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beauty advisor | retail | watsons | qatar Jobs in Doha Qatar

beauty advisor | retail | watsons | qatar

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qnb3475 associate fi and correspondent banking credit risk qatarization

QNB Group

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 Role Summary
 
 
 Working within the Financial Institutions team the incumbent will be responsible of updating ratings and financial figures in the system, gathering data required for credit analysis and performing financial analysis of banks and countries under the supervision of SVP, FI &amp; CB Credit Risk
 
 
 Role Description
 
 
 <ul>
 <li>
 Performs activities in accordance with the set Treasury strategies.
 </li>
 <li>
 Track the Financial performance of banks to which QNB Group is exposed to and report deviations from market expectations to management
 </li>
 <li>
 Monitor and reconcile outstanding exposures to banks and countries in system against books
 </li>
 <li>
 Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for Associate, Financial Institutions &amp; Correspondent Banking Credit Risk role.
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank
 </li>
 <li>
 Assists in building and maintaining strong and effective relationships with all other related units to achieve the Desk goals/objectives.
 </li>
 <li>
 Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s University graduate preferably with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology
 </li>
 <li>
 Must have strong mathematics and analytical skills
 </li>
 <li>
 Adhere to Bank limits at all times
 </li>
 <li>
 Interact with other Bank departments to ensure smooth relationship
 </li>
 <li>
 Establish contact with external clients as and when required
 </li>
 <li>
 Adhere to QCB and QNB policies and procedures at all times
 </li>
 <li>
 Prepare reports required by the desk
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of Passport or QID
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3475 - Associate - FI and Correspondent Banking Credit Risk (Qatarization)

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Summery
 
 
 
 The incumbent is primarily responsible for providing effective support to the Contracting function, by providing relationship management support to Contracting customers. The incumbent will be responsible for proactively assisting in managing client relationships (within delegated authority), preparation of credit proposals and maintaining all Contracting function documentation after receipt in accordance with QNB credit policies and procedures.
 
 
 
 Main Responsibilities
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Assist in monitoring and achievement of Key Performance Indicators on periodic basis.
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for Assistant Manager Contracting Relationship Management
 </li>
 <li>
 Support in the upholding and monitoring the full compliance with prevailing best corporate banking documentation practices.
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Perform credit documentation for the Contracting function, in accordance with set policies and in coordination with Credit Risk.
 </li>
 <li>
 Provide timely and accurate information to the external and internal auditors and the Compliance function, as and when required.
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
 </li>
 <li>
 Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.
 </li>
 <li>
 Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Develop and manage on day-to-day basis potential target name corporate customers and assigned portfolio of existing customers to meet assigned financial and non-financial targets in compliance with established QNB credit policies, procedures and standards.
 </li>
 <li>
 Maintain high credit documentation standards, including but not limited to updated policies / procedures and compliance with the same.
 </li>
 <li>
 Prepare comprehensive credit proposals for new / prospective customers that adequately address all relevant risk factors and satisfy minimum acceptable standards of QNB corporate credit.
 </li>
 <li>
 Obtain all requisite facility and account documentation to ensure each customer&rsquo;s file is current with valid legal documentation to secure / protect the Bank's interests including but not limited to the Articles of Association and any amendments thereto, financial statements for a minimum of 3 years, the company's annual report to its shareholders (publicly held companies only), Commercial Registration, list of authorized signatories, corporate client details (name, type of business, shareholders etc.) and details on the credit request and amount.
 </li>
 <li>
 Maintain the timely review of contracting credit applications and documents within set turn around time, in coordination with Credit Risk. . During the annual review exercise, the incumbent is expected to identify changing circumstances to assess risk and mitigating actions.
 </li>
 <li>
 Prepare comprehensive credit review for existing portfolio customers that adequately address all relevant and current risk factors and the latest developments in the industry, market and business and identify and timely report on all red flags and early warning signals on potential problematic accounts / relationships.
 </li>
 <li>
 Maintain the Contracting records and organize and maintain corporate banking customer files.
 </li>
 <li>
 Monitor QNB Contracting credit positions for full compliance with set limits and QNB&rsquo;s Investment and Credit Strategy.
 </li>
 <li>
 Support in the preparation of periodic Management and Business Information reports to the SVP Contracting Relationship Management and to other executive management of the Group to appraise them about the unit&rsquo;s performance and the assigned portfolio of clients.
 </li>
 <li>
 Spread the financial statements on assigned software while assessing the credit risk related to each client and identify mitigating actions/ controls.
 </li>
 <li>
 Draft financial analysis for assigned clients to measure its performance and capacity of repayment.
 </li>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Possess a good knowledge of corporate banking products, documentation, regulatory requirements and report preparation together with a superior knowledge of controls.
 </li>
 <li>
 Proactively identify areas for professional development of self and undertake development activities.
 </li>
 <li>
 Seek out opportunities to remain current with all developments in professional field
 </li>
 <li>
 Legal, Regulatory, and Risk Framework Responsibilities:
 </li>
 <li>
 Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
 </li>
 <li>
 Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.
 </li>
 <li>
 Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
 </li>
 <li>
 Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.
 </li>
 <li>
 Maintain appropriate knowledge to ensure full qualification to undertake the role.
 </li>
 <li>
 Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.
 </li>
 <li>
 Attend mandatory (internal and external) seminars as instructed by the Bank.
 </li>
 <li>
 Other:
 </li>
 <li>
 Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.
 </li>
 <li>
 Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.
 </li>
 <li>
 Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.
 </li>
 <li>
 All other ad hoc duties/activities related to QNB that management might request from time to time.
 
 
 </li>
 </ul>
 
 Education And Experience Requirements
 
 
 
 <ul>
 <li>
 University graduate (Bachelor - preferably Engineering) with minimum 4 years relevant experience in the banking industry, preferably with local / Gulf experience.
 </li>
 <li>
 Well-informed of the market competitive structure, industry practices and any regulations for the corporate banking client segment.
 </li>
 <li>
 Good people relationship and credit documentation skills and awareness of risk management concept and practices.
 </li>
 <li>
 Good oral and written communication skills in English and Arabic (preferred).
 </li>
 <li>
 Understanding of the relevant laws, regulations and practices pertaining to Corporate Banking products.
 </li>
 <li>
 Good knowledge in financial statements and ratios relevant to corporate banking and the contracting industry
 </li>
 <li>
 General understanding of construction financing mechanism and underlying risks.
 </li>
 <li>
 Personal integrity and self-management.
 </li>
 <li>
 Outstanding problem solving skills.
 </li>
 <li>
 Planning, organizing and analytical ability.
 </li>
 <li>
 Outstanding customer service orientation.
 </li>
 <li>
 Strong performance orientation.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of Passport or QID
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3524 - Assistant Manager Contracting Relationship Management (Qatarization)

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Purpose Summary
 
 
 
 The incumbent will provide support in the Issuance Unit for credit &amp; debit cards by completing the daily operations in line with the Group&rsquo;s procedures in addition to generating daily activity reports.
 
 
 
 Essential Duties &amp; Responsibilities By Dimensions
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Ensure Operations and Issuance Unit runs as an efficient processing centre, in terms of service delivery and operational risk management.
 </li>
 <li>
 Implements KPI&rsquo;s and best practices for Senior Associate, Cards Issuance role.
 </li>
 <li>
 Act within the limits of the powers delegated to the incumbent.
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Build and maintain strong and effective relationship with the all other related units to achieve Group&rsquo;s goals.
 </li>
 <li>
 Provide timely and accurate information to the external and internal auditors when required.
 </li>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Provide round the clock customer and authorization services to ensure a smooth run of electronic based banking services.
 </li>
 <li>
 Extract daily reports concerning the issuing, modification, cancellation requests and transactions for Debit/ Credit cards for monitoring purposes.
 </li>
 <li>
 Follow up on pending issuing cases of all applications, by informing the Supervisor, Issuance.
 </li>
 <li>
 Perform the issuance of debit/ credit cards in accordance with the Group&rsquo;s procedures.
 </li>
 <li>
 Efficiently handle the card dispatch process, postproduction in order to ensure timely deliveries to customers within the agreed turn around times.
 </li>
 <li>
 Receive, check the applications, perform data entry, generate PINs, and ensure Card embossing and encoding.
 </li>
 <li>
 Ensure compliance with all legal and regulatory pronouncements and recommend/ apply industry best practices concerning cards.
 </li>
 <li>
 Ensure all practices within the unit comply with the Group&rsquo;s procedures and more specifically, the compliance related ones.
 </li>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Constantly research industry best practices in order to enhance service and to improve security.
 </li>
 <li>
 Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.
 </li>
 <li>
 Proactively identify areas for professional development of self and undertake development activities.
 </li>
 <li>
 Seek out opportunities to remain current with all developments in professional field.
 
 
 </li>
 </ul>
 
 Education/Experience Requirements
 
 
 
 <ul>
 <li>
 Bachelor degree University Graduate/preferred with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study)
 </li>
 <li>
 At least 2 years of relevant experience, preferably within a highly rated international bank
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 QID (Front &amp; Back)
 </li>
 <li>
 Passport
 </li>
 <li>
 Education Certificate
 </li>
 <li>
 Birth Certificate
 </li>
 </ul>
</div>

QNB3440 - Senior Associate Cards Issuance (Qatarization)

<div>
 
 About QNB
 
 
 
 Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.
 
 
 QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.
 
 
 QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.
 
 
 Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.
 
 
 QNB Group has an active community support program and sponsors various social, educational and sporting events.
 
 
 
 Job Summary
 
 
 
 The incumbent will be primarily responsible for supporting relationships with High Net Worth (HNW) customers allocated, including members of the Ruling Family and Government officials and acting as a &lsquo;one-stop solution&rsquo; for all Private Banking services including international and domestic banking and investment, fiduciary and lending services. The incumbent will liaise with the respective departments / units within the Group to ensure priority processing of customer needs/ requests.
 
 
 
 Main Responsibilities
 
 
 
 <ul>
 <li>
 Shareholder &amp; Financial:
 </li>
 <li>
 Assist the evaluation of Private Client&rsquo;s financial data and / or investment objectives based on the client&rsquo;s risk profile
 
 
 </li>
 </ul>
 and personal financial statements.
 
 
 <ul>
 <li>
 Assist in implementation of strategies to achieve all volume, revenue, and profit targets for the Private Banking (HNW)
 
 
 </li>
 </ul>
 segment.
 
 
 <ul>
 <li>
 Implements KPI&rsquo;s and best practices for Associate Private Banking Sales role.
 </li>
 <li>
 Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise
 
 
 </li>
 </ul>
 benefits for the bank.
 
 
 <ul>
 <li>
 Act within the limits of the powers delegated to the incumbent.
 </li>
 <li>
 Customer (Internal &amp; External):
 </li>
 <li>
 Responsive to the needs of the customer base and lead the customer focus initiative in the entire department.
 </li>
 <li>
 Act as point of contact for all International and domestic Private Banking services pertaining to HNW customers and
 
 
 </li>
 </ul>
 increase their portfolio of Assets and Liabilities with the bank.
 
 
 <ul>
 <li>
 Ensure customer complaints are handled / resolved in the most expeditious manner.
 </li>
 <li>
 Supports visits to HNW customers to strengthen relationships through personalized interaction.
 </li>
 <li>
 Market the Group&rsquo;s products and services to the HNW customers (includes the Ruling Family members and the
 
 
 </li>
 </ul>
 Government officials).
 
 
 <ul>
 <li>
 Assist new business development by identifying prospective clients and cross sell a wide variety of Private Banking
 
 
 </li>
 </ul>
 products and services including a comprehensive range of credit and investment services.
 
 
 <ul>
 <li>
 Build and maintain strong and effective relationship with all other related departments and units to ensure priority
 
 
 </li>
 </ul>
 processing and resolution of the needs / queries of such customers including any related operational issues and thereby
 
 
 facilitate achievement of the Group&rsquo;s goals / objectives.
 
 
 <ul>
 <li>
 To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
 </li>
 <li>
 Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve
 
 
 </li>
 </ul>
 improvements in turn-around time.
 
 
 <ul>
 <li>
 Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.
 </li>
 <li>
 Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.
 </li>
 <li>
 Internal (Processes, Products, Regulatory):
 </li>
 <li>
 Provide inputs and market feedback to the SVP Private Banking Sales for developing a credible set of products to
 
 
 </li>
 </ul>
 attract and retain valuable customers and thereby increase market share and profitability.
 
 
 <ul>
 <li>
 Maintain and expand the HNW customer base through introduction of innovative products backed by provision of
 
 
 </li>
 </ul>
 superior services.
 
 
 <ul>
 <li>
 Ensure processes are in place for launch of new products tailored for the HNW customer segment, including the smooth
 
 
 </li>
 </ul>
 launch of the same.
 
 
 <ul>
 <li>
 Ensure the approved policies and procedures governing account opening operations (deposit and loan accounts) are
 
 
 </li>
 </ul>
 adhered to with respect to the documentary and other requirements, including any pertinent legal requirements.
 
 
 <ul>
 <li>
 Provide timely and accurate information to the external and internal auditors and the Compliance function as and when
 
 
 </li>
 </ul>
 required on the HNW customer base.
 
 
 <ul>
 <li>
 Learning &amp; Knowledge:
 </li>
 <li>
 Possess sound knowledge of the private banking business, its products and related risks together with a good
 
 
 </li>
 </ul>
 knowledge of operations and control.
 
 
 <ul>
 <li>
 Proactively identify areas for professional development of self and undertake development activities.
 </li>
 <li>
 Seek out opportunities to remain current with all developments in professional field.
 </li>
 <li>
 Legal, Regulatory, and Risk Framework Responsibilities:
 </li>
 <li>
 Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group
 
 
 </li>
 </ul>
 Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy,
 
 
 Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
 
 
 <ul>
 <li>
 Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor,
 
 
 </li>
 </ul>
 manage and report risks.
 
 
 <ul>
 <li>
 Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
 </li>
 <li>
 Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the
 
 
 </li>
 </ul>
 Operational Risk Management requirements.
 
 
 <ul>
 <li>
 Maintain appropriate knowledge to ensure full qualification to undertake the role.
 </li>
 <li>
 Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.
 </li>
 <li>
 Attend mandatory (internal and external) seminars as instructed by the Bank.
 </li>
 <li>
 Other:
 </li>
 <li>
 Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.
 </li>
 <li>
 Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of
 
 
 </li>
 </ul>
 business and provide such information on a need to know basis only to Senior Management of QNB, Audit and
 
 
 Compliance functions, and relevant Regulators.
 
 
 <ul>
 <li>
 Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.
 </li>
 <li>
 All other ad hoc duties/activities related to QNB that management might request from time to time.
 
 
 </li>
 </ul>
 
 Education And Experience Requirements
 
 
 
 <ul>
 <li>
 Bachelor's degree University Graduate/ preferred with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration
 </li>
 <li>
 Financial Lending related courses
 </li>
 <li>
 No experience required, entry level role.
 </li>
 <li>
 Excellent oral and written communication skills (including report writing) in English and Arabic.
 </li>
 <li>
 Good interpersonal and presentation skills.
 </li>
 <li>
 Understanding of the relevant laws, regulations, and practices.
 </li>
 <li>
 Ability to make decisions and follow through with initiatives.
 </li>
 <li>
 Personal integrity and self-management.
 </li>
 <li>
 Planning, organizing, and analytical ability.
 </li>
 <li>
 Results oriented.
 </li>
 <li>
 Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.
 </li>
 <li>
 Good understanding of the Private Banking (HNW) customer base, its needs and expectations.
 </li>
 <li>
 Follows a customer-centric approach.
 </li>
 <li>
 In-depth knowledge of products, services and delivery channels available to HNW customers.
 </li>
 <li>
 Self-driven individual with the ability to make decisions and follow through with initiatives.
 </li>
 <li>
 Personal integrity and self-management.
 </li>
 <li>
 Assertive.
 </li>
 <li>
 Planning, organizing and analytical ability.
 </li>
 <li>
 Results oriented.
 </li>
 <li>
 Ability to motivate and lead teams from diverse cultural backgrounds.
 
 
 </li>
 </ul>
 Note: you will be required to attach the following:
 
 
 <ul>
 <li>
 Resume/CV
 </li>
 <li>
 Copy of Passport or QID
 </li>
 <li>
 Copy of Education Certificate
 </li>
 </ul>
</div>

QNB3501 - Associate Private Banking Sales (Qatarization)

Commercial Bank

<div>
 
 
 Key Accountabilities
 
 
 
 
 To manage a portfolio of Sadara customers and meeting all their banking and wealth management needs. In particular, to grow the portfolio both in size and through Total Relationship Value. Maintaining regular contact with customers and offering customers with timely products and services tailored to their identified needs. Demonstrate sound knowledge of the Banks products and services, willing to learn and develop new skills. Having a flexible attitude to work geared to meeting the Bank and customer needs. Keeping customers at the heart at all times and ensuring delivery of superior quality of service whilst adhering strictly to all relevant regulatory and risk frameworks of the bank.
 
 
 
 Other Accountabilities
 
 
 
 <ul>
 <li>
 Prepare regular meetings with portfolio clients to introduce CBQ products and services in order to maximize portfolio revenues and ensure that customers are satisfied with services received.
 </li>
 <li>
 Assist in the maintenance of ongoing dialogue with customers to ensure that they are aware of all CBQ products/services relevant to their situation and credit analysis.
 </li>
 <li>
 Ensure all walk-in clients whether from own portfolio or other lounges are efficiently served to maintain the Sadara service expectations.
 </li>
 <li>
 Gather information on existing and potential customers; analyse their credit worthiness, credit data compilation and financial information interpretation in order to ensure a continuous workflow with all required information available.
 </li>
 <li>
 Profile existing and potential clients in order to identify overall banking needs and thus introduce clients to appropriate new products and services.
 </li>
 <li>
 Assist in the development of account plans in a consistent and timely manner in order to swiftly follow-up on identified business opportunities.
 </li>
 <li>
 Attain competency in banking tools such as CRM, KAPITI, Digital RM platform, and all other IT solutions to ensure a full customer analysis is carried out to stay abreast of customer needs in advance.
 
 
 </li>
 </ul>
 
 
 Education
 
 
 
 
 Bachelor degree in Banking/Business or equivalent
</div>

Relationship Manager (Qatari & children of Qatari mother)

DOHA BANK

<div>
 
 
 Role Purpose
 
 
 
 Lead the retail banking assets portfolio (Personal Loans, Auto Loans, Mortgages) with full accountability for
 
 product development, end-to-end launches, P&amp;L management, retention strategies, and portfolio optimization
 
 . Drive
 
 digital financing initiatives
 
 to deliver fast, paperless, and customer-centric lending experiences.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ul>
 <li>
 
 End-to-End Product Launches
 
 </li>
 <li>
 Conceptualize, design, and deliver new retail asset products and enhancements.
 </li>
 <li>
 Own business case, pricing, risk alignment, tech build, and go-live execution.
 </li>
 <li>
 Lead
 
 launch campaigns
 
 across digital and physical channels.
 </li>
 <li>
 
 P&amp;L Management
 
 </li>
 <li>
 Full ownership of revenue, yield, cost, and loss rates for retail assets portfolio.
 </li>
 <li>
 Monitor and optimize
 
 loan yield
 
 , NIM, and profitability metrics.
 </li>
 <li>
 
 Portfolio Management &amp; Retention
 
 </li>
 <li>
 Conduct regular
 
 portfolio analytics
 
 : vintages, roll rates, delinquency trends.
 </li>
 <li>
 Implement retention strategies (top-ups, balance transfers, loyalty programs).
 </li>
 <li>
 Drive corrective actions based on data insights.
 </li>
 <li>
 
 Digital Financing
 
 </li>
 <li>
 Build and enhance
 
 digital lending journeys
 
 (eKYC, instant decisioning, STP).
 </li>
 <li>
 Integrate APIs and fintech partnerships for acquisition and servicing.
 </li>
 <li>
 
 Compliance &amp; Risk Alignment
 
 </li>
 <li>
 Ensure adherence to regulatory requirements and credit policies.
 </li>
 <li>
 Collaborate with Risk, Tech, Ops, and Marketing for seamless delivery.
 </li>
 </ul>
 
 
 
 
 
 Mandatory Expectations
 
 
 <ul>
 <li>
 
 10+ years
 
 in retail banking assets (Personal Loans, Auto Loans, Mortgages).
 </li>
 <li>
 
 Proven end-to-end product launch experience
 
 (not just rate changes or rebrands).
 </li>
 <li>
 Strong
 
 P&amp;L ownership
 
 and portfolio management expertise.
 </li>
 <li>
 Experience in
 
 digital lending
 
 and tech-enabled product delivery.
 </li>
 <li>
 Demonstrated ability to
 
 retain customers
 
 and grow portfolio sustainably.
 </li>
 <li>
 Advanced knowledge of
 
 portfolio analytics
 
 (vintage analysis, roll rates, delinquency management).
 </li>
 </ul>
 
 
 
 
 
 Preferred Skills
 
 
 <ul>
 <li>
 Expertise in
 
 digital origination
 
 , instant decisioning, and STP.
 </li>
 <li>
 Strong understanding of
 
 credit risk policies
 
 , scorecards, and regulatory frameworks.
 </li>
 <li>
 Leadership experience managing cross-functional teams.
 </li>
 <li>
 Data-driven decision-making and advanced analytical skills.
 </li>
 </ul>
 
 
 
 
 
 KPIs
 
 
 <ul>
 <li>
 Portfolio growth and yield improvement.
 </li>
 <li>
 Approval rate, TAT reduction, and STP percentage.
 </li>
 <li>
 Delinquency and NPL control.
 </li>
 <li>
 Digital adoption and conversion metrics.
 </li>
 <li>
 Retention and cross-sell performance.
 </li>
 </ul>
</div>

Product Head - Assets

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Product Head - Assets