accountant

senior accountant

business analyst

internal auditor

accounts officer

credit analyst

<div>Site Name: Karachi Sky Tower 
Posted Date: Sep 17 2025 
As a Senior Financial Analyst within the Credit Management team at GSK, you will play a pivotal role in managing and optimizing the company&rsquo;s credit risk and receivables portfolio. You will analyze credit data to assess the creditworthiness of customers, support credit decision-making processes, and ensure effective management of outstanding balances. This role requires a strong analytical mindset, excellent communication skills, and the ability to collaborate cross-functionally to safeguard GSK&rsquo;s financial interests and contribute to cash flow optimization. 
Responsibilities<ul><li>Perform closing activities at each month end which includes posting of AR and overdue reclass entries and also preparation of AR listing and sharing with team.</li><li>Analyze market-specific data to calculate bad debt provision rates accurately and ensure compliance with GSK&rsquo;s financial policies and accounting standards.</li><li>Calculation of bad debt provision and posting of entries on monthly/quarterly basis.</li><li>Performing controls and KPIs on monthly basis related to credit management area.</li><li>Monitor and analyze customer orders that are blocked due to credit issues and ensure swift resolution by releasing or deleting blocked orders in accordance with GSK&rsquo;s credit policy and operational guidelines.</li><li>Regularly review the credit exposure of customers across assigned markets, identify customers approaching or exceeding credit limits, and take proactive corrective actions to prevent order blocks.</li><li>Understand and interpret GSK&rsquo;s Global Credit Policy to ensure its proper implementation across all assigned markets.</li><li>Ensure that the Grant of Authority (GoA) documentation for all markets is updated and maintained accurately and promptly.</li><li>Organize and facilitate monthly credit committee meetings, prepare and circulate meeting minutes promptly, and monitor follow-up actions to ensure timely execution and resolution of credit-related matters.</li><li>Support in the automation activities like KPI/Bad debt automation and also prepare SOPs.</li><li>Prepare and deliver ad hoc reports and analyses as requested by senior management and other stakeholders to support decision-making.</li></ul>
Qualifications/Education and Skills<ul><li>ACCA, ICMA, or MBA qualification.</li><li>Minimum 5 years of experience in a similar role.</li><li>Proficiency in financial software and Microsoft Office Suite, especially Excel.</li><li>Strong analytical and problem-solving skills.</li><li>Effective verbal and written communication skills.</li><li>Experience with SAP or similar ERP systems.</li><li>Familiarity with the Order-to-Cash (O2C) process.</li><li>Ability to work under pressure and meet tight deadlines.</li><li>Demonstrated ability to collaborate across teams and adapt to changing circumstances.</li></ul> 

Work Arrangement 
This role is based on-site in Pakistan, with opportunities for collaboration across global teams.
Why GSK? 
Uniting science, technology and talent to get ahead of disease together.
GSK is a global biopharma company with a purpose to unite science, technology and talent to get ahead of disease together. We aim to positively impact the health of 2.5 billion people by the end of the decade, as a successful, growing company where people can thrive. We get ahead of disease by preventing and treating it with innovation in specialty medicines and vaccines. We focus on four therapeutic areas: respiratory, immunology and inflammation; oncology; HIV; and infectious diseases &ndash; to impact health at scale.
People and patients around the world count on the medicines and vaccines we make, so we&rsquo;re committed to creating an environment where our people can thrive and focus on what matters most. Our culture of being ambitious for patients, accountable for impact and doing the right thing is the foundation for how, together, we deliver for patients, shareholders and our people.
Contact information:
You may apply for this position online by selecting the Apply now button.
Important notice to Employment businesses/ Agencies
GSK does not accept referrals from employment businesses and/or employment agencies in respect of the vacancies posted on this site. All employment businesses/agencies are required to contact GSK's commercial and general procurement/human resources department to obtain prior written authorization before referring any candidates to GSK. The obtaining of prior written authorization is a condition precedent to any agreement (verbal or written) between the employment business/ agency and GSK. In the absence of such written authorization being obtained any actions undertaken by the employment business/agency shall be deemed to have been performed without the consent or contractual agreement of GSK. GSK shall therefore not be liable for any fees arising from such actions or any fees arising from any referrals by employment businesses/agencies in respect of the vacancies posted on this site.</div>

Senior Financial Analyst-O2C

<div>
 
 Site Name:
 
 Karachi Sky Tower
 
 
 
 Posted Date:
 
 Sep 17 2025
 
 
 As a Senior Financial Analyst within the Credit Management team at GSK, you will play a pivotal role in managing and optimizing the company&rsquo;s credit risk and receivables portfolio. You will analyze credit data to assess the creditworthiness of customers, support credit decision-making processes, and ensure effective management of outstanding balances. This role requires a strong analytical mindset, excellent communication skills, and the ability to collaborate cross-functionally to safeguard GSK&rsquo;s financial interests and contribute to cash flow optimization.
 
 
 
 Responsibilities
 
 
 
 
 <ul>
 <li>
 Perform closing activities at each month end which includes posting of AR and overdue reclass entries and also preparation of AR listing and sharing with team.
 </li>
 <li>
 Analyze market-specific data to calculate bad debt provision rates accurately and ensure compliance with GSK&rsquo;s financial policies and accounting standards.
 </li>
 <li>
 Calculation of bad debt provision and posting of entries on monthly/quarterly basis.
 </li>
 <li>
 Performing controls and KPIs on monthly basis related to credit management area.
 </li>
 <li>
 Monitor and analyze customer orders that are blocked due to credit issues and ensure swift resolution by releasing or deleting blocked orders in accordance with GSK&rsquo;s credit policy and operational guidelines.
 </li>
 <li>
 Regularly review the credit exposure of customers across assigned markets, identify customers approaching or exceeding credit limits, and take proactive corrective actions to prevent order blocks.
 </li>
 <li>
 Understand and interpret GSK&rsquo;s Global Credit Policy to ensure its proper implementation across all assigned markets.
 </li>
 <li>
 Ensure that the Grant of Authority (GoA) documentation for all markets is updated and maintained accurately and promptly.
 </li>
 <li>
 Organize and facilitate monthly credit committee meetings, prepare and circulate meeting minutes promptly, and monitor follow-up actions to ensure timely execution and resolution of credit-related matters.
 </li>
 <li>
 Support in the automation activities like KPI/Bad debt automation and also prepare SOPs.
 </li>
 <li>
 Prepare and deliver ad hoc reports and analyses as requested by senior management and other stakeholders to support decision-making.
 
 
 
 </li>
 </ul>
 
 Qualifications/Education And Skills
 
 
 
 
 <ul>
 <li>
 ACCA, ICMA, or MBA qualification.
 </li>
 <li>
 Minimum 5 years of experience in a similar role.
 </li>
 <li>
 Proficiency in financial software and Microsoft Office Suite, especially Excel.
 </li>
 <li>
 Strong analytical and problem-solving skills.
 </li>
 <li>
 Effective verbal and written communication skills.
 </li>
 <li>
 Experience with SAP or similar ERP systems.
 </li>
 <li>
 Familiarity with the Order-to-Cash (O2C) process.
 </li>
 <li>
 Ability to work under pressure and meet tight deadlines.
 </li>
 <li>
 Demonstrated ability to collaborate across teams and adapt to changing circumstances.
 
 
 
 </li>
 </ul>
 
 Work Arrangement
 
 
 
 This role is based on-site in Pakistan, with opportunities for collaboration across global teams.
 
 
 
 Why GSK?
 
 
 Uniting science, technology and talent to get ahead of disease together.
 
 
 
 GSK is a global biopharma company with a purpose to unite science, technology and talent to get ahead of disease together. We aim to positively impact the health of 2.5 billion people by the end of the decade, as a successful, growing company where people can thrive. We get ahead of disease by preventing and treating it with innovation in specialty medicines and vaccines. We focus on four therapeutic areas: respiratory, immunology and inflammation; oncology; HIV; and infectious diseases &ndash; to impact health at scale.
 
 
 People and patients around the world count on the medicines and vaccines we make, so we&rsquo;re committed to creating an environment where our people can thrive and focus on what matters most. Our culture of being ambitious for patients, accountable for impact and doing the right thing is the foundation for how, together, we deliver for patients, shareholders and our people.
 
 
 
 Contact information:
 
 
 
 You may apply for this position online by selecting the
 
 Apply now
 
 button.
 
 
 
 Important notice to Employment businesses/ Agencies
 
 
 
 GSK does not accept referrals from employment businesses and/or employment agencies in respect of the vacancies posted on this site. All employment businesses/agencies are required to contact GSK's commercial and general procurement/human resources department to obtain prior written authorization before referring any candidates to GSK. The obtaining of prior written authorization is a condition precedent to any agreement (verbal or written) between the employment business/ agency and GSK. In the absence of such written authorization being obtained any actions undertaken by the employment business/agency shall be deemed to have been performed without the consent or contractual agreement of GSK. GSK shall therefore not be liable for any fees arising from such actions or any fees arising from any referrals by employment businesses/agencies in respect of the vacancies posted on this site.
</div>

ACCA Careers

<div>
 
 Job Description
 
 
 
 As a Senior Financial Analyst within the Credit Management team at GSK, you will play a pivotal role in managing and optimizing the company&rsquo;s credit risk and receivables portfolio. You will analyze credit data to assess the creditworthiness of customers, support credit decision-making processes, and ensure effective management of outstanding balances. This role requires a strong analytical mindset, excellent communication skills, and the ability to collaborate cross-functionally to safeguard GSK&rsquo;s financial interests and contribute to cash flow optimization.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 Perform closing activities at each month end which includes posting of AR and overdue reclass entries and also preparation of AR listing and sharing with team.
 </li>
 <li>
 Analyze market-specific data to calculate bad debt provision rates accurately and ensure compliance with GSK&rsquo;s financial policies and accounting standards.
 </li>
 <li>
 Calculation of bad debt provision and posting of entries on monthly/quarterly basis.
 </li>
 <li>
 Performing controls and KPIs on monthly basis related to credit management area.
 </li>
 <li>
 Monitor and analyze customer orders that are blocked due to credit issues and ensure swift resolution by releasing or deleting blocked orders in accordance with GSK&rsquo;s credit policy and operational guidelines.
 </li>
 <li>
 Regularly review the credit exposure of customers across assigned markets, identify customers approaching or exceeding credit limits, and take proactive corrective actions to prevent order blocks.
 </li>
 <li>
 Understand and interpret GSK&rsquo;s Global Credit Policy to ensure its proper implementation across all assigned markets.
 </li>
 <li>
 Ensure that the Grant of Authority (GoA) documentation for all markets is updated and maintained accurately and promptly.
 </li>
 <li>
 Organize and facilitate monthly credit committee meetings, prepare and circulate meeting minutes promptly, and monitor follow-up actions to ensure timely execution and resolution of credit-related matters.
 </li>
 <li>
 Support in the automation activities like KPI/Bad debt automation and also prepare SOPs.
 </li>
 <li>
 Prepare and deliver ad hoc reports and analyses as requested by senior management and other stakeholders to support decision-making.
 
 
 </li>
 </ul>
 
 Qualifications/Education And Skills
 
 
 
 <ul>
 <li>
 ACCA, ICMA, or MBA qualification.
 </li>
 <li>
 Minimum 5 years of experience in a similar role.
 </li>
 <li>
 Proficiency in financial software and Microsoft Office Suite, especially Excel.
 </li>
 <li>
 Strong analytical and problem-solving skills.
 </li>
 <li>
 Effective verbal and written communication skills.
 </li>
 <li>
 Experience with SAP or similar ERP systems.
 </li>
 <li>
 Familiarity with the Order-to-Cash (O2C) process.
 </li>
 <li>
 Ability to work under pressure and meet tight deadlines.
 </li>
 <li>
 Demonstrated ability to collaborate across teams and adapt to changing circumstances.
 
 
 </li>
 </ul>
 
 Work Arrangement
 
 
 
 This role is based on-site in Pakistan, with opportunities for collaboration across global teams.
 
 
 
 Why GSK?
 
 
 
 
 Uniting science, technology and talent to get ahead of disease together.
 
 
 
 GSK is a global biopharma company with a purpose to unite science, technology and talent to get ahead of disease together. We aim to positively impact the health of 2.5 billion people by the end of the decade, as a successful, growing company where people can thrive. We get ahead of disease by preventing and treating it with innovation in specialty medicines and vaccines. We focus on four therapeutic areas: respiratory, immunology and inflammation; oncology; HIV; and infectious diseases &ndash; to impact health at scale.
 
 
 People and patients around the world count on the medicines and vaccines we make, so we&rsquo;re committed to creating an environment where our people can thrive and focus on what matters most. Our culture of being ambitious for patients, accountable for impact and doing the right thing is the foundation for how, together, we deliver for patients, shareholders and our people.
 
 
 
 Contact Information
 
 
 
 You may apply for this position online by selecting the
 
 Apply now
 
 button.
 
 
 
 Important notice to Employment businesses/ Agencies
 
 
 
 GSK does not accept referrals from employment businesses and/or employment agencies in respect of the vacancies posted on this site. All employment businesses/agencies are required to contact GSK's commercial and general procurement/human resources department to obtain prior written authorization before referring any candidates to GSK. The obtaining of prior written authorization is a condition precedent to any agreement (verbal or written) between the employment business/ agency and GSK. In the absence of such written authorization being obtained any actions undertaken by the employment business/agency shall be deemed to have been performed without the consent or contractual agreement of GSK. GSK shall therefore not be liable for any fees arising from such actions or any fees arising from any referrals by employment businesses/agencies in respect of the vacancies posted on this site.
 
 
 For further information, and to apply, please visit our website via the &ldquo;Apply&rdquo; button below.
</div>

Human Capital HR Solutions

Key Responsibilities:<ul><li>Conduct credit risk assessments for new and existing clients.</li><li>Analyze financial statements, credit data, and market conditions to evaluate repayment capacity.</li><li>Support in setting credit limits, approving credit facilities, and monitoring exposures.</li><li>Develop and implement credit risk models, scorecards, and stress testing where applicable.</li><li>Ensure compliance with regulatory requirements and internal risk policies.</li><li>Prepare detailed credit risk reports, highlighting exposures, trends, and risk mitigation strategies.</li><li>Monitor portfolio performance, track delinquencies, and recommend corrective actions.</li><li>Collaborate with Relationship Managers, Finance, and Legal teams to mitigate risks.</li><li>Assist in developing and updating credit policies, procedures, and risk appetite frameworks.</li><li>Participate in internal and regulatory audits relating to credit risk.</li></ul>Qualifications &amp; Skills:<ul><li>Bachelor&rsquo;s degree in Finance, Accounting, Economics, or related field (Master&rsquo;s preferred).</li><li>Professional certification is a plus (FRM, CFA, PRM, CA, ACCA).</li><li>1-2 years of experience in credit risk, banking, or financial services (adjust for entry/senior roles).</li><li>Strong knowledge of credit risk assessment techniques, financial analysis, and Basel regulations.</li><li>Proficiency in MS Excel, financial modeling, and risk management systems.</li><li>Excellent analytical, problem-solving, and decision-making skills.</li><li>Strong written and verbal communication skills.</li><li>Ability to work under pressure and meet deadlines.</li></ul>Key Competencies:<ul><li>Risk Assessment &amp; Analytical Skills</li><li>Decision Making &amp; Judgment</li><li>Financial Acumen</li><li>Attention to Detail</li><li>Regulatory &amp; Compliance Knowledge</li><li>Collaboration &amp; Stakeholder Management</li></ul>Job Type: Full-timeWork Location: In person

Credit Risk Management Officer

R.A.& Co.

Key Responsibilities:1. Receivables Aging &amp; Recoveries:Tracking and managing receivables aging to ensure timely recoveries.Working to ensure that collections are made within the stipulated time frames.2. Claims Monitoring:nsuring that all claims are monitored and processed as per company policies and guidelines.Timely follow-up on any claims issues.3. Credit Notes:issuing and managing credit notes as per policies.Ensuring proper documentation and approvals.4. Coordination with Sales Team:Collaborating with the sales team to resolve day-to-day operational issues.Addressing finance-related matters to streamline sales processes.5.Primary vs. Secondary Data Analytics:Analyzing primary and secondary sales data to track performance, trends, and anomalies.Supporting data-driven decision-making.6.Sales Analytics:Performing in-depth sales analysis to support forecasting, trend identification, and management reporting.7.Stock Audit Coordination:Working with internal and external auditors to ensure smooth stock audits for distributors.Providing accurate data and support for audits.8.Credit Limit Review:Monitoring and reviewing credit limits for distributors in terms of both days and amount, using the ERP system.Ensuring that limits are respected and adjusted as needed.9.Promotional Activities &ndash; Finance Perspective:Monitoring promotional activities from a financial standpoint.Ensuring that promotions are within budget and properly accounted for.10.Management Reporting:Preparing and presenting management reports, including receivables status, claims, and sales analysis.Job Type: Full-timePay: Rs80,000.00 - Rs110,000.00 per monthApplication Question(s):<ul><li>Have you got experience in Distribution of Food Industry/Pharma Inbdustry or FMCG?</li><li>Have you got experience in Dealing with the distributors of the company in Credit Ageing and other Finance matters?</li><li>What is your current gross salary?</li><li>What is your expected gross salary?</li><li>How soon can you join us if shortlisted?</li><li>What is the reason of leaving the job?</li></ul>Work Location: In person

Finance Lead – Distribution

Deutsche Bank

<div>
 
 Position Overview
 
 
 
 The Know Your Client (KYC) Analyst focuses on client onboarding (COB) and exceptions in line with regulatory standards and jurisdictions. The KYC Analyst provides regular communication to senior bank stakeholders on changes in KYC, Anti Money Laundering (&lsquo;AML&rsquo;) and Anti Financial Crime (&lsquo;AFC&rsquo;) areas and ensures any changes required are implemented with minimum disruptions.
 
 
 The KYC Analyst also assists the bank&rsquo;s clients, managing all KYC and account opening requirements with appropriate governance and controls. They operate in an environment of strict adherence to Standard Operating procedures (&lsquo;SOP&rsquo;s) and Operation Level Agreements (OLA&rsquo;s) to achieve accurate and timely account opening to help execute trades.
 
 
 The role holder will be required to assist the COB Manager in acting as a key point of contact to all client on boarding stakeholders for the location. There will be a strong focus on relationship management with key business managers as well as representative&rsquo;s from AML, Compliance, Credit and Legal.
 
 
 
 The role holder will be required to:
 
 
 
 <ul>
 <li>
 Understand DB KYC/COB Policies and preferably central bank rules and regulations relating to KYC/AML.
 </li>
 <li>
 Perform all KYC related activities (incl. due diligence, outreach, co-ordination with Business, AFC) to ensure smooth and prompt service to customers and meticulous compliance of Bank&rsquo;s internal &amp; regulatory directives.
 </li>
 <li>
 Hands-on with static data set-up performed in KYC and downstream systems. Ensure that Account Opening / Closing is done in line with the policies and procedures.
 </li>
 <li>
 Maintain effective relationships with business managers, AML, Compliance, Credit, Management and other Back Office areas.
 </li>
 <li>
 Collaborate with both business and COB analysts with the resolution of complex and special case issues.
 </li>
 <li>
 Prepare MIS per business, regulatory and internal reporting expectations.
 </li>
 <li>
 Work with on boarding process stakeholders with regards to identifying process inefficiency (and deficiency) and contribute to the overall reduction in turnaround times.
 </li>
 <li>
 Recognise any key emerging risks that may exist within the scope of on boarding and work with relevant stakeholders (including control) to ensure they are flagged and mitigated.
 </li>
 <li>
 To play a key role in ensuring compliance to SLEs over the Business As Usual Processes (KYC and CAM).
 </li>
 <li>
 Assist the COB Lead/Manager during internal/external audits and KYC related queries from the local regulators
 </li>
 <li>
 General KYC documentation handling /scanning and filing of physical documents
 </li>
 <li>
 Stays abreast on AFC related regulatory changes and industry trends and topics to ensure the quality of the CDD operation meets policy requirements
 </li>
 <li>
 Analyses AFC risks associated with the client from a technical perspective, identify and escalate potential risks and operational issues as appropriate
 </li>
 <li>
 Adheres to the DB values and beliefs and works in line with internal policies and guidance and regulatory requirements
 </li>
 <li>
 Monitoring the queue and checking the status of KYC cases
 </li>
 <li>
 Assist on key COB projects and initiatives
 </li>
 <li>
 Any other tasks that maybe assigned to them by the COB Manager or the Head of Operations
 
 
 
 </li>
 </ul>
 Our values define the working environment we strive to create &ndash; diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.
 
 
 We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.
</div>

Know Your Client (KYC) Analyst

HRSG

HRSG - Innovative Business Solutions is currently looking for a competent credit control individual in finance having hands-on experience ensuring timely collection of outstanding invoices, minimizing financial risk, and maintaining healthy cash flow.Position: Credit Control ManagerLocation: Karachi-SindhJob type: 12-15 months HRSG contractSector: pharma/FMCGDescription:- Lead and manage the credit control team to ensure efficient operations and timely recovery.- Monitor customer accounts and ensure timely collection of payments.- Prepare regular reports on accounts receivable and credit performance.- Set and manage credit limits to mitigate financial risk.- Collaborate with sales, finance, and legal teams to align credit strategies.- Support internal and external audits by providing required documentation and explanations.Requirement:- Educated to a minimum bachelor&rsquo;s degree level in a business-related subject from a recognized university.- Minimum 2-3 years&rsquo; experience handling the credit control function.Job Types: Full-time, Contract Contract length: 15 monthsPay: Rs240,000.00 per monthEducation:<ul><li>Bachelor's (Required)</li></ul>Experience:<ul><li>relevant working: 3 years (Required)</li></ul>Work Location: In person

Credit Control Manager

Explore 98+ Credit analyst in Karachi this September. Find roles across top companies and apply now to boost your career.

98 credit analyst jobs IN Karachi

Senior Financial Analyst-O2C

Senior Financial Analyst-O2C

Senior Financial Analyst-O2C

Credit Risk Management Officer

Finance Lead – Distribution

Know Your Client (KYC) Analyst

Credit Control Manager