Solution Architect (Credit Card Management Systems)

ABOUT US

ICterra is a global software engineering company with offices in Munich, London, Wroclaw, İstanbul and Ankara. We combine 30 years of software development experience with technology expertise and proven methodologies to provide innovative solutions to our customers across multiple industries globally. With 200+ software professionals, we have been building strategic partnerships with the world’s top IT and defence companies, providing software development and test services.

We are looking for an energetic team member.

Solution Architect (Credit Card Management Systems)

Core Responsibilities

• Define and own the overall solution architecture for credit card management and payment processing systems.
• Work with stakeholders to understand business needs and translate them into scalable, secure, and high-performance technical solutions .
• Design end-to-end architectures covering applications, integrations, data models, and infrastructure.
• Lead and guide development teams in implementing best practices for microservices, event-driven, and serverless architectures .
• Oversee system integration between credit card platforms(in-house development), core banking system(Oracle Flex Cube), and external payment system(OpenWay).
• Conduct technical reviews, feasibility studies, and impact assessments for new initiatives.
• Prepare solution blueprints, architecture diagrams, and technical documentation .
• Collaborate with Business/System Analysts to ensure requirements are accurately reflected in technical designs.
• Identify and mitigate technical risks , ensuring system reliability, scalability, and performance.

Required Skills & Experience

• Credit Card Systems Expertise
• Proven, up-to-date hands-on experience in credit card management systems , with direct involvement in end-to-end implementations .
• Minimum 7 years of professional experience , including 3–5 years dedicated to the credit and/or cards domain (as Architect, Developer, or Analyst).
• Strong expertise in credit card core processes and lending management systems, including:
• ISO 8583 & card processing flows
• Processing & core banking system interaction
• End-of-day (EOD) processing
• Interest calculation
• Delinquency handling
• Payment schedules & re-schedules

Architecture & Technical Skills

• Experience designing and implementing data models for credit card systems.
• Strong knowledge of integration patterns between card management and core banking, card processing platforms.
• Deep expertise in architectural styles : microservices, event-driven, ...
• Proficiency in designing secure, scalable, high-availability systems .
• Hands-on experience with payment platforms such as OpenWay, Compass, or Ocean …
• Ability to document solution architectures in a clear, business-aligned manner.
• Leadership & Communication
• Demonstrated ability to lead technical teams and guide them in implementing architectural best practices.
• Strong skills in stakeholder communication , bridging the gap between technical and business teams.
• Capable of influencing solution design decisions across multi-disciplinary teams.
• Proven ability to work in fast-paced environments and deliver high-quality results within short timeframes