Product Specialist

Mumbai, India

Credit assessment

Tracking of covenants and management of exceptions / deviations
Regular review of the case
Inspections / Site visits Sector assessment
Detailed Financial analysis including finalization of financial model
Preparation of Credit Approval Memorandum and following internal approval processes
Meet with all pre-disbursal and post disbursal compliance

Communication/PR of Bank’s products

Undertakes brand communication initiatives for designated products
Communicates product positioning messaging that differentiates YES Bank’s products in the market
Increase Bank’s visibility in the finance circle / industry sector

Market Research

Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
Sector tracking / management presentations

Credit Appraisal

Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance

To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

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