Business Growth & Sales
- Drive branch profitability by cross-selling insurance, balance transfer, and top-up loans along with HL/LAP.
- Expand the branch business footprint by developing new sourcing channels and deepening penetration in assigned geographies.
- Track competitor activities and design counter-strategies to safeguard branch market share.
Customer Acquisition & Relationship
- Ensure superior customer experience through timely query resolution and proactive servicing.
- Build long-term relationships with key developers, builders, and channel partners for sustained business inflow.
- Implement customer referral programs to generate leads and increase repeat business.
Team Leadership & Capability Building
- Identify skill gaps within the branch team and organize structured training interventions.
- Develop a high-performance culture through incentive programs, recognition platforms, and career pathing.
- Drive adherence to daily productivity benchmarks (calls, visits, conversions) for each team member.
Risk Management & Compliance
- Ensure branch-wide compliance with RBI/NHB guidelines and company SOPs.
- Conduct periodic audits of loan documentation and customer KYC to maintain portfolio quality.
- Drive early fraud detection and monitoring mechanisms to minimize NPAs.
Operational Excellence
- Streamline lead management and ensure efficient utilization of CRM tools for sales tracking.
- Maintain optimum TAT in loan processing, sanction, and disbursement to enhance customer satisfaction.
- Implement digital adoption within the branch (apps, lead portals, digital KYC, etc.) to improve efficiency.
Market Development & Visibility
- Represent the branch in local promotional activities, housing expos, and builder tie-ups.
- Strengthen brand recall by ensuring active participation in community and business forums.
- Provide regular feedback to central teams on product enhancements and regional market requirements.
Role Requirements
1) Education: Graduation in any discipline
2) Experience: Minimum 4 years of experience in sales of HL/LAP with a track record of having managed teams for minimum 2 years
3) Understanding the Home Loan market, Knowledge about regulatory aspect of home loan.
4) Understanding the Home Loan market, Knowledge about regulatory aspect of home loan.
5) IT Skills - MS Office
6) Behavioral Skills – Leadership/Assertion/Aggression/ People Management/Planning & organizing/Customer Orientation/ Interpersonal/ relationship management skills
7) Technical Skills – Product Knowledge/Market Intelligence
8) CTC – 4 LPA -7 LPA
Job Type: Full-time
Pay: ₹332,411.99 - ₹735,106.14 per year
Experience:
- four: 4 years (Preferred)
Work Location: In person