Credit Processing Officer (Centralized Operations Dept.)

Key Responsibilities

• Execute consumer credit operations activities for the non-secured facilities.
• Review all the received documents with the conditions stated in the credit approval.
• Follow disbursement steps through the bank’s system and specifying the right payment method.
• Register and report all the data related to credit limits, loans and guarantees.
• Execute of the issuance of buyout drafts to the other banks in addition to the required deals’ reversal on the system for any revised approval cases.
• Execute buyouts through:
• Place hold for buyout incremental amounts to customers’ accounts as per identified policy.
• Execute the issuance of buyout drafts to other Banks in addition to the required deals’ reversal on the system for any revised approval cases.
• Register the movement of checks, including issuing and archiving and follow up the buyout checks status with the clearing center.
• Execute activities related to Auto Loans:
• Prepare daily and monthly drafts for vendors, sales commissions and VAT commissions.
• Prepare approved auto sales schemes’ commissions.
• Update auto portfolio by all related data to insurance and car details.
• Support legal, audit and collection of consumer risk functions by providing the required documents in order to save the bank’s rights.
• Reply within SLA to the inquiries of branches, sales coordinators and risk and ensure that replies are sent on time.
• Prepare required reports regarding the following and ensure their submission within the set time frames.;
• All the data related to credit limits, loans and guarantees.
• Prepare ID forms to be send to CBE in accordance to identified regulations.
• Archive all documents after execution such as; booking, maintenance, insurance and customer requests documents as well as the approved files.
• Execute UAT testing and review the results to ensure correct implementation.
• Investigate to solve received complaints in cooperation with Consumer Rights Protection – Compliance & Governance – in accordance with the policies and procedures and identified SLA.

And any other assigned Tasks.

Minimum Qualifications

• Bachelor degree

Minimum Experience:

• 2+ years of relevant banking experience

Job-Specific Knowledge & Skills:

• Preferred previous internship experience/ university activities.
• Very good command of MS Word & MS Excel.

Personal Skills

• Self-motivation.
• Communication.