accountant

senior accountant Jobs in United Arab Emirates

senior accountant

business development executive Jobs in United Arab Emirates

business development executive

general accountant Jobs in United Arab Emirates

general accountant

assistant accountant Jobs in United Arab Emirates

assistant accountant

business finance analyst

Damen Middle East

<p>Damen Middle Easy is currently looking for a <b>Business Analyst</b>, you will be the bridge between business needs and technical execution. You will support the Group in making fact-based, data-driven decisions by translating complex business questions into reliable insights, standardized datasets, and actionable dashboards. Your work will empower management to rationalize decision-making through high-quality quantifications and visualizations.</p><p>The Person:</p><ul><li>Experience: 5+ years as a Business &amp; Finance Analyst, ideally in a complex matrix or production environment.</li><li>Technical Skills: Proficiency in Power BI, data modeling (star schemas), and multi-source reporting.</li><li>Systems: Knowledge of ERP systems such as SAP S/4HANA or IFS.</li><li>Methodology: Strong understanding of Agile delivery methods and project-based workflows.</li><li>Analytical Strength: Ability to convert high complexity into clear, actionable insights.</li><li>Communication: Skilled at explaining technical constraints to non-technical audiences and comfortable presenting insights to the management.</li><li>Mindset: Pragmatic, indepedent, result-driven, and capable of balancing a strategic &quot;helicopter view&quot; with attention to detail.</li><li>Collaboration: Natural connector between business, finance, and IT functions.</li></ul><p>Should you think you have the right mindset, experience and looking for career growth in a company, feel free to send your CV to us.</p><p>Job Type: Full-time</p><p>Pay: AED8,000.00 - AED12,000.00 per month</p><p>Experience:</p><ul><li>business analyst: 5 years (Required)</li><li>reporting : 5 years (Required)</li><li>PowerBI, Data modeling: 5 years (Required)</li><li>UAE/ GCC: 5 years (Required)</li></ul><p>Location:</p><ul><li>Abu Dhabi (Abu Dhabi) (Required)</li></ul><p>Work Location: In person</p>

Business & Finance Analyst

Xoto Proptech Real Estate LLC.

<p><b>Credit Analyst &ndash; Mortgage Team</b></p><p><b>Department: </b>Mortgage Advisory / Finance</p><p><b>Location:</b> Dubai, Business Bay</p><p><b>Company:</b> Xoto Proptech Real Estate LLC.</p><p><b>About Xoto:</b></p><p><b>Xoto Proptech Real Estate LLC</b> is a modern, technology-driven real estate advisory firm based in Dubai that focuses on helping clients make smarter property investment decisions. The company offers end-to-end real estate solutions including <b>property buying, selling, leasing, and mortgage advisory</b>, ensuring a seamless experience for investors, homeowners, and businesses.</p><p><b>Job Overview</b></p><p>We are seeking a detail-oriented Credit Analyst to join our Mortgage Team. The candidate will be responsible for evaluating clients&rsquo; financial profiles, assessing creditworthiness, and supporting mortgage application processes with banks and financial institutions. The role requires strong analytical skills, knowledge of mortgage lending criteria, and the ability to work closely with clients, banks, and internal teams to ensure smooth loan approvals.</p><p><b>Key Responsibilities</b></p><ul><li>Review and analyze clients&rsquo; financial documents including salary certificates, bank statements, credit reports, and liabilities.</li><li>Assess the creditworthiness and repayment capacity of mortgage applicants.</li><li>Prepare and submit mortgage applications to partner banks and financial institutions.</li><li>Ensure all documentation complies with bank policies and regulatory requirements.</li><li>Coordinate with banks, relationship managers, and clients throughout the mortgage approval process.</li><li>Provide recommendations on suitable mortgage products based on the client&rsquo;s financial profile.</li><li>Track mortgage applications and follow up with banks for approvals and updates.</li><li>Maintain accurate records of all applications and client financial data.</li><li>Assist the sales team by providing financial feasibility assessments for potential buyers.</li><li>Stay updated with mortgage regulations, bank policies, interest rates, and lending criteria.</li></ul><p><b>Requirements</b></p><ul><li>Bachelor&rsquo;s degree in Finance, Accounting, Business Administration, or related field.</li><li>2&ndash;4 years of experience in mortgage processing, credit analysis, or banking.</li><li>Knowledge of UAE mortgage regulations and bank lending policies is preferred.</li><li>Strong understanding of financial statements and credit risk assessment.</li><li>Proficiency in Microsoft Excel and financial analysis tools.</li></ul><p><b>Key Skills</b></p><ul><li>Credit risk analysis</li><li>Mortgage processing</li><li>Financial assessment</li><li>Attention to detail</li><li>Strong communication and coordination skills</li><li>Problem-solving and analytical thinking</li></ul><p><b>Preferred Experience</b></p><ul><li>Experience working with UAE banks or mortgage advisory firms.</li><li>Familiarity with UAE Central Bank mortgage regulations.</li><li>Experience coordinating mortgage approvals for real estate transactions.</li></ul><p>pls send resume to biz@xoto.ae with subject as <b>Credit Analyst</b></p><p>Job Type: Full-time</p><p>Pay: AED3,000.00 - AED4,000.00 per month</p><p>Job Types: Full-time, Permanent</p><p>Work Location: In person</p><p><b>Why Join XOTO</b></p><ul><li>Be part of a <b>category-defining PropTech platform</b></li><li>Opportunity to <b>build and scale mortgage operations from the ground up</b></li><li>High ownership role with direct impact on business growth</li><li>Work at the intersection of <b>real estate, finance, and technology</b></li></ul><p>Job Types: Full-time, Permanent</p><p>Pay: AED2,500.00 - AED4,000.00 per month</p><p>Work Location: In person</p>

Credit Analyst -Mortgage Operations

BankByChoice

<p><b>Credit Analyst &ndash; SME Business Loans (Fintech)</b></p><p><b>Job Type:</b> Full-time<br/><b>Industry:</b> Fintech</p><p><b>Job Overview</b></p><p>We are seeking a <b>Credit Analyst</b> to evaluate SME business loan applications and perform underwriting within a fintech lending environment. The role involves assessing credit risk, analyzing financial data, and making <b>approval or decline decisions</b> in line with company credit policies.</p><p><b>Key Responsibilities</b></p><ul><li>Review SME loan applications</li><li>Perform credit analysis and underwriting</li><li>Analyze financial statements and bank statements</li><li>Assess credit risk and repayment capacity</li><li>Approve or decline loan applications</li><li>Prepare credit notes and maintain documentation</li><li>Ensure compliance with internal credit policies</li><li>Coordinate with sales and operations teams</li></ul><p><b>Qualifications</b></p><ul><li>Bachelor&rsquo;s degree in Finance, Accounting, Business, or Economics</li><li>2&ndash;5 years experience in credit analysis or SME lending</li><li>Knowledge of financial statement analysis</li><li>Strong analytical and decision-making skills</li><li>Proficiency in Excel and financial tools</li></ul><p><b>What We Offer</b></p><ul><li>Competitive salary</li><li>Performance-based incentives</li><li>Opportunity to work in a fast-growing fintech company</li><li>Exposure to SME lending and fintech credit underwriting</li><li>Paid annual leave and company benefits</li></ul><p>Job Types: Full-time, Permanent</p><p>Work Location: In person</p>

Credit Analyst – SME Business Loans (Fintech)

QualityKiosk

<p></p><div><div><div><div><div><div><div><ul>MS - InsuranceAbu Dhabi</ul></div><div><div><div><ul><div><div><div>
Posted On</div><div>
17 Mar 2026</div></div></div><div><div><div>
End Date</div><div>
16 May 2026</div></div></div><div><div><div>
Required Experience</div><div>
3 - 5 Years</div></div></div></ul></div></div></div></div></div></div></div><p></p><p><div><div><div><div><div>Basic Section</div></div></div><div><div><p>
No. Of Openings</p><p>
1</p></div><div><p>
Designation</p><p>
Business Analyst</p></div><div><p>
Closing Date</p><p>
16 May 2026</p></div></div></div><div><div><div><div>
Organisational</div></div></div><div><div><p>
MainBU</p><p>
Quality Engineering</p></div><div><p>
Sub BU</p><p>
MS - Insurance</p></div><div><p>
Country</p><p>
UAE</p></div><div><p>
Region</p><p>
MEA</p></div><div><p>
State</p><p>
Abu Dhabi</p></div><div><p>
City</p><p>
Abu Dhabi</p></div><div><p>
Working Location</p><p>
Abu Dhabi</p></div><div><p>
Client Location</p><p>
Abu Dhabi</p></div></div></div></div></p><div><div><div><div>
Skills</div></div><div><div><p>
Skill</p><div></div><div><div>
 SAP
</div><p>UIPATH
</p></div></div><div><p>Highest Education</p><p>
No data available
</p></div><div><p>CERTIFICATION</p><p>
No data available
</p></div><div><p>Working Language</p><p>
No data available
</p></div></div></div></div><div><div><div><div>JOB DESCRIPTION</div></div><p>
Function / Department: On Contract Enterprise PMO / Business Transformation Office Experience Level: 8&ndash;10 years Location: Mumbai, India WFO: 6 Days (Mon- Sat) Role Purpose The PMO / Business Analyst will play a critical role in driving the SAP ECC to S/4HANA migration program, working across multiple business functions and in close collaboration with the Enterprise Transformation PMO. The role ensures business-process readiness, cross-functional alignment, integration coordination, and structured change and rollout management for the S/4HANA transformation powered by SAP. Key Responsibilities 1. SAP S/4HANA Program Support &amp; Governance Drive PMO governance for the SAP ECC to S/4HANA migration program. Work with the central Transformation PMO, Finance/Accounts and IT Team to align SAP milestones with organizational other transformation timelines. Track program plans, dependencies, risks, and action items related to SAP migration. Ensure SAP program artifacts are aligned with enterprise PMO standards. 2. Business Analysis &amp; Process Mapping Work with business stakeholders across Finance, Supply Chain, Manufacturing, Sales, Procurement, and Operations to align their inputs to be incorporated by the Implementation partner Supervise and review current-state (ECC) and future-state (S/4HANA) business processes in collaboration with the Implementation partner Through steering committee drive fit-gap analysis, requirement documentation, and process harmonization across departments. Ensure SAP process design aligns with downstream and upstream integrations Build the module wise Product backlog and User Scenarios in collaboration with the implementation partner and Business team 3. Cross-Functional &amp; Integration Coordination Act as a bridge between business users, IT, SAP system integrators, Implementation partner and the Transformation PMO. Coordinate integration touchpoints between SAP S/4HANA and CRM, internal platforms, and external systems. Trac</p></div></div></div></div><p></p>

Business Analyst

<p><b>Credit Analyst &ndash; SME Lending &amp; Operations</b></p><p>We are seeking a detail-oriented and analytical <b>Credit Analyst &ndash; SME Lending &amp; Operations</b> to support end-to-end SME financing processes within a dynamic fintech environment. This role combines credit underwriting responsibilities with operational execution, ensuring efficient loan processing, accurate risk assessment, and seamless disbursement and servicing of SME loans in line with internal policies.</p><p><b>Key Responsibilities - Credit Analysis &amp; Underwriting</b></p><ul><li>Review and assess SME loan applications</li><li>Perform detailed credit analysis and underwriting</li><li>Analyze financial statements, bank statements, and cash flows</li><li>Evaluate creditworthiness, risk levels, and repayment capacity</li><li>Approve or decline loan applications within assigned authority</li><li>Prepare credit notes and maintain proper credit documentation</li><li>Ensure compliance with internal credit policies and risk guidelines</li></ul><p><b>Loan Operations &amp; Processing</b></p><ul><li>Process approved SME loan disbursals</li><li>Manage loan documentation, verification, and onboarding</li><li>Maintain accurate loan records and operational data</li><li>Monitor loan processing workflows to ensure timely execution</li><li>Handle post-disbursement activities and loan servicing support</li><li>Assist in operational reporting and portfolio tracking</li></ul><p><b>Coordination &amp; Compliance</b></p><ul><li>Coordinate with credit, sales, and finance teams for smooth loan processing</li><li>Ensure adherence to internal operational procedures and policies</li><li>Support audits and compliance checks related to SME lending operations</li></ul><p><b>Qualifications</b></p><ul><li>Bachelor&rsquo;s degree in Finance, Accounting, Business Administration, Economics, or related field</li><li>2&ndash;5 years of experience in SME lending, credit analysis, or loan operations</li><li>Strong knowledge of financial statement analysis and credit underwriting</li><li>Familiarity with loan processing, documentation, and disbursement procedures</li><li>Excellent analytical, organizational, and decision-making skills</li><li>High attention to detail and accuracy</li><li>Proficiency in Microsoft Excel and financial/operational systems</li></ul><p><b>What We Offer</b></p><ul><li>Competitive salary</li><li>Performance-based incentives</li><li>Career growth opportunities within a fast-growing fintech environment</li><li>Exposure to SME lending and credit underwriting</li><li>Paid annual leave and comprehensive company benefits</li></ul><p>Job Types: Full-time, Permanent</p><p>Work Location: In person</p>

Credit Analyst – SME Lending & Operations

Commercial Bank of Dubai

<div>Dubai, Dubai, AE Experienced Permanent ID: 100098</div>
<br><div><div><div><div><h3 class="jobSectionHeader"><b>DESCRIPTION</b></h3>
<div><p><b>JOB PURPOSE</b></p><p><b>
﻿</b>The Senior Business Intelligence Analyst is a critical control role responsible for ensuring the accuracy, integrity, and regulatory defensibility of enterprise data and reporting across the Bank.</p><p>
The role serves as a trusted authority on management, financial, regulatory, and law‑enforcement reporting, translating complex business and control requirements into auditable, reconciled, and insight‑driven BI solutions, while leading advanced Power BI visualisation standards for senior management and external stakeholders.</p><p><b>
PRINCIPAL ACCOUNTABILITIES
</b></p><ul><li>Partner with stakeholders across Business, Finance, Risk, Operations, and Compliance to understand reporting needs.</li><li>
Translate business and data requirements into functional and technical specifications.</li><li>
Own reporting delivery end‑to‑end, from intake through production.</li><li>
Lead the <b>design of executive‑grade Power BI dashboards</b> with intuitive storytelling, performance narratives, and actionable insights.</li><li>
Define and enforce <b>Power BI visualization standards</b>, including KPI definitions, layouts, drill‑downs, and user experience consistency.</li><li>
Translate complex financial, risk, and operational data into <b>clear, decision‑ready visual narratives</b> for senior management.</li><li>
Balance <b>self‑service enablement</b> with strong governance to prevent metric drift and misinterpretation.</li><li>
Own <b>end‑to‑end data assurance</b>, ensuring consistency between source systems, data warehouse, and published reports.</li><li>
Perform and evidence <b>GL‑level reconciliations</b> for balances, interest, and fee income used in management and regulatory reporting.</li><li>
Identify, investigate, and resolve material data discrepancies in partnership with Finance, Risk, and Technology teams.</li><li>
Ensure BI outputs withstand <b>audit, regulatory, and external challenge</b> without rework.</li><li>
Design and maintain the enterprise data warehouse and business data marts supporting BI reporting.</li><li>
Build optimised dimensional models for multi‑tool BI consumption.</li><li>
Ensure end‑to‑end data flow from source systems to final reports.</li><li>
Govern semantic layers and metadata to enable controlled self‑service analytics.</li><li>
Automate reporting processes to reduce manual effort and close cycles.</li><li>
Implement automation for data refresh, access control, and scheduling.</li><li>
Drive Power BI self‑service adoption within governance standards.</li><li>
Adhere to BICC standards, data governance, and security policies.</li><li>
Ensure timely delivery with no unmanaged backlog.</li><li>
Support audits, regulatory reviews, and senior management queries with clear data lineage.</li><li>
Deliver financial, regulatory, and law‑enforcement reports supporting internal management, external regulators, auditors, and enforcement agencies.</li><li>
Ensure reporting outputs meet strict standards of accuracy, traceability, completeness, and evidentiary quality.</li><li>
Maintain clear data lineage and reconciliation to source systems to support audits, regulatory inspections, and investigative queries.</li><li>
Act as a key data point of contact during regulatory reviews, audits, and law‑enforcement data requests.</li></ul></div></div></div></div></div>
<br><div><div><div><div><h3 class="jobSectionHeader"><b>REQUIREMENTS</b></h3>
<div><p><b>QUALIFICATIONS</b></p><ul><li>
Bachelor&rsquo;s degree in computer science, Finance, Accounting, Information Systems, or equivalent.
</li><li>Strong hands‑on experience with BusinessObjects 4.3, Microsoft Power BI, and SAS Viya.
</li><li>Experience in data warehousing, ETL processes, and dimensional data modelling.
</li><li>Advanced SQL skills with exposure to Oracle, MS SQL Server, DB2, Sybase, Informix.</li><li>
8+ years of experience in Business Intelligence and enterprise‑level data warehouse initiatives.
</li><li>Proven experience delivering banking, finance, risk, and regulatory reporting.
</li><li>Strong understanding of banking products, accounting standards, and control environments.</li></ul></div></div></div></div></div><p></p>

Senior Business Intelligence Analyst

<p><b>Job Summary</b></p><p>The Actuarial Analyst will support the actuarial and analytics functions of the TPA by analyzing healthcare claims data, preparing reports, and assisting in pricing, reserving, and risk assessment activities. The role involves working closely with underwriting, finance, and operations teams to provide data-driven insights that support business decisions and client reporting.</p><p><b>Key Responsibilities</b></p><ul><li>Analyze <b>medical claims data, utilization trends, and cost patterns</b> to support actuarial evaluations.</li><li>Assist in <b>pricing models, premium calculations, and renewal analysis</b> for corporate clients.</li><li>Prepare <b>actuarial reports, dashboards, and presentations</b> for management and insurance partners.</li><li>Conduct <b>trend analysis on healthcare costs, claim frequency, and severity</b>.</li><li>Assist in developing <b>forecasting models for medical inflation and utilization trends</b>.</li><li>Provide <b>data insights to underwriting and client management teams</b> for policy renewals and negotiations.</li><li>Ensure <b>data accuracy and validation</b> for actuarial and financial reporting.</li><li>Support regulatory reporting and compliance requirements when necessary.</li><li>Collaborate with IT and data teams to improve <b>data analytics and reporting tools</b>.</li></ul><p><b>Qualifications</b></p><ul><li>Bachelor&rsquo;s degree in <b>Actuarial Science, Mathematics, Statistics, Economics, or Finance</b>.</li><li>2&ndash;4 years of experience in <b>insurance, healthcare analytics, or TPA operations</b> preferred.</li></ul><p><b>Skills &amp; Competencies</b></p><ul><li>Strong analytical and <b>statistical modeling skills</b>.</li><li>Proficiency in <b>Excel, SQL, Power BI, or other data analysis tools</b>.</li><li>Knowledge of <b>health insurance products, claims management, and healthcare cost drivers</b>.</li><li>Ability to analyze large datasets and interpret trends.</li><li>Strong <b>problem-solving and attention to detail</b>.</li><li>Good <b>communication and presentation skills</b>.</li></ul><p><b>Preferred Experience</b></p><ul><li>Experience working in <b>health insurance companies, TPAs, or actuarial consulting firms</b>.</li><li>Familiarity with <b>healthcare claims data and medical coding systems</b>.</li><li>Exposure to <b>data visualization and predictive analytics</b>.</li></ul><p>Job Types: Full-time, Permanent</p><p>Pay: AED8,000.00 - AED10,000.00 per month</p><p>Work Location: In person</p>

Actuarial Analyst - TPA Insurance

Explore 1349+ Business finance analyst in United Arab Emirates this April. Find roles across top companies and apply now to boost your career.