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Standard Chartered Bank

Manager, Balance Sheet Analytics

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Job ID: 42960

Location: Chennai, IN

Area of interest: Audit, Accounting & Finance

Job type: Regular Employee

Work style: Office Working

Opening date: 29 Oct 2025

Key Responsibilities

Strategy

Align and proactively contribute to execution of Balance Sheet Analytics (BSA) Actuals and Flash MI and Analytics specific strategic goals with respect to Balance Sheet, Capital / Liquidity & IRRBB / FTP in partnership with Group Treasury, Cluster Treasury, CPM, Finance, Technology stakeholders.
Identifying and implementing best practices to enhance analytics, MI and optimisation value-addition.

Business

BSA is fundamental to the performance of the Treasury function. This role as Balance Sheet Analysts and SMEs coordinates the delivery of B/S for Group and Clusters at client, product segment, transaction level views including high-quality insights through advanced analytics.
Part of this role mandate includes the cross-metrics analysis and insights to Treasury, CPM and Finance covering B/S explains that helps to optimise the liquidity buffers, NII sensitivities and RWA overstatement.
The outputs include financial balance sheet MI as well as relevant B/S metrics along with cross-metrics comparison and explanation.
Primary contact for all B/S functional queries, trends and explanation of movements to Treasury incl. Capital, Liquidity, and IRRBB. Cater to various decision support management information needs by partnering with BI team to deliver digital insight dashboards in our Bank’s strategic BI platform.
Partner with Group and Country teams to prepare ALCO papers on topical subjects including data analysis, proposals and coordination for inputs.

Processes

Ensure accurate, consistent, and timely delivery of Balance Sheet MI including metrics in standard taxonomy across the markets in-scope of this role.
Produce advanced analytics, content, and advice for key decision makers / forums (e.g. ALCO, Group/Cluster Treasurer, business heads).
Respond to queries from internal stakeholders (Treasury / CPM / Finance) requiring subject matter expertise and act as single point for B/S explains and insights across Treasury, CPM and Finance
Balance Sheet Analyst provides quality assurance and control over the B/S output to ensure completeness and accuracy of B/S (in BSA). Team up with capital, liquidity and IRRBB in providing explanation on B/S movements and its implications across treasury metrics.
Provide B/S explains that supports the finalizing of Daily/Weekly Liquidity ratios, Leverage ratio and other periodic Balance Sheet Reviews (e.g., Weekly BSR) – sources and uses, client/product level drill down of material movements, etc.
Investigate, explain and help resolve the B/S anomalies (e.g. Suspense a/c issues, Nostro spike) as single B/S point contact.
Supporting the transition of changes into BAU effectively that is aligned with the Bank’s regulatory and technology objectives.
Engage with Business teams (CIB/WRB), TM, CT and OB teams to comprehend drivers of B/S movements and issues.
Partner in B/S optimization, limit, policy review initiatives thro empirical data analysis, trend analysis, proposal preparation and gathering its implications across treasury metrics
Data sourcing and preparation for ALCO pack production
Produce and quality-assure reports on a timely basis.
Use tools and SPOCs (e.g. the balance sheet analyser, RCO, BCRS) to assess and understand what drives movements in B/S metrics; where relevant incl. a read-across metrics
Draft initial commentary accompanying numerical outputs and liaise with recipients as required.

People & Talent

Planning and getting work done through resources (though not reporting directly) effectively to meet management information commitments.
Providing guidance, training and mentorship to the GCFO India team on functional BSA knowledge, best practices, and B/S strategies.
Building relationships to improve collaboration across Group, Cluster, Segments, CPM and GCFO functions to resolve issues and implement changes for BSA.

Risk Management

Monitoring and ensuring that appropriate BAU and Change governance and controls are followed across all production and transformation activities.
Proactively contribute to maintenance of comprehensive documentation of reporting processes, standards and controls.
Coordinating with internal and external auditors to facilitate audits and reviews.
Identifying, monitoring, and escalating as and when required key issues in the regulatory reporting process leading to material errors in regulatory returns.

Governance

Monitor and ensure that appropriate Change governance is followed across all transformation initiatives. Represent the function at the governance forums in place for tracking change initiatives and influence decisions in respect of the change backlog, prioritisation, choice of technology tools and the operating model.

Leadership Qualities & Characteristics

Upholding high ethical standards and ensuring all reporting activities are conducted with integrity and transparency.
Promoting a culture of diversity and inclusivity, compliance and ethical behaviour within the team.
Inspiring proactive and innovative behaviours in the team to continuously improve performance and strive for excellence.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the Group or Cluster teams to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]*
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

Global Process Lead / Global Process Manager, Balance Sheet Management and Regulatory Reporting
Group Treasury COO
FP&A – Group Head / GCFO India Head and Leads
CPM – Functional Heads and Leads
Segment – CIB, WRB, Treasury, C&O Head and Leads across Group and Clusters
Change Management - Head and Leads across Treasury Change
Cluster and Country Treasury / Finance

Qualifications

MBA (Fin) or Master’s in finance / Accountancy / Economics or affiliated subjects; Undergraduate degree in Commerce / Science / Engineering.
Chartered Accountant: Risk Management or related Professional Certification will be an added advantage.
Minimum of 5 years of experience in any combination of Balance Sheet Management, Capital, Liquidity, FTP or IRRBB.
Strong knowledge of Balance Sheet including explains, analytics of trends, engaging with business effectively to understand the drivers of movements, strong in comparing actuals, flash, forecast, internal thresholds with an aim to optimise balance sheet and advise key stakeholders in Segments, CPM and Treasury. Good understanding of banking products, accounting basics, Capital, Liquidity, IRRBB, FTP metrics and its binding constraints to grow balance sheet; Proficient in analytics to drive deep understanding of B/S trends and its implications; Collaboration mindset; able to deliver solutions to improve B/S.

Skills and Experience

Specific Skill set:
Technical

Understanding of the bank’s products and services with specialisation in atleast one of FM, CIB, or Treasury products
Financial Reporting skillsets & experience
Fundamental understanding of Balance Sheet Management
Regulatory reporting experience
Conceptual knowhow of Balance Sheet Management metrics and its calculation methods – Liquidity, IRRBB, Capital

Soft Skills

Very good written and verbal communication skills
Proven analytical abilities and used to work in complex global commercial business operations.
Proven ability to interact with multiple functions / levels and to coordinate deliverables from various inputs under tight deadlines.
Flexibility and adaptability to changing business models and multi facet business views.
Results orientated & able to work under tight timeline & pressure.
Excellent Interpersonal Communication
Strong Business Writing skills

Technology orientation (what will give the candidate an edge)

Knowledge of Python
SQL Platforms
Knowhow in deploying AI and ML solutions to mechanise processes and achieve scale.

Priority Technical Skills

Balance Sheet Management
Capital Management
Liquidity Management
Interest Rate Risk (IRR) Management
Liquidity Risk
Credit Risk
Market Risk
Operational Risk
Financial Products and Markets
Financial Analysis & Reporting
Data Gathering
Risks & Controls

Other Technical Skills

Financial and Accounting Systems
Standard Operating Procedures
Financial Process Documentation
Product Line (Financial Markets (FM))
Product Line (Transaction Banking (TB))
Data Analysis and Visualisation
Business Acumen
Communication

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

www.sc.com/careers

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