Sales Executive – Credit Cards | Personal Loans | Auto Loans

Job description:

Sales Executive – Credit Cards | Personal Loans | Auto Loans

Location: Dubai, UAE
Salary: AED 4,000 – AED 6,000 per month (plus performance incentives)
Employment Type: Permanent | Full-time

Job Summary:

The Sales Officer is responsible for promoting and selling the bank’s range of financial products and services to existing and potential customers. The role focuses on achieving sales targets, developing client relationships, and ensuring customer satisfaction while adhering to banking regulations and company policies.

Key Responsibilities:

1. Sales and Business Development

· Promote and sell banking products such as savings and current accounts, fixed deposits, loans (personal, auto, home), credit cards, insurance, and investment products.

· Identify and approach potential customers through field visits, referrals, cold calls, and networking.

· Meet or exceed assigned monthly and quarterly sales targets.

· Conduct market research to identify new sales opportunities and customer needs.

2. Customer Relationship Management

· Build and maintain long-term relationships with customers to encourage repeat business.

· Provide personalized banking advice and solutions based on customer financial needs.

· Ensure high levels of customer satisfaction through professional and responsive service

Key Skills and Competencies:

· Strong sales and negotiation skills

· Excellent communication and interpersonal abilities

· Customer service orientation

· Goal-driven and self-motivated

· Good understanding of banking products, financial markets, and customer needs

· Basic computer literacy (MS Office, CRM tools)

Key Performance Indicators (KPIs):

· Achievement of monthly and quarterly sales targets

· Number of new accounts or loans sourced

· Customer satisfaction and retention rate

· Quality and compliance of applications submitted

Qualifications and Experience:

· Bachelor’s degree in Business Administration, Finance, Marketing, or a related field

· 1–3 years of experience in sales (preferably in banking, insurance, or financial services)

· Knowledge of local market trends and customer behavior

Job Type: Permanent

Pay: AED4,000.00 - AED6,000.00 per month