About PalmPay
PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
40 million users
, we are building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.
Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan, PalmPay has been recognised by CNBC as one of the
Top 300 Global Fintech Companies
and ranked
#2 overall
and
#1 in financial services
on the Financial Times’
Africa’s Fastest Growing Companies 2025
list.
Position Overview
We are looking for a dynamic and strategic leader to fill the role of
Head of Business Development & Partnership
in Pakistan. This role will lead the articulation and execution of the partnership strategy with EMI/PSP platforms and major financial institutions. The ideal candidate will have deep experience building and scaling fintech partnerships, especially within EMI/PSP or mobile payments ecosystems, and bring an established senior-level network in banks, telcos, and fintechs.
Key Responsibilities
Partnership Strategy & Market Engagement
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Develop and execute the overall business development and partnership strategy for Pakistan, focusing heavily on EMI/PSP and banking alliances
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Identify, engage, and negotiate with top EMI/PSP players and banks to drive co-branded products, payment infrastructure and distribution partnerships
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Cultivate and leverage a senior-level network within banks, telcos, mobile money operators, and payment service providers for strategic partnership opportunities
Business Growth & Revenue Generation
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Drive revenue through partner-led growth of PalmPay’s products (wallets, payments, lending, merchant services) by leveraging distribution and EMI/PSP channels
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Define partnership business models, commercial terms, pricing frameworks and incentive structures to maximise ROI and partner motivation
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Monitor performance metrics and partner contributions to ensure profitability and scalability
Operational & Execution Oversight
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Oversee the end-to-end partnership lifecycle: from partner identification, contract negotiation, integration planning, go-live, to ongoing performance management
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Ensure operational alignment between PalmPay teams (Product, Tech, Finance, Compliance) and partner organisations for smooth onboarding and scaling
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Manage risk, compliance and regulatory matters tied to partnerships—including settlement flows, reconciliation processes, and EMI/PSP regulations
Cross-Functional Collaboration & Innovation
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Collaborate with Product and Technology teams to develop new fintech solutions that leverage partner platforms (EMI, PSP, bank networks) and drive competitive advantage
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Work with Marketing, Sales and Operations teams to launch partner-driven campaigns, merchant onboarding, and customer acquisition initiatives
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Provide market insights and competitive intelligence around EMI/PSP ecosystems, payment trends, product innovations and channel opportunities
Qualifications & Experience
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Bachelor’s degree in Business Administration, Finance, or a related field; MBA preferred
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Minimum 8–12 years of progressive experience in business development, partnerships or strategic alliances within fintech, EMI/PSP organisations, banks, or mobile payments
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Demonstrated expertise in EMI/PSP partnerships, mobile payments platforms, or payment service providers
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Established relationships and senior-level contacts in Pakistani banks, EMI/PSP platforms, telcos and payment networks
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Strong commercial acumen, negotiation skills, and ability to structure complex deals and partnerships
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Experience overseeing cross-functional teams and driving execution in high-growth fintech settings
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Excellent communication and stakeholder management skills; fluency in English and Urdu is required
Compensation & Benefits
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Competitive senior-leadership compensation package, aligned with market benchmarks
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Performance-based bonuses and long-term incentives
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Festival bonuses and mobile/internet allowance
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Health insurance, paid leave and other standard benefits
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Opportunity to lead and shape the partnership engine of a high-growth multinational fintech in Pakistan
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