Sr Associate General Counsel

Description

Bank Regulatory Attorney & Regulatory Relations

Reporting to the EVP, Deputy General Counsel & Head of Regulatory Relations, this role provides strategic legal counsel and leadership on regulatory matters for Citizens Financial Group, Inc. (CFG) and its primary banking subsidiary, Citizens Bank, N.A.

As a key member of the Bank Regulatory & Regulatory Relations team, you will manage and strengthen Citizens’ relationships with its primary regulators, including the Federal Reserve, Office of the Comptroller of the Currency (OCC), and Federal Deposit Insurance Corporation (FDIC) through day-to-day interactions, continuous supervision, and formal examinations.

In addition to regulatory engagement, you will advise senior management and business leaders on complex legal issues related to regulatory compliance, risk management, and governance. This highly visible role offers the opportunity to collaborate with subject matter experts across the organization and build trusted relationships with regulatory agencies.

Key Highlights:

• Serve as a primary legal advisor on bank regulatory matters.
• Support regulatory strategy and manage interactions with federal banking regulators.
• Provide guidance on compliance, risk, and governance issues impacting Citizens.
• Partner with senior leadership and cross-functional teams to ensure regulatory alignment.

To thrive as a colleague at Citizens, candidates must demonstrate a strong customer-centric mindset, exhibit persistence and resilience in the face of challenges, and embrace continuous learning to adapt and grow in a dynamic environment.

Competencies
This position requires the highest level of confidentiality, integrity, trust, and judgment. The successful applicant attorney must have excellent communication skills and executive presence, as well as the ability to develop strong positive relationships with regulators and senior leadership. The position also entails, critical thinking, accuracy, organization, and attention to detail. The successful candidate must be able to coordinate cross-functional groups and manage a wide range of issues simultaneously. Experience with regulatory advocacy and engagement with trade groups (e.g., American Bankers Association, The Bank Policy Institute and The Clearinghouse) is preferred, with familiarity regarding emerging regulatory issues (including digital assets, cannabis banking and cybersecurity).

Responsibilities:

• Coordinate and manage verbal and written communications with banking regulators.
• Provide a strategic mindset with attention to detail regarding bank regulatory issues and interactions.
• Identify and communicate key themes and updates from regulator interactions across the organization.
• Maintain effective reporting and communication routines to achieve enterprise understanding of key regulatory issues.
• Advise on the legal and regulatory implications of bank policies, products, services, and courses of action.
• Provide legal support to various management committees, business units, and senior leadership.
• Draft comprehensive, high-quality, and accurate analysis and materials for internal and external discussion.
• Produce clear and concise legal positions involving highly complex issues.

Qualifications:

• J.D. from an ABA accredited law school.
• Active member in good standing in at least one U.S. jurisdiction.
• Minimum 10+ experience in bank regulatory law, including in-house, law firm, or regulatory agency roles.
• Expert knowledge of U.S. banking law and regulations is required.
• Demonstrated expertise in liquidity, capital, stress testing and prudential standards.
• Strong understanding of regulatory priorities and supervisory protocols.
• Exceptional writing and presentation skills, with ability to synthesize complex concepts.
• Proven ability to influence and collaborate across senior level and diverse teams.

Hours and Work Schedule: (4 days in office, 1 day remote)

Hours per Week: 40

Work Schedule: Monday-Friday

Pay Transparency

The salary range for this position is $221,656 - $238,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.

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Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.