accountant

account manager

customer service representative Jobs in Dubai

customer service representative

compliance officer

cashier

credit officer

Midis Group

Main Duties and Responsibilities
<ul>
<li>Maximize the accounts receivable performance and mitigate risks through timely collections and accurate follow-up on due amounts</li>
<li>Approve the credit line for small to mid-sized customer accounts within the approved insurance limit</li>
<li>Deal with customer credit issues in coordination with the sales team and other departments on a regular basis</li>
<li>Ensure postdated cheques are collected and deposited on time</li>
<li>Prepare and send the balance confirmation and monthly statements to clients and report on status to concerned</li>
<li>Build and maintain the customer credit files with the necessary supporting documents and update them regularly</li>
<li>Coordinate with the sales team on credit actions as and when necessary</li>
</ul>

Credit Officer

Citi

<div>Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.
Key Responsibilities:
<ul><li>Assess the credit and financial strength of Citi&rsquo;s Corporate Clients based in Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li><li>
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li><li>
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li><li>
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li></ul>
Knowledge/Experience:<ul><li>
Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.</li><li>
Ability to understand Citi policies and procedures with the ability to execute change seamlessly.</li><li>
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues</li></ul>
Skills/Competencies:<ul><li>
Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li><li>
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li><li>
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li><li>
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li><li>
Microsoft Office (Word, Excel, and PowerPoint) skills</li></ul>
Language:
English &ndash; Read, Write and Speak
French - Read, Write and Speak
Qualifications:<ul><li>
BA/BSc or higher degree in Business (MBA), or any other related subject</li></ul>
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
Job Family Group:
Risk Management
-
Job Family:
Credit Risk
-
Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Underwriting Credit Analyst - Officer

<div>
 Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Assess the credit and financial strength of Citi&rsquo;s Corporate Clients based in Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
 </li>
 <li>
 Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
 </li>
 <li>
 Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
 </li>
 <li>
 Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
 
 
 </li>
 </ul>
 
 Knowledge/Experience:
 
 
 
 <ul>
 <li>
 Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.
 </li>
 <li>
 Ability to understand Citi policies and procedures with the ability to execute change seamlessly.
 </li>
 <li>
 Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
 
 
 </li>
 </ul>
 
 Skills/Competencies:
 
 
 
 <ul>
 <li>
 Assists colleagues in identifying stretch opportunities to elevate individual and team performance
 </li>
 <li>
 Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
 </li>
 <li>
 Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
 </li>
 <li>
 Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
 </li>
 <li>
 Microsoft Office (Word, Excel, and PowerPoint) skills
 
 
 </li>
 </ul>
 
 Language:
 
 
 
 English &ndash; Read, Write and Speak
 
 
 French - Read, Write and Speak
 
 
 
 Qualifications:
 
 
 
 <ul>
 <li>
 BA/BSc or higher degree in Business (MBA), or any other related subject
 
 
 </li>
 </ul>
 This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
 
 
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
 ------------------------------------------------------
 
 
 
 Job Family:
 
 
 
 Credit Risk
 
 
 ------------------------------------------------------
 
 
 
 Time Type:
 
 
 
 Full time
 
 
 ------------------------------------------------------
 
 
 
 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
 ------------------------------------------------------
 
 
 
 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.Key Responsibilities: Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partnersPartnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosKnowledge/Experience:Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.Ability to understand Citi policies and procedures with the ability to execute change seamlessly.Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issuesSkills/Competencies:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceInterpersonal skills, with the ability to build relationships and exert influence with and without direct authorityOrganizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyWritten and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityMicrosoft Office (Word, Excel, and PowerPoint) skillsLanguage: English   Read, Write and SpeakQualifications:BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi s EEO Policy Statement and the Know Your Rights poster.

ADIB - Abu Dhabi Islamic Bank

Ensure that all terms and conditions stipulated in the Credit Approval as precedent to disbursement of limits have been duly complied with and all securities and required documents have been obtained prior to releasing limits for the assigned segment. If not, specific waiver / deferral must be available on record.
To prepare and review FOL/Agreements/Security documents to ensure compliance to legal standards, credit policies and approvals under the supervision of Team leader.
Ensure timely update of all systems with credit related information such as Risk rating, Expiry dates and Collateral details.
Assist the Team Leader in timely implementation of recommendations of Credit Review / Audit Department.
Provide the best customer service to business partners and maintain turnaround time as per SLAs for handling and releasing facility limits.
Provide assistance to the Manager in formulating and implementing SOP's for the department.
Support Team Leader in completion of assigned projects.
Identify irregularities/deviation/exceptions and log them into the exception report after obtaining required approvals for tracking and monitoring purposes.
Update activities in daily log.
Ensuring adequate safe custody of all Credit and security documentation for assigned segment.
Preparation of documentation checklist for all clients within the assigned segment.
Process release of security requests after ensuring required approvals have been obtained and facilities have been settled.
Act as a backup for Custodian for Custodian of security chubb keys.
Report on customer exposure details to Central Bank Report overdue exceptions to business and Risk Managers monthly.
Specialist skills / technical knowledge required for this role:
<ul>
<li>A thorough understanding of Bank's Policies and product knowledge.</li>
<li>A thorough understanding of Islamic Credit Products.</li>
<li>Good understanding of technological issues with sound analytical ability and PC skills.</li>
<li>Effective communication skills in English and preferably knowledge in Arabic.</li>
<li>Ability to work independently with minimal supervision.</li>
</ul>

Senior Credit Documentation Officer

Early Approve Commercial Broker

The Relationship Officer will be responsible for promoting and selling Mashreq Bank Credit Cards to prospective customers through direct sales and field activities. The role requires strong communication skills, financial awareness, and the ability to achieve monthly sales targets under a fixed salary structure.Key Responsibilities:<ul><li>Promote and sell Mashreq Credit Cards to individual customers through outdoor and indoor sales activities.</li><li>Generate leads through cold calling, referrals, and networking.</li><li>Explain product features, eligibility, and documentation requirements to customers.</li><li>Ensure all applications are accurately completed and submitted within set timelines.</li><li>Maintain a professional relationship with customers to ensure repeat business and referrals.</li><li>Meet and exceed assigned monthly sales targets.</li><li>Coordinate with the back-office team for timely processing of applications.</li><li>Follow company and bank compliance policies during customer interactions.</li><li>Participate in daily/weekly sales meetings and training sessions.</li></ul>Requirements:<ul><li>Minimum 1 year of UAE banking or credit card sales experience preferred.</li><li>Minimum Qualification: Bachelor&rsquo;s Degree in any discipline (mandatory).</li><li>Excellent communication and interpersonal skills.</li><li>Strong sales and negotiation ability</li><li>Basic knowledge of banking products and credit policies.</li><li>Ability to work under pressure and meet deadlines.</li><li>Must be available for field sales and flexible with working hours if required.</li></ul>Compensation &amp; Benefits:<ul><li>Fixed Monthly Salary (as per experience and company standards).</li><li>Attractive Incentives based on performance.</li><li>Visa + Insurance + Other standard benefits as per UAE labor law.</li><li>Career growth opportunities within the organization and bank partnership channels.</li></ul>Job Types: Full-time, PermanentPay: AED2,500.00 - AED5,000.00 per month

Relationship Officer – Mashreq Credit Card (Fixed Salary)

<div>
 Corporate Regional Markets and Public Sector (CRMPS) Underwriting is an integral part of the Institutional Credit Management (&ldquo;ICM&rdquo;) organization. Underwriting&rsquo;s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Wholesale Credit Risk and Banking&rsquo;s shared commitment to ensuring the safety and soundness of wholesale lending.
 
 
 Staffers have dual responsibility of setting the direction for and leading the analysts while also acting as an Underwriter for a select number of relationships.
 
 
 This role has responsibility for a portfolio of Corporates, Financials Institutions and Public Sector relationships in the Middle East and Central Asia. The role reports directly to the Underwriting Sub-Cluster Head for Middle East and Central Asia.
 
 
 
 Key Responsibilities:
 
 
 
 <ul>
 <li>
 Accountability for ensuring risk analysis of applicable portfolio is consistent with industry leading practices and conforms to all internal credit procedures/policies, and all related regulatory expectations
 </li>
 <li>
 Undertake account allocation to various underwriters and lead the workflow allocation on a dynamic basis to support timely support to transactions while meeting KPIs on extension rates, past due ratings and past due CCMs.
 </li>
 <li>
 For a select number or relationships, act as the Underwriter working closely with Banking, Product and Risk partners.
 </li>
 <li>
 Continuous engagement with applicable Banking and Independent Risk senior stakeholders in the region to so as to understand any concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team
 </li>
 <li>
 Execute Underwriting Head plans, strategy and objectives for Underwriting
 </li>
 <li>
 Engage in regular dialogue with Underwriters to obtain feedback on analysts and ensure ongoing and timely feedback is provided to analysts.
 </li>
 <li>
 Identifying and delivering on the training needs of the analysts.
 </li>
 <li>
 Coaching of analysts to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
 </li>
 <li>
 Partnering with the sub-cluster head and the MEA Underwriting Head on internal projects, transformation / productivity initiatives as well as regulatory remediation efforts. Address and escalate emerging risk concerns and to share best practices
 </li>
 <li>
 Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent
 </li>
 <li>
 Support Voice of Employee (VOE) initiatives
 
 
 </li>
 </ul>
 
 Knowledge/Experience:
 
 
 
 <ul>
 <li>
 Demonstratable financial services experience, including 7-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
 </li>
 <li>
 Deep knowledge of Wholesale Credit Processes and organizational awareness including Underwriting functions, covered portfolios, and processes
 </li>
 <li>
 Proficient understanding of policies and procedures with the ability to execute change seamlessly
 </li>
 <li>
 Demonstrating the skills aligned with Senior Credit Officer (SCO) designation
 </li>
 <li>
 Excellent and thorough knowledge of Citi&acute;s systems
 </li>
 <li>
 Significant experience in preparing presentations for seniors
 </li>
 <li>
 Outstanding awareness and adherence to the control environment
 
 
 </li>
 </ul>
 
 Skills/Competencies:
 
 
 
 <ul>
 <li>
 Strategic orientation to ensure the Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
 </li>
 <li>
 Recognized as a skillful manager with a track record of building high performing teams
 </li>
 <li>
 Proven culture carrier
 </li>
 <li>
 Powerful interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
 </li>
 <li>
 Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
 </li>
 <li>
 Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
 </li>
 <li>
 Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
 
 
 </li>
 </ul>
 
 Qualifications:
 
 
 
 <ul>
 <li>
 BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
 
 
 </li>
 </ul>
 ------------------------------------------------------
 
 
 
 Job Family Group:
 
 
 
 Risk Management
 
 
 ------------------------------------------------------
 
 
 
 Job Family:
 
 
 
 Credit Risk
 
 
 ------------------------------------------------------
 
 
 
 Time Type:
 
 
 
 Full time
 
 
 ------------------------------------------------------
 
 
 
 Most Relevant Skills
 
 
 
 Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
 
 
 ------------------------------------------------------
 
 
 
 Other Relevant Skills
 
 
 
 For complementary skills, please see above and/or contact the recruiter.
 
 
 ------------------------------------------------------
 
 
 
 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
 
 
 
 
 If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
 
 
 Accessibility at Citi.
 
 
 
 
 View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.
 
</div>

Middle East ICM Underwriter and Staffer

Explore 988+ Credit officer in Dubai this November. Find roles across top companies and apply now to boost your career.

988 credit officer jobs IN Dubai

Credit Officer

Underwriting Credit Analyst - Officer

Underwriting Credit Analyst - Officer

Underwriting Credit Analyst - Officer

Senior Credit Documentation Officer

Relationship Officer – Mashreq Credit Card (Fixed Salary)

Middle East ICM Underwriter and Staffer