business analyst

data analyst

software developer

application specialist

product data analyst

software business analyst

Turkish Technology

<div>
 
 
 About the team:
 
 
 
 You will be joining a newly formed and fast-growing team that is dedicated to innovation and excellence. This team leverages the latest technologies and adheres to modern development standards to create state-of-the-art logistics solutions. Designed for global use, our products aim to set new standards in the industry, solving complex challenges with precision and scalability. By joining this forward-thinking team, you will have the opportunity to contribute to a project with a global vision and a strong focus on quality and impact.
 
 
 
 
 
 
 About the role: Business Analyst
 
 
 
 The person in this role will report to the manager in the relevant solution department of our company, work closely with business units to define technical and non-technical requirements and work in coordination with other departments.
 
 
 
 
 
 
 Position located at:
 
 Libadiye Office
 
 
 
 
 
 
 This position will be
 
 
 <ul>
 <li>
 Identify meaningful trends and opportunities across the business, generate business analysis reports
 </li>
 <li>
 Conduct meetings to analyze business insights and user needs, convert them into specs of products soon to be developed within or with 3rd parties
 </li>
 <li>
 Act as an information source and communicator between business users and IT to enhance services and products
 </li>
 <li>
 Design and build test cases, run and manage functional tests while coordinating UAT process
 </li>
 <li>
 Constantly be on the lookout for ways to improve monitoring, discovering issues and delivering better value to customer
 </li>
 </ul>
 
 
 
 
 
 How do we describe the perfect match?
 
 
 
 
 
 <ul>
 <li>
 At least 10 years of experience in Business Analysis or related fields
 </li>
 <li>
 Result driven mindset with an exceptional personality with great verbal, written, and visual communication skills
 </li>
 <li>
 Advanced analytical skills, experienced in collecting, organizing, analyzing abundant data, and disseminate them as meaningful information
 </li>
 <li>
 Strong analytical mind and advanced problem-solving skills
 </li>
 <li>
 Ability to deal with ambiguity and change
 </li>
 <li>
 Basic knowledge of query languages, preferably SQL
 </li>
 <li>
 Good knowledge of business analysis processes and methodologies
 </li>
 <li>
 Hands on experience in analysis techniques such as; use case modeling, data analysis, process analysis, prioritization, requirement management, risk assessment, stakeholder analysis, responsibility analysis, and interface analysis
 </li>
 <li>
 Familiar with project management aspects and methodologies
 </li>
 <li>
 Professionally experienced in Waterfall, Agile/Scrum, Release Management methodologies
 </li>
 <li>
 Ability to manage complex projects composed of priority shifting tasks, strict budgets and firm deadlines by employing effective methods
 </li>
 <li>
 Knowledge of integration processes from business requirements collection to technical analysis delivery
 </li>
 <li>
 Capable of resolving challenges arising within or outside of the organization concerning the Project
 </li>
 <li>
 Experience in crew planing
 </li>
 <li>
 IIBA or equivalent is a plus
 </li>
 <li>
 Minimum Bachelor&rsquo;s Degree at related fields
 </li>
 <li>
 Good command of the English language
 </li>
 </ul>
 <li>
 </li>
 
 
 Who We Are?
 
 
 
 We are the technology leader of the aviation and air cargo industry in Turkey! We are an innovative and successful team that does not fit into the mold, constantly enlarges its target and pushes the standards in global competition...
 
 
 
 
 
 We design and develop technology with the spirit of R&amp;D, where human, engineering and software are the most perfect components. We use trend technologies such as big data, cloud computing, artificial intelligence, fintech, cybersecurity and blockchain which we can compete in the sky. We move forward confidently and successfully with the power of our knowledge and experience into the future.
 
 
 
 
 
 Obviously, We don't dream too much as &ldquo;what will happen in the future?&rdquo;, because we are designing the future from today...
 
 
 
 
 
 We are a strong team of more than 2000 valuable talents that shed their minds in offices equipped with modern technology in Istanbul, Ankara and Izmir. Team play is our favorite system! We focus on the same goal &ndash; winning &ndash; and continue to work together with the motivation to achieve this.
 
 
 
 
 
 If you want to have your name in the success story of a globalizing company, we look forward to your application to the winners team!
 
 
 
 
 
 
 Benefits Of Working With Us
 
 
 
 
 In addition to having the opportunity to grow and be challenged, and to be part of a life, our people enjoy a range of rewarding benefits:
 
 
 
 
 
 <ul>
 <li>
 Flexible working arrangements, generous personal, parental and cultural leave
 </li>
 <li>
 Competitive remuneration
 </li>
 <li>
 Free and subsidized health and wellbeing services
 </li>
 <li>
 Discounts on a wide range of products and services
 </li>
 <li>
 Career development opportunities
 </li>
 <li>
 A buddy who will guide and accompany you during your onboarding process
 </li>
 <li>
 A great number of online courses and technical trainings that will support your development
 </li>
 <li>
 Personalized development plan for you
 </li>
 <li>
 Using CED &amp; Pass Flight for travelling experience with your family
 </li>
 <li>
 Support payment for childcare
 </li>
 </ul>
 
 
 
 
 
 Be Yourself
 
 
 
 We value the unique backgrounds, experiences and contributions that each person brings to our team and encourage and celebrate diversity.
 
 
 
 
 
 If you would like to get to know more about Turkish Airlines Technology, please follow us on Instagram and LinkedIn;
 
 
 https://www.instagram.com/turkishairlinstechnology/
 
 
 https://www.linkedin.com/company/thyteknoloji/
 
 
 
</div>

Logistics Software Business Analyst

MoneyPay Finansal Teknoloji

<div>
 
 
 Technical Skills
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Industrial Engineering, Computer Engineering,
 </li>
 <li>
 Mathematical Engineering, or related fields.
 </li>
 <li>
 5+ years of experience as a Business Analyst in software development or Enterprise software (Banking, Factoring, or Investing experience is a plus).
 </li>
 <li>
 Expertise in writing detailed specifications, mockups, and documentation.
 </li>
 <li>
 Proficient with tools for creating impactful reports, presentations, and spreadsheets.
 </li>
 <li>
 Strong grasp of UI/UX design principles.
 </li>
 <li>
 Passion for quality and continuous improvement.
 </li>
 <li>
 Excellent problem-solving skills and a solution-oriented mindset.
 </li>
 </ul>
 
 
 
 
 
 Responsibilities
 
 
 <ul>
 <li>
 Analyze and gather business requirements for B2B software projects.
 </li>
 <li>
 Design processes, create workflows, and develop mockups to visualize solutions.
 </li>
 <li>
 Conduct functional analysis to align business needs with technical implementation.
 </li>
 <li>
 Work closely with the development team to ensure requirements are met throughout the project lifecycle.
 </li>
 <li>
 Manage User Acceptance Testing (UAT), resolve issues, and support deployment planning.
 </li>
 <li>
 Collaborate with project managers to prioritize backlogs and plan effective development cycles.
 </li>
 </ul>
 
 
</div>

Business Analyst

Yapı Kredi Teknoloji

<div>
 
 
 
 About:
 
 
 
 
 Yap&inodot; Kredi Technology is a technology company that produces innovative, high quality, and high value-added products and solutions in the finance sector. With more than 2,000 employees, it aims to create products that will shape the sector for Yap&inodot; Kredi Bank and to be the undisputed leader in the field of technology by using modern architectural systems and cloud technologies. It also contributes to the development of new and exemplary products for the sector by using natural language processing, machine learning, artificial intelligence, and data mining technologies with its R&amp;D team.
 
 
 
 
 
 
 
 Who We Are:
 
 
 
 
 At Yap&inodot; Kredi Technology, we research with passion, wonder as we learn, and implement innovations that shape the future together. We take responsibility from the first day with our expert colleagues and work with all our strength for pioneering applications. We make quick decisions and take action. We quickly adapt to innovations and changes.
 
 
 
 
 
 
 
 What Do We Offer:
 
 
 
 
 📌 Opportunity to work in hybrid model
 
 
 💻Opportunity to work in Ko&ccedil; Group Community Companies' offices
 
 
 🌴Chance to discover the natural wonders and amenities offered at Ko&ccedil; Toplululu&gbreve;u Spor Kul&uuml;b&uuml; (KTSK)
 
 
 🚀Career development opportunities in a structured technology career path
 
 
 💫 Opportunity to benefit from BizClub and Ko&ccedil;Ailem privileges exclusive to Yap&inodot; Kredi Technology employees
 
 
 🤝Company-contributed individual retirement insurance
 
 
 ✨Opportunity to benefit from different advantages with the Flextra Program
 
 
 🎂 Birthday off day
 
 
 
 
 
 
 
 Job Description:
 
 
 
 <ul>
 <li>
 Taking the responsibility in software development processes as a Business Analyst by analyzing the needs of the digital products
 </li>
 <li>
 Working with business units in line with business demands
 </li>
 <li>
 Designing business processes, performing functional and technical analyses
 </li>
 <li>
 Preparing test scenarios and running integration, functional, regression tests to eliminate defects
 </li>
 <li>
 Coordinating the user acceptance tests
 </li>
 <li>
 Maintaining existing systems and products, analyzing and solving problems
 </li>
 <li>
 Working closely with clients, developers and managerial staff
 </li>
 <li>
 Managing the project's scope, handling new changes and their effects
 </li>
 <li>
 Adding value to the organization by discovering new fields of improvement
 </li>
 </ul>
 
 
 
 
 
 
 Qualifications:
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree on Industrial Engineering, Computer Engineering, Mathematical Engineering or related fields
 </li>
 <li>
 Minimum 2 years experienced,
 </li>
 <li>
 Ability of analytic thinking and problem solving
 </li>
 <li>
 Strong communication and negotiation skills
 </li>
 <li>
 Good follower of new trends and approaches, willing to learn
 </li>
 <li>
 Passionate about digital and mobile technology
 </li>
 <li>
 Understanding of UI/UX design principles
 </li>
 <li>
 Solution-focused and a team player
 </li>
 <li>
 Passion for quality and continuous improvement
 </li>
 <li>
 Ability to detect problems and develop required solutions
 </li>
 <li>
 Excellent planning and time management skills, comply with deadlines
 </li>
 <li>
 Excellent command of MS Office applications and SQL
 </li>
 <li>
 Conducting meetings and presentations to share ideas and findings
 </li>
 <li>
 Strong verbal and written communication skills in English
 </li>
 <li>
 Providing leadership, training, coaching, and guidance to junior analysts
 </li>
 </ul>
 
 
 
 
 
 
 Candidate Selection Process:
 
 
 
 
 Our recruitment process for all positions typically encompasses technical interviews, director assessments, competency evaluations, and personality tests. We will extend our offer to candidates who have successfully completed a positive evaluation process.
 
 
 
 
 
 
 6698 say&inodot;l&inodot; Ki&scedil;isel Verilerin Korunmas&inodot; Kanunu kapsam&inodot;nda ki&scedil;isel verilerinizin i&scedil;lenmesinden do&gbreve;an haklar&inodot;n&inodot;za ve bu konudaki detayl&inodot; bilgiye https://kariyerim.yapikredi.com.tr/Account/StaticKvkk adresinde yer alan ayd&inodot;nlatma metnimizden ula&scedil;abilirsiniz
 
 
</div>

Business Analyst 'Digital Channels'

McKinsey & Company

<div>
 
 Who You'll Work With
 
 
 
 Driving lasting impact and building long-term capabilities with our clients is not easy work. You are the kind of person who thrives in a high performance/high reward culture - doing hard things, picking yourself up when you stumble, and having the resilience to try another way forward.
 
 
 In return for your drive, determination, and curiosity, we'll provide the resources, mentorship, and opportunities you need to become a stronger leader faster than you ever thought possible. Your colleagues&mdash;at all levels&mdash;will invest deeply in your development, just as much as they invest in delivering exceptional results for clients. Every day, you'll receive apprenticeship, coaching, and exposure that will accelerate your growth in ways you won&rsquo;t find anywhere else.
 
 
 When you join us, you will have:
 
 
 <ul>
 <li>
 Continuous learning: Our learning and apprenticeship culture, backed by structured programs, is all about helping you grow while creating an environment where feedback is clear, actionable, and focused on your development. The real magic happens when you take the input from others to heart and embrace the fast-paced learning experience, owning your journey.
 </li>
 <li>
 A voice that matters: From day one, we value your ideas and contributions. You&rsquo;ll make a tangible impact by offering innovative ideas and practical solutions. We not only encourage diverse perspectives, but they are critical in driving us toward the best possible outcomes.
 </li>
 <li>
 Global community: With colleagues across 65+ countries and over 100 different nationalities, our firm&rsquo;s diversity fuels creativity and helps us come up with the best solutions for our clients. Plus, you&rsquo;ll have the opportunity to learn from exceptional colleagues with diverse backgrounds and experiences.
 </li>
 <li>
 World-class benefits: On top of a competitive salary (based on your location, experience, and skills), we provide a comprehensive benefits package to enable holistic well-being for you and your family.
 
 
 </li>
 </ul>
 
 Your Impact
 
 
 
 As a Fellow Business Analyst, you will join a client service team for 12 months, contributing to workstreams to help solve some of the toughest challenges our clients face.
 
 
 And these aren&rsquo;t just any clients&mdash;they're some of the most influential organizations around, from Fortune 500 giants to innovative startups. We will expect you to go the extra mile, delivering solutions that solve immediate problems and drive long-term change. We&rsquo;ll rely on your judgment and integrity to ensure our recommendations are effective and long-lasting.
 
 
 You will take on a role that goes beyond advising. You&rsquo;ll be at the heart of the action&mdash;helping to uncover the true challenges behind a client&rsquo;s strategy and creating actionable plans that drive real change. Working alongside clients and other McKinsey colleagues, you&rsquo;ll combine research, analyzing data, interviews, and brainstorming to generate fresh insights and breakthrough solutions. Your commitment to our values will be crucial in earning our clients' trust and delivering results that matter.
 
 
 As you collaborate directly with clients, you&rsquo;ll help them solve problems, refine strategies, and implement transformations. By equipping them with the tools and knowledge to continue innovating and improving after we&rsquo;ve left, you&rsquo;ll ensure the impact of our work endures. In doing so, you&rsquo;ll uphold McKinsey&rsquo;s commitment to making a meaningful difference in the industries and communities we serve.
 
 
 
 Your Qualifications and Skills
 
 
 
 <ul>
 <li>
 An undergraduate degree with less than 2 years of work experience; requirements may vary by country or practice.
 </li>
 <li>
 Strong communication skills, both verbal and written, in English and local office language(s), with the ability to adjust your style to suit different perspectives and seniority levels.
 </li>
 <li>
 Ability to create work product-focused materials/outputs, which may include PowerPoint decks, Excel models, articles, or other written deliverables.
 </li>
 <li>
 Ability to work or attend meetings outside of traditional business hours or take on projects with limited or no notice at times.
 </li>
 <li>
 Excellent organization capabilities, including the ability to initiate tasks independently and see them through to completion.
 </li>
 <li>
 Proficient in rational decision making based on data, facts, and logical reasoning.
 </li>
 <li>
 Exceptional time management to meet your responsibilities in a complex and largely autonomous work environment.
 </li>
 <li>
 Ability to travel to and work in varying environments that may be challenging and/or not accessible (e.g., factories, hospitals, mines).
 </li>
 </ul>
</div>

Fellow Business Analyst

Innovance Consultancy

<div>
 
 We are looking for a
 
 &ldquo;
 
 
 Business Analyst
 
 
 ".
 
 Join us if you have a penchant to develop solutions with cutting-edge applications for a better world. The job is primarily hybrid. We expect the candidates to be in
 
 Istanbul.
 
 
 
 
 
 
 
 Basic Qualifications:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in Engineering departments
 </li>
 <li>
 5+ years of experience in participation banking experienced analyst with experience in domains such as credit, deposit and treasury
 </li>
 <li>
 Demonstrated experience in translating the business needs to technical requirements for Business, and IT teams as well as in implementing integration solutions
 </li>
 <li>
 Hands-on experience in Postman or SoapUI
 </li>
 <li>
 Hands-on experience in SQL and PL/SQL
 </li>
 <li>
 Understanding of the software development life cycle (SDLC) and SDLC tools such as Jira
 </li>
 <li>
 Understanding of RESTful API development with JSON
 </li>
 <li>
 Ability to handle multiple projects
 </li>
 <li>
 Hold self-responsible for team and individual tasks assigned
 </li>
 <li>
 Strong interpersonal skills to effectively communicate with the team and collaborate with stakeholders
 </li>
 <li>
 Strong executive communication skills, with the ability to communicate and present to the senior leadership
 </li>
 <li>
 Experienced in Agile Development methodologies (Scrum, Kanban etc.)
 </li>
 <li>
 Fluency in English is plus
 </li>
 <li>
 Certified in Design Thinking Practices, UX, and CX concepts (preferably)
 </li>
 <li>
 Certified as a Scrum Product Owner and/or a Scrum Master (preferab
 
 ly)
 
 </li>
 </ul>
 
 
 
 
 
 For details:
 
 
 <ul>
 <li>
 Visit:
 
 www.innovance.com.tr
 
 </li>
 <li>
 Follow us on LinkedIn:
 
 www.linkedin.com/company/innovance-consultancy
 
 </li>
 <li>
 Follow us on Instagram:
 
 www.instagram.com/innovanceconsultancy
 
 </li>
 <li>
 Follow us on Medium:
 
 www.medium.com/innovance-company-blog
 
 </li>
 <li>
 Follow us on X:
 
 https://x.com/Innovance2017
 
 </li>
 </ul>
 
 
</div>

ING Hubs Türkiye

<div>
 
 
 About ING Hubs 🦁
 
 
 
 In line with ING's strategic goal to provide an exceptional experience to customers globally, ING Hubs network enhances efficiency and digitalization throughout ING. Offering specialized expertise and scalable, sustainable solutions, ING Hubs are dedicated to straight-through processing and provide services such as
 
 software development, data management, and retail operations.
 
 
 
 ING Hubs are present in Poland, Romania, Slovakia, the Philippines, and Turkey, employing a significant workforce. Our employees are connected to the world! As an integral part of ING, we understand ING specifics and operate within the ING culture and frameworks.
 
 
 
 Discover ING Hubs Turkiye
 
 
 
 ING Hubs Turkiye is looking for talents to join an international network of professionals. Building on an existing framework and shared mission, our up-and-coming team will bring its unique personality and skills set to provide borderless services with bank-wide capabilities.
 
 
 
 
 
 
 
 About You
 
 
 
 
 As a Business Analyst, you will play a pivotal role in bridging the gap between business needs and technical requirements, ensuring seamless project execution and valuable outcomes.
 
 <ul>
 <li>
 5+ years experiences
 </li>
 <li>
 Collaborating with stakeholders to understand and gather business needs, translating them into technical requirements aligned with organizational goals.
 </li>
 <li>
 Facilitating common understanding among stakeholders (Enterprise and/or Domain Architects, Solution Architects, Product Owners, Customer Journey Experts, DevOps Engineers, and other IT Business Analysts) regarding responsibilities, deliverables, and timelines with a strong MVP (Minimum Viable Product) mindset.
 </li>
 <li>
 Delivering detailed implementation roadmaps from a strategic business and IT context, overseeing and challenging the solution during the discovery phase.
 </li>
 <li>
 Staying involved post-implementation to conduct integration testing, ensuring seamless component interaction and addressing interface issues.
 </li>
 <li>
 Identifying and managing risks and potential issues throughout the product life cycle, offering improvements across squads.
 </li>
 <li>
 Good communication skills in English (C1 level)
 </li>
 </ul>
 
 
 
 
 
 
 How to Succeed
 
 
 
 <ul>
 <li>
 Proficient in all phases of the software development life cycle and solution delivery for web, client-server, and cloud-based systems.
 </li>
 <li>
 Experienced with financial institutions and/or payment systems, having held roles such as business analyst, project manager, functional analyst, architect, or engineer.
 </li>
 <li>
 Holder of a bachelor&rsquo;s or post-graduate degree, with experience in agile methodologies.
 </li>
 <li>
 Collaborative and comfortable working across various teams, serving as a liaison when needed, and able to communicate effectively.
 </li>
 <li>
 A problem solver with a 'make it happen' mentality, eager to learn, coach others, and ask questions to develop holistic solutions.
 </li>
 </ul>
 
 
 
 
 
 What We Offer at ING Hubs Turkiye
 
 
 
 
 
 
 At ING Hubs Turkiye, we believe that your work should be fulfilling in every way. We pay attention to even the smallest details to ensure that your experience is rewarding. Here&rsquo;s what you can expect when you join our organization:
 
 
 
 
 
 
 Be Yourself, Be an ING'er
 
 
 
 
 
 <ul>
 <li>
 
 Dynamic Environment:
 
 Work in an informal, vibrant atmosphere with innovative colleagues supporting your endeavors.
 </li>
 <li>
 
 Innovation Culture:
 
 Share your innovative ideas while exploring PACE methodology with us.
 </li>
 <li>
 
 Global Exposure:
 
 Participate in global projects and expand your career opportunities.
 </li>
 <li>
 
 Communication &amp; Celebrations:
 
 Enjoy various communication activities and celebrations that promote a friendly work environment.
 </li>
 <li>
 
 Health Care:
 
 Your health matters; we offer a comprehensive health insurance package for you and your loved ones, including spouse and children.
 </li>
 <li>
 
 Private Pension Plan:
 
 Secure your future dreams with our private pension plan.
 </li>
 </ul>
 
 
 
 
 
 If you want to do your thing and explore the life while working don&rsquo;t miss this opportunity!
 
 
 
 
</div>

IT Business Analyst

OBSS

<div>
 
 
 Would you like to perform rewarding work while contributing to the success on an established, growing company?
 
 
 
 
 
 
 We are looking for a
 
 Business Analyst
 
 having the following qualifications to be employed in our company.
 
 
 
 
 
 
 JOB DESCRIPTION
 
 
 
 
 
 <ul>
 <li>
 Liaises with appropriate departments to create in-depth, complex, user acceptance test plans for each project.
 </li>
 <li>
 Follows test plans to test, document and approve software results once testing is accurate and complete.
 </li>
 <li>
 Identifies detailed business requirements and process models to ensure the viability of technical designs and fulfillment of business and technical needs and constraints.
 </li>
 <li>
 Analyzes technical and functional impacts of various candidate solutions and approaches to respond to needs and provide recommendations to business units.
 </li>
 <li>
 Creates documentation for changes and develops user manuals to communicate changes effectively.
 </li>
 <li>
 Monitors and supports new releases, including e-mail communication, to respond to feedback, resolve issues and approve software rollout.
 </li>
 <li>
 Prepares and updates user manuals to ensure current and accurate information is available upon request.
 </li>
 <li>
 Provides support and information as required to assist in the timely resolution of issues or problems.
 </li>
 </ul>
 
 
 
 
 
 QUALIFICATIONS
 
 
 
 
 
 <ul>
 <li>
 Minimum 3 years experience required, business analysis experience in software development or enterprise software product preferably in bank sector (Commercial Credits, ADC etc.)
 </li>
 <li>
 Object oriented development knowledge, SQL knowledge preferred,
 </li>
 <li>
 Experience required in working with development teams in a SDLC process, including project planning, requirements analysis, communicating / documentation, and QA testing.
 </li>
 <li>
 Experience writing detailed specifications, including detailed mockups. Irise, Gliffy experience (or similar).
 </li>
 <li>
 Excellent skills with MS Office tools, including Word, Excel, and Visio. SQL skills
 </li>
 <li>
 Must have the ability to work in a fast-paced IT environment on medium to large-scale projects.
 </li>
 <li>
 Knowledge of different software development methodologies (e.g. Waterfall, Agile)
 </li>
 <li>
 Communicates with clarity, verbally and in one on one or group situations
 </li>
 <li>
 Communicates well in writing by composing clear documents; facility with editing and/or proof-reading is required
 </li>
 <li>
 Computer skills to produce effective, spreadsheets, reports, documents and presentations, as required
 </li>
 <li>
 Proficiency in BA techniques, tools or business areas
 </li>
 </ul>
 
 
 
 
 https://medium.com/codable
 
 
 
 
 
 OBSS is proud to be an equal opportunity workplace and is an affirmative action employer. We make recruiting decisions without regard to race, color, religion, national or ethnic origin, age, gender, sexual orientation, marital status, veteran status or disability status.
 
</div>

Business Analyst (Banking)

Explore 1100+ Software business analyst in Istanbul this September. Find roles across top companies and apply now to boost your career.

1100 software business analyst jobs IN Istanbul

Logistics Software Business Analyst

Business Analyst

Business Analyst 'Digital Channels'

Fellow Business Analyst

Business Analyst

IT Business Analyst

Business Analyst (Banking)