Chief Risk Officer

Job ID: 41547

Location: Dubai, AE

Area of interest: Business Support, Management & Efficiency

Job type: Fixed Term Worker

Work style:

Opening date: Oct 3, 2025

Credit Risk

• Build and run borrower DD and credit files; set eligibility criteria, LTV/maintenance/margin bands, tenors, covenants, and concentration limits.
• Drive approvals and exceptions; maintain watchlist/early-warning indicators; own recoveries/workouts.
• Produce deal memos and portfolio MI for Credit/Risk Committee.

Market Risk

• Define margining cadence, haircuts, price-oracle design, stress/scenario tests, and liquidation playbooks per asset/venue.
• Orchestrate pre-mandated liquidation via custodians/OTCs; monitor slippage and venue performance; run post-mortems.
• Propose guardrail updates (assets, LTV, limits) from live data.

Operational & Financial Risk

• Author runbooks, RCSA, vendor/custody risk inputs, reconciliations, incident response/BCP; ensure four-eyes and segregation of duties.
• Model governance (inc. AI / LLM use): data quality, back-testing, monitoring and change control.

Governance, Reporting & Controls

• Chair a daily risk huddle; prepare Credit/Risk Committee packs; maintain KRIs/KPIs (margin events, time-to-call, liquidation outcomes).
• Align with Compliance/MLRO on professional-only client classification, sanctions, blockchain analytics thresholds, and financial-promotions guardrails.

Build with the CTO

• Specify and co-deliver the risk engine: data model, real-time LTV monitoring, alerting, dashboards, back-testing, and audit trails.
• Integrations: custodians, oracles, chain analytics, venues/OTCs; automate margin and call workflows end-to-end.

Stakeholders & Commercial Support

• Support founder-led sales: structure risk terms, join key institutional meetings, and translate treasury needs into product parameters—within governance limits.
• Maintain relationships with capital providers, custodians, and execution partners.

• ADGM/FSRA exposure; UAE ecosystem network.
• Experience integrating qualified custodians and chain-analytics; prior build of margin engines or risk tooling.
• Repo/SFT or derivatives familiarity; recovery/workout experience.

• 8–12+ years in institutional credit/prime/markets or crypto-institutional risk; built or led collateralised lending risk.
• Deep fluency in credit analysis, collateral/margining, liquidation mechanics, and market/liquidity risk.
• Crypto-native know-how: L1/L2s, DeFi, LSTs, custody (MPC/HSM), oracle/bridge risks; venue microstructure and OTC RFQ.
• Strong governance record in regulated contexts (FCA/DFSA/FSRA/MAS/HKMA); comfortable with audits and supervisor engagement.
• Data-driven: SQL and/or Python for analysis; dashboarding; stress and scenario design.
• Crisp communicator; calm under pressure; thrives in lean, hands-on environments

What great looks like

• Frameworks live; zero critical incidents; automated margining with sub-minute alerts and tested liquidations.
• $50–100m deployed across diversified borrowers; clear MI on LTVs, exceptions, time-to-margin, execution slippage.
• Credit/Risk Committee cadence established; stress drills completed; clean assurance results.
• Handover pack ready for a future Markets & Execution Lead; clear triggers and runbooks defined.

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.