Underwriter Associate

Position Summary:

The Underwriter Associate supports the underwriting function by evaluating, analyzing, and processing commercial auto insurance submissions under established underwriting guidelines and oversight. This role assists with both new business and renewal underwriting while developing technical underwriting judgment and familiarity with carrier requirements. The Underwriter Associate works closely with Underwriters, Service, and internal teams to ensure underwriting activities are completed accurately, efficiently, and in compliance with company standards, carrier guidelines, and regulatory requirements. This position contributes directly to risk assessment, service quality, and underwriting workflow execution while continuing to build underwriting expertise.

Essential Duties / Responsibilities:

• Review and evaluate new business and renewal commercial auto submissions under direction of underwriting leadership.
• Analyze underwriting information, including loss history, vehicle details, coverage requests, and exposure data.
• Assist in determining appropriate underwriting terms and conditions in accordance with established guidelines.
• Ensure submissions and underwriting files are complete, accurate, and compliant with company and carrier requirements.
• Enter and maintain underwriting data within policy and underwriting systems.
• Communicate with agents and internal teams regarding submission requirements, underwriting questions, and status updates.
• Support endorsement, renewal, audit, and policy issuance processes as assigned.
• Escalate complex, higher‑risk, or out‑of‑guideline submissions to senior Underwriters or the Underwriting Manager.
• Monitor underwriting workflow queues and assist with turnaround time management.
• Maintain awareness of underwriting guidelines, carrier updates, and regulatory requirements.
• Contribute to underwriting consistency and adherence to internal standards.

Knowledge / Skills / Abilities (KSA’s):

• Underwriting Knowledge — Working understanding of commercial auto and trucking insurance underwriting principles, coverages, and documentation requirements.
• Risk Analysis — Ability to review and assess basic risk characteristics and identify factors requiring escalation.
• Attention to Detail — Demonstrates accuracy and consistency in underwriting review, documentation, and data entry.
• Compliance Awareness — Understands the importance of following underwriting guidelines, carrier requirements, and regulatory standards.
• Communication Skills — Communicates clearly and professionally with agents, service teams, and underwriting leadership.
• Written Communication — Prepares clear underwriting notes, file documentation, and correspondence.
• Organizational Skills — Manages multiple submissions and deadlines in a fast‑paced environment.
• Judgment — Recognizes limits of authority and escalates appropriately when risk or complexity exceeds role scope.
• Technical Proficiency — Comfortable using underwriting and policy management systems to support daily work.
• Team Collaboration — Works effectively with Underwriting, Service, Claims, and Operations teams.
• Professionalism & Ethics — Maintains confidentiality, accuracy, and integrity in all underwriting activities.
• Dependability — Meets deadlines and follows through on assigned underwriting responsibilities.
• Initiative — Demonstrates willingness to learn, expand underwriting knowledge, and take on additional responsibility.

Minimum Qualifications:

Required:

• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent industry experience
• 2–4 years of experience in insurance underwriting, underwriting support, or related roles
• Familiarity with commercial auto or trucking insurance products
• Basic understanding of underwriting guidelines and risk assessment principles
• Strong organizational, analytical, and communication skills
• Proficiency with underwriting systems and Microsoft Office
• Authorized to work in the United States

Preferred:

• Experience within a trucking, transportation, or commercial auto underwriting environment
• Prior experience in an MGA or specialty insurance setting
• Progress toward professional designations (e.g., AU, CPCU coursework)
• Demonstrated interest in continued underwriting career development

Physical Demands and Work Environment:

• Continually required to sit for extended periods
• Moderate to high noise level consistent with a busy office environment
• On‑site position
• Office‑based with standard business hours
• Limited travel may be required for training or internal meetings

Pay: $65,000.00 per year

Work Location: In person