Assistant Credit Risk Manager / SMEs

Accountabilities & Key Roles:

• Reviewing and evaluating CR packages submitted by SMEs.
• Generating executive summary reports for complex transactions.
• Assessing and evaluating financial data and proposed facilities' structures.
• Preparing and producing presentations in relation to proposed facilities for Joint
• Credit Committee (JCC) within the set out deadlines.
• Communicating JCC s decisions to subject hubs, subsidiaries, and branches.
• Analyze and review CR packages, to ensure capturing adequate level of data for risk calculation, structuring, and pricing.
• Ensure suitability of structure to purpose and sources of repayment.
• Identify risks, mitigates and exit strategies and ensure their appropriateness.
• Validate risk rating and ensure appropriateness of pricing as compared to risk.
• Ensure that CR packages are in line with set strategy, policies and guidelines.
• Generate CR executive summary reports in case of complex transactions.
• Investigate history of subject borrower, credit standing, and relationship with Arab Bank Plc (if any).
• Recommend and obtain approval / decline for credit requests.
• Communicate JCC s decision regarding subject credit requests to concerned hubs, branches, and subsidiaries.
• Ensure the integrity and quality of data and data analysis.

Job Requirements:

• Education: University degree from a reputable university
• Experience : 4+ years experience in Banking in a related field
• Strong attention to detail and ability to notice discrepancies in data
• Impeccable understanding of financial statements, ratios, and concepts
• Ability to deliver results against tight deadlines
• Proven analytical and modeling skills and thorough
• Understanding of financial statements
• Strong understanding of market requirements and cyclical industries