Head of Liabilities

Location: Dubai, United Arab Emirates
Client: International Bank
Nationality Requirement: UAE National Only

About the Role

Our client, a leading international bank with a strong presence in the UAE, is seeking a highly driven and experienced Head of Liabilities having UAE Nationality to lead and grow the bank’s liabilities portfolio. The role is pivotal in driving CASA (Current Account, Savings Account) and deposit growth, while ensuring exceptional relationship management and strategic leadership.

This senior leadership position offers a competitive salary package with an uncapped commission structure, providing an excellent opportunity for a high-performing professional to maximize their potential.

Key Responsibilities

• Lead the overall liabilities strategy for the bank, focusing on CASA growth and deposit mobilization.
• Build, manage, and mentor a team of Relationship Managers to achieve liability acquisition and retention targets.
• Develop and execute innovative business strategies to attract new clients and deepen existing relationships.
• Ensure strong governance, compliance, and risk management across all liability products and client portfolios.
• Collaborate with product, marketing, and digital teams to enhance product offerings and customer experience.
• Drive market analysis and competitor benchmarking to identify new business opportunities.
• Report directly to senior management, providing insights and updates on liabilities performance and market trends.

Key Requirements

• UAE National with Family Book.
• Bachelor’s degree in Business, Finance, Economics, or related field (Master’s preferred).
• 10+ years of progressive banking experience, with at least 5 years in liabilities/wealth management leadership roles.
• Strong track record of driving CASA and deposit growth.
• Proven people leadership, team management, and business development skills.
• Deep understanding of the UAE banking landscape, regulations, and customer needs.
• Excellent communication, negotiation, and stakeholder management skills.

What’s on Offer

• Competitive salary package with attractive benefits.
• Uncapped commission structure tied to performance.
• Opportunity to work with a reputable international bank with strong regional presence.
• Strategic leadership role with high visibility and impact.

Job Type: Full-time

Ability to commute/relocate:

• Dubai: Reliably commute or planning to relocate before starting work (Preferred)

Application Question(s):

• How many years of total banking experience do you have? We need 10+ years banking axperience. Of these years, how many have been spent in liabilities, wealth management, or deposit growth leadership roles?
• Do you have a demonstrated track record in driving CASA (Current Account & Savings Account) and deposit growth?
• Have you previously led and mentored relationship managers in achieving financial acquisition and retention targets?
• Do you have a strong understanding of the UAE banking landscape, including regulations and customer behavior? Please explain.
• Have you collaborated with product, marketing, or digital teams to improve product offerings and customer experience?
• Are you comfortable conducting market analysis and competitor benchmarking to identify business opportunities?
• Have you reported to senior management on liabilities performance and market trends?
• Do you consider your communication, negotiation, and stakeholder management skills to be strong?
• Are you Living in UAE?
• Are you a UAE National? You must be a UAE National to qualify for this job.

Education:

• Bachelor's (Preferred)

Experience:

• Banking: 10 years (Preferred)