Product Manager II (Credit Scoring)

About the role

Tamara s ambition is to become the region s favorite way to pay for what we call life s little essentials a new way of purchasing designed for and around our customers interests. We believe that great design has the ability to engage and inspire.

Role Overview:

We are seeking a Product Manager II Consumer Credit to lead the underwriting strategy and execution across a suite of loan products, including Buy Now Pay Later (BNPL), Line of Credit, Purchase Financing, and Personal Loans.

You ll be responsible for shaping the product experiences, eligibility flows, and credit decisioning logic that underpin responsible, scalable lending. Working closely with the Credit Scoring PM, you will translate scoring outputs into business rules, partner with risk and data science teams to continuously optimize approval rates and losses, and ensure regulatory compliance.

This is a cross-functional role requiring strong collaboration with credit risk policy, data science, legal, engineering, and design teams, and a keen understanding of customer needs, risk trade-offs, and growth levers.

Key Responsibilities:

• Productise the credit scoring by building services which helps users to understand their debt both internally and externally to enable gamification for users interacting with Tamara APP
• Discover and own new/existing integrations for all alternate data sources used for scoring the users wrt enriching Demographics, Income and Expense data enabling better credit and fraud scoring efficiency
• Liaise with the DS team to integrate new data models for fraud, credit and collections and unify the model integration gateway for other teams to consume score for respective use cases.
• Own, simplify, define and supply customer segments based on each model enabling consumer teams to define GTM on targeted segments based on risk models

What We re Looking For:

• 5+ years of product management experience, ideally in consumer lending, fintech, or financial services
• Proven experience working on credit, lending, or underwriting-related products
• Familiarity with loan lifecycle management, including originations, servicing, and collections
• Exposure to risk-based pricing, credit models, and regulatory constraints (e.g., KYC/AML, fair lending)
• Strong problem-solving skills and ability to make trade-offs in a high-stakes environment
• Strong data literacy; experience working with credit performance metrics and experimentation frameworks
• Excellent stakeholder management and cross-functional communication
• Able to collaborate closely with scoring, data science, credit policy, engineering, and customer-facing teams
• Comfortable translating high-level goals into actionable product requirements

All qualified individuals are encouraged to apply.

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