Unit Lead, Litigation - SAM

Department: Special Asset Management

Reports To: Head, Internal Controls

Job Grade: VP

Total Position: 01

Location: Islamabad

Job Role: Unit Lead, Litigation - SAM

What is Unit Lead, Litigation – SAM?

The Unit Lead – Litigation within the Specialized Asset Management (SAM) Unit is responsible for leading all litigation, legal enforcement, and recovery‑related legal actions for defaulted and disputed accounts. The role ensures effective legal recoveries, minimizes financial and regulatory risk, and maintains strong compliance with legal, regulatory, and contractual requirements. As the legal expert for SAM, this role provides strategic guidance and supports management in achieving recovery targets while safeguarding the bank’s legal position.

What Unit Lead, Litigation – SAM - MMBL does?

• Define and execute litigation strategies for defaulted, disputed, or high‑risk accounts.
• Oversee filing, tracking, and resolution of recovery‑related court cases across regions.
• Manage settlements, decrees, execution petitions, and enforcement actions to drive effective recoveries.
• Prioritize high‑value and high‑risk cases to maximize recovery outcomes and minimize losses.
• Track legal recoveries against cost and timelines, ensuring efficiency and transparency.
• Advise SAM leadership on legal viability of recoveries, settlements, waivers, and write‑offs.
• Appoint, manage, and evaluate external legal counsel and law firms handling SAM litigation.
• Negotiate legal fee structures, monitor service quality, and ensure performance accountability.
• Ensure compliance with applicable laws, regulations, court procedures, and internal policies.
• Support internal and external audits, inspections, and regulatory reviews with accurate legal documentation.
• Maintain complete, organized, and audit‑ready legal files and case documentation.
• Collaborate with Credit, Business, Compliance, and Risk teams to ensure alignment on legal strategy.
• Identify legal risks across the recovery portfolio and recommend mitigation actions.
• Serve as the legal advisor for SAM leadership on matters involving litigation or enforcement risk.

What are we looking for and what does it require to be Unit Lead, Litigation – SAM?

• LLB / LLM from a reputable institution with valid Bar enrolment.
• 10–12 years of experience in banking litigation, recovery cases, or financial disputes.
• Strong understanding of banking laws, recovery frameworks, contract enforcement, and court processes.
• Experience handling high‑volume or complex litigation portfolios.

bout MMBL:

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavour.