Chief Financial Officer (CFO) - Fintech / BNPL (Buy Now, Pay Later)

Location: Qatar
Employment Type: Full-Time

Role Overview

We are seeking a highly skilled and strategic Chief Financial Officer (CFO) to lead financial strategy and operations within a fast-growing fintech environment. The CFO will play a critical role in driving financial growth, ensuring regulatory compliance, and maintaining strong financial governance as the organization scales its digital financial solutions.

Key Responsibilities

• Design and execute the company’s financial strategy aligned with fintech growth objectives.
• Lead capital-raising initiatives (equity, debt, venture funding), including investor negotiations and stakeholder reporting.
• Develop and continuously enhance financial models, forecasts, and scenario planning for short- and long-term goals.
• Oversee budgeting, expense control, cash flow management, and cost optimization initiatives.
• Ensure full regulatory compliance with Qatar Central Bank (QCB) requirements, reporting standards, and BNPL-related guidelines.
• Establish robust internal controls, risk management frameworks, and audit-ready processes.
• Supervise day-to-day finance and accounting operations, including payroll, reconciliations, P&L, balance sheets, and financial statements.
• Prepare monthly and quarterly management reports, dashboards, and KPIs for executive leadership and board review.
• Coordinate external audits and manage tax and legal compliance in collaboration with external advisors.
• Support risk and compliance teams with financial insights related to fraud prevention, credit scoring, and repayment performance.
• Partner with product and technology teams to assess the financial feasibility of new products, pricing strategies, and merchant partnerships.
• Build, mentor, and lead a high-performing finance team, fostering accountability, efficiency, and innovation.

Required Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• MBA, CPA, ACCA, or CA certification is highly preferred.
• Minimum 8–10 years of experience in senior financial leadership roles, including 3+ years within a regulated fintech or lending environment.
• Strong knowledge of Qatari financial regulations, especially those applicable to digital financial services and BNPL models.
• Proven experience managing financial operations in startup or scale-up environments.
• Advanced understanding of IFRS, financial analysis tools, and regulatory reporting standards.

Key Skills & Competencies

• Strategic financial planning and data-driven decision-making
• Fundraising and capital structuring
• Budgeting, forecasting, and financial modeling
• Regulatory compliance and audit management (QCB-focused)
• Leadership, mentoring, and cross-functional collaboration
• Strong communication and investor relations skills
• High integrity and discretion in handling sensitive financial data

Job Types: Full-time, Permanent

Pay: From QAR20,000.00 per month

Application Question(s):

• Do you have at least 3 years of experience in a regulated fintech, lending, or BNPL environment?
• Do you have experience preparing and presenting financial reports to CEOs, boards, or investors?
• Have you built or led a finance team in a startup or scale-up environment?
• Current salary?