Corporate Banking Loans Product Management

Corporate Banking Loans Product Management

Innovate & Protect: Lead Loan Product Strategy;

If you’re a strategic thinker with exceptional communication skills eager to shape the future of corporate lending, and possess strong analytical thinking, crisis management, and problem-solving abilities alongside a career goal in commercial and consumer banking, you’ve come to the right place.

You can drive revenue growth by leading the design and launch of innovative loan products aligned with market opportunities and customer demands, collaborating with key stakeholders across the organization.

QNB’s human resources policies are aiming to create an equal, fulfilled and empowering path for individuals willing to have a satisfying career journey.

What are the opportunities;

• Empowering working atmosphere which will appreciate your desire for development
• Keeping up to date in a progressive environment always looking for a new opportunity
• Building a career at one of the most trustable and growing sectors.
• Comfort of working at one of the biggest banks of the World that is supporting your happiness and growth

If you are ready to be a part of this atmosphere, you’ll be responsible of;

1. Monitoring the volume, spread and commission levels of the loan products such as revolving, spot and non cash loans in line with the budget targets, proposing remedial measures based on specific parameters if necessary.
2. Determining the new production prices of loans in line with the Bank's strategic targets, updating them in Core Banking system and informing branches and regions about pricing authorizations
3. Repricing the yields and spreads of the outstanding revolving loans portfolio in case of cost changes and pricing policy.
4. Segmenting customers by developing price sensitivity models based on multiple parameters for both new production prices and repricing
5. Preparing annual and revised loan-related commissions’ budget aligned with the Bank's objectives and strategies
6. Designing new loan products by analyzing the needs of our customers and the sector by developing new projects, working together with IT, legal, treasury, operations, credit policies & allocation and digital banking departments.
7. Re-examining and improving the loan utilization processes and systems to enhance our service model by analyzing the needs of RM’s and customers working together with IT, legal, treasury, operations, credit policies & allocation and digital banking departments.
8. Launching new campaigns together with sales and marketing teams to reach loan products’ volume, price, profitability targets.
9. Diversification of loan products offered through digital channels in line with the Bank's digitalization targets and monitorization of performance
10. Monitoring legislation and regulations that are determined by legal authorities and have an impact on credit utilization processes; preparing the necessary reports on current practices and sharing them with sales and marketing teams.

We are waiting for your application if;

• Having at least Bachelor’s Degree
• At least 2 years of experience in Product management, Marketing, Analytics or Business Developments
• Military service must be completed for male candidates,
• Excellent command of English,
• His/her place of duty will be QNB Bank Ankara YDA Center .

**A recruitment is planned for our Backup General Directorate to be established in Ankara. The position will initially be based in Istanbul, and will later continue at the Ankara Location.

Take your first step to build a strong career at the right place.