting.</li><li>Assist in presenting financial performance summaries to senior management.</li></ul>4. Process Improvement &amp; Compliance<ul><li>Identify areas for process automation and efficiency improvement in financial reporting and analysis.</li><li>Ensure compliance with internal controls, company policies, and accounting standards.</li><li>Liaise with internal and external auditors during financial reviews.</li></ul>5. Cross-functional Collaboration<ul><li>Partner with procurement, HR, and project management teams to ensure financial alignment on major initiatives.</li><li>Provide training or guidance to non-financial stakeholders to improve financial literacy across the organization.</li></ul>Qualifications:&middot; Bachelor&rsquo;s degree in finance, Accounting, (master&rsquo;s degree or ACCA/CIMA/CA finalist preferred).&middot; 3&ndash;5 years of experience in financial planning, analysis, or business partnering roles.&middot; Strong understanding of financial statements, business modeling, and performance metrics.&middot; Proficiency in MS Excel and Power BI (or other data visualization tools).&middot; Experience with ERP systems (SAP, Oracle, or equivalent) is an advantage.Job Type: Full-timeApplication Question(s):<ul><li>What is your current salary?</li><li>What is your expected salary?</li></ul>Work Location: In person

Assistant Manager / Manager Finance - Business Partner

Krave Mart (YC S22)

<div>
 
 
 About the Role:
 
 
 
 We&rsquo;re seeking a hands-on, commercially sharp CFO to drive profitability, cash discipline, and financial transformation for a rapidly scaling online grocery business. This role sits at the intersection of strategic vision, operational finance, and commercial accountability, driving both high growth and improved profitability.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 
 
 1. Strategic &amp; Commercial Finance Leadership
 
 
 <ul>
 <li>
 Partner with the leadership team to define and execute the company&rsquo;s financial roadmap, balancing growth, efficiency, and profitability.
 </li>
 <li>
 Lead commercial finance strategy: analyze category margins, pricing, and discount structures; drive optimized cost to serve and contribution margins.
 </li>
 <li>
 Establish frameworks for evaluating marketing ROI, promotional efficiency, and dark store-level P&amp;L ownership, as well as category level P&amp;L.
 </li>
 <li>
 Build a partnership model with Operations, Marketing, and Tech to align business decisions with real-time financial implications.
 </li>
 <li>
 Drive initiatives to achieve EBITDA break-even through structural cost reduction and mix optimization.
 </li>
 </ul>
 
 
 
 
 
 2. Daily Finance Operations &amp; Cash Control
 
 
 <ul>
 <li>
 Oversee day-to-day financial operations, including order-level reconciliation, vendor payments, and cash management across stores and digital wallets.
 </li>
 <li>
 Ensure strong controls around collections, payouts, refunds, supplier credit terms, and cash handling at the store level.
 </li>
 <li>
 Monitor daily bank reconciliations, petty cash, vendor advances, and supplier ledgers, ensuring zero leakage.
 </li>
 <li>
 Lead the Accounts Payable and Accounts Receivable functions to ensure timely settlements and working capital efficiency.
 </li>
 <li>
 Implement rolling 13-week cash flow forecasting and dashboards for daily liquidity tracking.
 </li>
 <li>
 Collaborate with operations to reduce fulfillment, wastage, and logistics costs, improving cash conversion cycles.
 </li>
 </ul>
 
 
 
 
 
 3. Financial Planning, Budgeting &amp; Performance Management
 
 
 <ul>
 <li>
 Drive monthly, quarterly, and annual FP&amp;A processes: budgeting, variance analysis, and forecasting.
 </li>
 <li>
 Build and maintain robust financial models for GMV, NMV, AOV, CAC, LTV, contribution, and city-level P&amp;L.
 </li>
 <li>
 Introduce zero-based budgeting (ZBB) and cost-center accountability across functions.
 </li>
 <li>
 Lead weekly performance reviews with department heads on cost vs. target metrics, profitability, and expense optimization.
 </li>
 <li>
 Deliver accurate and timely monthly management reports, ensuring data-driven decision-making.
 </li>
 </ul>
 
 
 
 
 
 4. Supply Chain &amp; Operations Finance
 
 
 <ul>
 <li>
 Partner with the supply chain, procurement, and operations teams to improve inventory turns, vendor credit, and cost-to-serve models.
 </li>
 <li>
 Implement SKU-level profitability tracking across regions and dark stores.
 </li>
 <li>
 Lead initiatives to minimize wastage, shrinkage, and disposal loss, ensuring better margin retention.
 </li>
 <li>
 Optimize the supplier funding and rebate structures to strengthen gross margins.
 </li>
 </ul>
 
 
 
 
 
 5. Internal Audit, Controls &amp; Compliance
 
 
 <ul>
 <li>
 Establish and oversee a robust Internal Audit function covering finance, procurement, store operations, and compliance.
 </li>
 <li>
 Conduct monthly internal control checks on cash, stock, and system reconciliations across stores and warehouses.
 </li>
 <li>
 Ensure compliance with IFRS and local statutory requirements (SECP, CCP, ACRA, FBR, tax).
 </li>
 <li>
 Drive risk management frameworks, including fraud prevention, approval hierarchies, and authority matrices.
 </li>
 <li>
 Manage external and statutory audits, ensuring clean opinions and timely closure.
 </li>
 <li>
 Set up a compliance dashboard covering key risk indicators, policy breaches, and control exceptions.
 </li>
 </ul>
 
 
 
 
 
 6. Systems, Automation &amp; Data Integrity
 
 
 <ul>
 <li>
 Lead full utilization of Microsoft Dynamics 365 Finance &amp; Operations, integrating it with supply chain, procurement, and CRM systems.
 </li>
 <li>
 Automate reconciliations, invoice workflows, and MIS generation to ensure speed and accuracy.
 </li>
 <li>
 Drive analytics and visualization dashboards that provide store-wise, city-wise, and function-wise profitability snapshots.
 </li>
 <li>
 Oversee the creation of a single source of truth for financial data integrity and audit trails.
 </li>
 </ul>
 
 
 
 
 
 7. Cost Control, Profitability &amp; Value Creation
 
 
 <ul>
 <li>
 Institutionalize cost-control mechanisms across all functions, enforcing spend discipline and ROI validation.
 </li>
 <li>
 Identify and reduce inefficiencies across all departments
 </li>
 <li>
 Build and implement profitability scorecards for products, categories, and regions.
 </li>
 <li>
 Monitor daily contribution margin and EBITDA bridge to ensure improvement month-over-month.
 </li>
 <li>
 Establish regular reviews for SG&amp;A optimization and productivity improvement.
 </li>
 </ul>
 
 
 
 
 
 8. Leadership &amp; Team Development
 
 
 <ul>
 <li>
 Build and mentor a multi-layered finance team across FP&amp;A, accounting, treasury, audit, and commercial finance.
 </li>
 <li>
 Drive continuous learning and exposure to cross-functional business levers.
 </li>
 <li>
 Promote a performance driven and compliant culture where financial accountability is shared company wide.
 </li>
 </ul>
 
 
 
 
 
 Qualifications &amp; Experience:
 
 
 <ul>
 <li>
 Chartered Accountant (CA), CPA, CFA, or MBA (Finance).
 </li>
 <li>
 10+ years of progressive experience, with at least 4&ndash;6 years in a senior finance leadership role in FMCG, E-Commerce, or Logistics.
 </li>
 <li>
 Deep expertise in commercial finance, supply chain finance, and operational cost management.
 </li>
 <li>
 Demonstrated success in improving profitability and driving sustainable financial turnaround.
 </li>
 <li>
 Hands-on proficiency with Microsoft Dynamics 365 Finance &amp; Operations
 </li>
 <li>
 Proven experience with multi-entity consolidation, cross-border operations, and group reporting.
 </li>
 <li>
 Strong understanding of IFRS, internal controls, tax, and regulatory frameworks&nbsp;
 </li>
 <li>
 Experience with US GAAP Accounting Standards is preferred
 </li>
 <li>
 Excellent communication and stakeholder management with investors, boards, and regulators.
 </li>
 </ul>
</div>

Chief Financial Officer

Alibaba

<div><div>Basic Infomation<div><div><div>
Department:
Daraz</div><div>
Degree:
Master</div><div>
Work Experience:
4 year</div></div></div></div><div>
Job Description<div>
&bull; Conduct financial analysis to support strategic planning and decision-making for the logistics and
fulfillment business segment across Pakistan, Bangladesh, Sri Lanka, Nepal, and Myanmar regions.
&bull; Collaborate with senior management to identify key business drivers, evaluate financial performance,
and offer recommendations.
&bull; Ensure accurate allocation of actual expenses to the appropriate cost centers, enhancing the accuracy
and fairness of financial reporting.
&bull; Conduct cost variance analysis, highlighting variances between actual and budgeted figures at the cost
group and element level, and reported the reasons for any outliers.
&bull; Conduct in-depth analysis of financial and operational data, identifying trends and risks, and preparing
recommendations for cost improvement opportunities.
&bull; Spearhead cost control initiatives for warehouse and logistics, conducting both high-level and deep-
dive analyses focused on cost-saving and efficiency improvements.
&bull; Assist in the preparation of board presentations and financial materials.
&bull; Excel in managing multiple tasks independently in a fast-paced environment</div></div><div>
Position Requirement<div>
The Finance Business Partner role is an individual contributor. The role will work very closely with all COOs independently, including senior leadership, regional FBP, regional Ops team. The role will also work with other functions like Controller, FP&amp;A, Planning, etc.
Responsibilities
1. Act as a strategic partner to the business leaders by providing financial insight and support to drive business growth and profitability.
2. Lead the budgeting, forecasting, and financial review process, ensuring accurate and timely financial plans.
3. In depth analysis of financial data to identify trends and opportunities for improvement.
4. Monitor and control the financial performance of the business unit and identify areas of risk, proposing solutions to mitigate those risks.
5. Provide financial support for regional and domestic business initiatives, including automation investments, network planning, partnerships, etc.
6. Proficient in MS office skills, particularly Excel. have in depth knowledge of Macros and Dashboards, Power BI is a plus.</div></div></div>

Daraz-Finance Busines Partner Logistics-Finance Business Partner

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2932 fp&a analyst jobs IN Karachi

Senior FP&A Analyst

Business Analyst - Finance

Business Intelligence / Financial Analyst

Assistant Manager / Manager Finance - Business Partner

Chief Financial Officer

Daraz-Finance Busines Partner Logistics-Finance Business Partner

Daraz-Finance Busines Partner Logistics-Finance Business Partner