Senior Underwriter

Job Responsibilities:
Execute policy administration and file management by maintaining policy transactions, billing, renewals, and terminations using system applications and standardized forms to ensure accurate documentation and efficient processing.
Develop and maintain reinsurance requests for new and renewed business by compiling necessary documentation and coordinating with relevant stakeholders to secure appropriate risk coverage.
Prepare and formalize insurance documentation by generating quotations, premium receipts, and policy documents, ensuring proper authorization, signature, and filing for record-keeping and compliance.
Support sales teams and brokers by handling client correspondence, provide technical assistance, and prepare sales performance reports to optimize business development and client satisfaction.
Implement pricing guidelines and classification standards by following the approved pricing lists, discount structures, and group pricing tools to ensure fairness and profitability in risk assessment.
Maintain accurate underwriting data and IT systems by ensuring complete risk information is recorded, testing system enhancements, and updating electronic records to support operational accuracy and reporting.
Implement group underwriting requirements by adhering to referral protocols, segmentation rules, and compliance frameworks to ensure alignment with corporate policies and best practices.
Conduct risk assessment and underwriting governance by evaluating claims history, policy terms, and acceptance criteria to ensure adherence to underwriting guidelines and risk appetite.
Ensure policy issuance quality control by verifying that terms and conditions are accurately reflected, issuing policies in a timely manner, and complying with regulatory requirements to uphold service excellence and governance standards.

Job Qualifications:
1 – 3 years of experience in the insurance industry, with a preference for underwriting.
Bachelor’s degree in business administration, Finance, Economics, or a related field.
Professional certifications in underwriting (e.g., CII, CPCU, or equivalent) are an advantage.

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