credit operations specialist

zcreatix

<div><div><div><div>Overview</div> 
</div><div><div>Job Description<div><div> 
</div></div></div><ul><li>Validate and verify loan disbursements in the system to ensure accuracy of amounts, terms, and contractual conditions.
</li>
<li>Record and reconcile loan payments received through banks in the credit management system.
</li>
<li>Review and confirm that all required documents are complete before approving loan disbursement.
</li>
<li>Ensure loan releases comply with internal policies, procedures, and regulatory requirements.
</li>
<li>Update and maintain accurate customer and loan data in the system.
</li>
<li>Monitor loan disbursement records and report any discrepancies for further review.
</li>
<li>Coordinate with branch teams regarding issues related to loan validation and disbursement.
</li>
<li>Carefully check documentation for errors or inconsistencies prior to releasing funds.</li></ul> 

<div>Job Requirements</div> 

<ul>
<li>Bachelor&rsquo;s degree in Economics, Finance, or a related field.
</li>
<li>Previous experience in credit operations, loan processing, or financial services roles.
</li>
<li>Familiarity with credit management and financial systems.
</li>
<li>Strong numerical skills with high attention to detail.
</li>
<li>Good communication and interpersonal abilities.
</li>
<li>Problem-solving mindset and ability to work under pressure.
</li>
</ul>About Company: 
ZCREATIX is a modern and growth-oriented organization focused on delivering high-quality results across multiple 
industries. We value creativity, innovation, and teamwork, and we are looking for motivated individuals who 
want to grow professionally while contributing to impactful projects in a fast-paced environment.</div></div></div><div></div>

Credit Department Officer

Doha Bank

<div><h3 class="jobSectionHeader">Responsibilities</h3>
<ul><li>Maintain accurate documentation, records, and files in line with internal and regulatory standards.</li>
<li>Support in managing the day-to-day activities of the department.</li>
<li>Conduct quality checks on operational processes to ensure adherence to established policies and procedures.</li>
<li>Support the rollout and implementation of revamped credit processes across relevant functions.</li>
<li>Act as MCC coordinator along with MCC Secretary, ensuring timely and accurate recording of credit proposals/Ims, TAs etc.</li>
<li>Organize and coordinate departmental activities to ensure efficient workflows and timely task completion.</li>
<li>Drive the transition from traditional MIS reporting to predictive and forward-looking analytics models.</li>
<li>Analyze large and complex datasets to identify patterns and develop and deliver clear, impactful presentations tailored for senior stakeholders and Management.</li></ul></div>

Operations Officer

Al-Futtaim

<div>Job Requisition ID: 174528
Established in the 1930s as a trading business, Al-Futtaim Group today is one of the most diversified and progressive, privately held regional businesses headquartered in Dubai, United Arab Emirates. Structured into five operating divisions; automotive, financial services, real estate, retail and healthcare; employing more than 35,000 employees across more than 20 countries in the Middle East, Asia and Africa, Al-Futtaim Group partners with over 200 of the world's most admired and innovative brands. Al-Futtaim Group&rsquo;s entrepreneurship and relentless customer focus enables the organization to continue to grow and expand; responding to the changing needs of our customers within the societies in which we operate.
By upholding our values of respect, excellence, collaboration and integrity; Al-Futtaim Group continues to enrich the lives and aspirations of our customers each and every day 


Overview of the role
<div>
Support the business by maximizing approvals for Auto Finance (brokerage), in-house lending, and lease deals, ensuring all processes and guidelines are followed. Coordinate operational procedures for: 
<ul><li>Pre-screening and account/entity creation</li><li>Bank placements and follow-ups</li><li>LOI/LPO validation</li><li>Contract issuance and loan booking</li></ul></div> 


What you will do
<ul>
<li>Serve as the focal point for all parties in auto finance/lease transactions (banks, Hertz, in-house, dealerships).</li>
<li>Validate data and documentation at deal submission; check basic credit parameters before submission.</li>
<li>Track and maintain turnaround times per SLA; follow up with bankers and credit teams for feedback.</li>
<li>Validate LOIs/LPOs; generate lease agreements and annexures upon approval; follow up until vehicle delivery.</li>
<li>Relay feedback accurately to showroom managers; record and track errors; communicate MIS reports and conduct hygiene checks</li>
<li>Ensure adherence to UAE regulations and AFF guidelines; maintain accurate records in systems and data sheets.</li>
<li>Understand credit policies of partner banks and AFF; challenge declines and excessive documentation requests. 
Identify and communicate process gaps and improvement opportunities.</li></ul> 


Required Skills to be successful
<ul>
<li>Understanding of auto sales processes (dealer level) and general auto industry knowledge</li>
<li>Must have background of Financial Services</li></ul> 


About the Team

This role reports to Operations Manager &ndash; Contract Origination 


What equips you for the role
<ul>
<li>Diploma/Bachelor&rsquo;s preferred</li>
<li>Minimum 1 year in retail/consumer banking/Financial Services (sales, ops coordination, or retail credit)</li></ul> 
About Al-Futtaim Group Real Estate 
The real estate development and operations arm of Al-Futtaim, Al-Futtaim Group Real Estate is responsible for a multi-billion-dollar portfolio across MENA. With high-quality residential, business, retail, tourism, educational and healthcare developments, the master developer caters to the diverse needs of cities and communities in the region. From origination, conception, development, sales, procurement and construction of mega-projects and the leasing, operation and management of these projects after completion, Al-Futtaim Group Real Estate (AFGRE) has been developing and managing owned landbanks, unlocking the economic potential of the region and contributing to future development for more than 40 years. 
Our focus is to enable and invest in meaningful relationships to make our properties the best places to live and work, build additional products and services and enable partnerships to create true value to our customers throughout their entire experience with us. 
AFGRE is responsible for master planning of all projects in its portfolio, including two large scale mixed use destinations: Dubai Festival City and Cairo Festival City.
About Al-Futtaim Malls 
Al-Futtaim Malls provides development and asset management expertise, specializing in building retail-led super regional malls in prime locations across MENA and beyond. With a proven track record of creating both sustainable revenue growth and value enhancement for tenants, Al-Futtaim Malls delivers exceptional experiences and exciting shopping environments for customers.
Part of the Al-Futtaim Group, Al-Futtaim Malls leadership team brings more than 30 years of experience and a deep understanding and knowledge of the retail sector, both from a shopper&rsquo;s point of view but as curators of space or landlords to other brands. The company has a directly managed portfolio including over 9 million sqft of retail space across four malls in the MENA region and two under development. Malls under the Al-Futtaim Malls portfolio include Dubai Festival City Mall and Festival Plaza in the UAE, Cairo Festival City Mall in Egypt, Doha Festival City in Qatar and Zenata Mall, Morocco.
Leveraging on the expertise of its parent company, Al-Futtaim Malls established PLEX Management Services offering a full array of services including asset management and development, leasing, and brand experience expertise to shopping mall landlords and retail organizations globally. Implementing global best practice and deploying Al-Futtaim Mall&rsquo;s deep understanding of mall management and retail dynamics, PLEX promises to deliver continuous growth and long-term value for its partners.
For more information on Al-Futtaim Malls, please visit https://www.al-futtaimmalls.com/
About Al-Futtaim Engineering &amp; Technologies 
Al-Futtaim Engineering &amp; Technologies offers customers complete engineering and systems integration solutions. 
 
The Engineering arm operates in the UAE, Qatar, Saudi Arabia and Egypt providing a wide variety of products and services from air conditioning, scaffolding and access solutions, elevators and escalators, control and life safety, facilities management, building products, MEP, Energy Management, Technology Infrastructure and Digital Transformation. 
 
The Technologies division provides complete business solutions to large, medium and small customers that include, contact centre solutions, business applications, business intelligence, data management, advanced analytics amongst others. The IT infrastructure portfolio comprises IP telephony, ELV systems, networking solutions, professional audio-visual solutions and managed services. 
 
These solutions are further complemented by services that include project management, installation, testing, commissioning and after-sales maintenance contracts.</div>

Operations Executive - Contract Origination

Oriental Export Corporation

Job SummaryThe Accounts Receivable Specialist is responsible for managing and monitoring customer accounts to ensure timely and accurate collections, proper application of payments, and resolution of billing discrepancies. This role plays a critical part in maintaining healthy cash flow, enforcing credit terms, and supporting internal sales and operations teams.Key Responsibilities<ul><li>Manage the full accounts receivable cycle, including invoicing, cash application, and collections</li><li>Monitor customer aging reports and proactively follow up on past-due balances</li><li>Communicate with customers regarding payment status, discrepancies, and account inquiries</li><li>Apply customer payments accurately via ACH, wire, check, and credit card</li><li>Reconcile customer accounts and resolve short payments, deductions, and chargebacks</li><li>Coordinate with sales, customer service, and operations teams to resolve billing or delivery issues impacting payment</li><li>Assist with credit evaluations, credit limit reviews, and account holds as needed</li><li>Prepare regular AR reports, including aging summaries and collection status updates</li><li>Maintain accurate records and documentation in ERP/accounting systems</li><li>Support month-end close activities related to accounts receivable</li><li>Ensure compliance with company credit policies and internal controls</li></ul>Qualifications &amp; Experience<ul><li>Associate&rsquo;s or Bachelor&rsquo;s degree in Accounting, Finance, or a related field preferred</li><li>2&ndash;5 years of experience in accounts receivable, billing, or collections</li><li>Strong understanding of AR processes, aging analysis, and cash application</li><li>Experience working with ERP or accounting systems</li><li>Proficient in Microsoft Excel and basic financial reporting</li><li>Strong communication and follow-up skills</li><li>High attention to detail and accuracy</li><li>Ability to manage multiple accounts and deadlines in a fast-paced environment</li></ul>Preferred Skills<ul><li>Experience working with B2B customers and distribution-based businesses</li><li>Knowledge of credit and collections best practices</li><li>Familiarity with sales tax and invoicing compliance is a plus</li></ul>What We Offer<ul><li>Competitive compensation</li><li>Growth opportunities within a rapidly expanding organization</li><li>Collaborative and professional work environment</li></ul>Job Type: Full-timePay: ₹12,422.21 - ₹20,000.00 per monthBenefits:<ul><li>Health insurance</li></ul>Work Location: In person

Accounts Receivable Specialist

Informa

<div>Company Description 
At Informa Global Support, we&rsquo;re about connecting businesses and professionals with knowledge. From cutting-edge research to specialist digital demand, our reach is extensive. We&rsquo;re the power behind a range of fantastic brands such as FAN EXPO, Omdia, World of Concrete and many more. Through cutting edge research we&rsquo;re here to champion specialists by helping people learn more, know more and do more.
As those businesses grow and develop, so will the opportunities for you to grow and develop within Informa Global Support. We&rsquo;re passionate about building for the future - and want your future to be with us. Because we know you&rsquo;re hungry to expand your skills by embracing new experiences. And all the while you&rsquo;ll be supported by a community of talented and like-minded colleagues, where openness is encouraged and a can-do attitude is the norm. 
Job Description 
The Role:
The purpose of the role is to collect all monies owing to Informa within collections policies and procedures to ensure that collection targets are met and to also collect monies owing from customers who have exceeded credit limits or terms to minimize bad debts.
You must be able to maintain a caring, efficient, knowledgeable, and effective interface with customers and colleagues at all times, and resolve customer queries. 
and collect payments within credit terms whilst maintaining and enhancing hard-won customer relationships.
You must ensure that all company policies are adhered to and that specific duties are carried out within set time limits whilst providing excellent service to all Informa customers and colleagues.
The Credit Control Specialist is expected to assume the following key responsibilities plus any other reasonable duties as required:<ul><li>
Ensuring customer portal is highlighted to customers when contacted.</li><li>
Collecting all monies owing to Informa within credit control policies and procedures to ensure that collection targets are met.</li><li>
Collecting monies owed from customers who have exceeded credit limits or terms to minimize bad debts.</li><li>
Building close internal and external relationships with Sales and customers.</li><li>
Ensuring all customer contact notes are entered and updated into SAP or the appropriate system.</li><li>
Managing the outstanding sales balances falling due and contacting customers to obtain payment before the event start date if applicable to your division.</li><li>
Resolving queries in a timely fashion and collecting aged debt with a view to minimizing bad debt provision.</li><li>
Managing simple disputes and escalating complex disputes to the Team Leader.</li><li>
Achieving the monthly cash collection targets set for your specific section of accounts.</li><li>
Look after any unallocated cash items sitting on your set of accounts and work with the Cash Application team to have the monies applied if you are able to gain the appropriate backup from the customer.</li><li>
Providing weekly reports to the Business detailing current levels of debt if applicable for your division.</li><li>
Providing/completing necessary documentation to customers to ensure the payment can be processed (vendor request forms, W9, W8, residency forms, tax exempt certificates, withholding tax certificates, etc.)</li></ul> 

Qualifications 
<ul><li>
Good knowledge and understanding of customer operations processes.</li><li>
Strong problem-solving, prioritization, and organizational skills.</li><li>
Knowledge of best practice in customer service operations.</li><li>
Familiar with SAP modules.</li><li>
Bachelor&rsquo;s degree in business or accounting.</li></ul> 

Additional Information 
<ul><li>
Good communication skills with the ability to build good relationships with a wide range of stakeholders, internal departments, and key contacts.</li><li>
Strong working knowledge of Microsoft Office applications</li><li>
Knowledge and ability to use relevant internal systems.</li><li>
Ability to complete a variety of related tasks.</li><li>
Proactively solve problems.</li><li>
Excellent customer service skills.</li><li>
Good time management skills.</li><li>
Ability to be flexible within the role.</li><li>
Excellent oral and written communication skills.</li></ul></div>

Credit Control Specialist

ADIB - Abu Dhabi Islamic Bank

<div>
 
 
 
 Role: Credit Analyst
 
 
 
 Location: Abu Dhabi/Sharjah
 
 
 
 
 Role purpose:
 
 
 
 Provide full support to branches and DSU&rsquo;s by reviewing and processing proposed finance applications in a timely fashion and within approved polices&nbsp;
 
 &nbsp;&nbsp;&nbsp;&nbsp;
 
 
 Key accountabilities of the role:
 
 &nbsp;&nbsp;
 
 
 
 <li>
 Examining credit Application for completeness and timeliness of information, noting exceptions for correction.
 <ul>
 <li>
 Preparation of error free credit docs
 </li>
 <li>
 Vigilance in applying de-dupes
 </li>
 <li>
 Observing agreed TAT.
 </li>
 <li>
 &nbsp;Compliance policies and satisfactory Risk&nbsp;Rating.
 </li>
 </ul>
 </li>
 <li>
 Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.
 </li>
 <li>
 Analyze applicant&rsquo;s financial statements and comment on its findings (where required).
 </li>
 <li>
 &nbsp;Check customer&rsquo;s status through de-dupes/CBRB.
 </li>
 <li>
 Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.&nbsp;
 </li>
 <li>
 Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making&nbsp;
 </li>
 <li>
 Demonstrate full and up to date knowledge of ADIB&rsquo;s products, policies and procedures.&nbsp;
 </li>
 <li>
 Proactively and continually make and recommend system changes and enhancements, also&nbsp;ensure that all procedures and policies are implemented and being followed in compliance with organization.
 </li>
 <li>
 Demonstrate full team spirit and positive attitude.
 </li>
 <li>
 Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management
 </li>
 
 
 
 
 
 Results required:
 
 
 
 <ul>
 <li>
 Support business in achieving monthly budget &amp; targets while maintaining highest quality portfolio
 </li>
 <li>
 Additional support to business in capturing customers within the acceptable parameters without violating CB regulations.&nbsp;
 </li>
 <li>
 Contribute positively to the daily underwriting activities&nbsp;
 </li>
 <li>
 Improve communication branches and DSU&rsquo;s as being internal customers
 </li>
 <li>
 Provide constructive comments and feedback on proposed finance applications&nbsp;
 </li>
 <li>
 Compliance of policies &amp; procedures &ndash; Comply and perform Key operational controls as required in ADIB&rsquo;s polices &amp; procedures in day-to-day operations.
 </li>
 </ul>
 
 
 
 Specialist skills / technical knowledge required for this role:
 
 
 
 <ul>
 <li>
 Good credit and analytical skills and knowledge&nbsp;
 </li>
 <li>
 Minimum 3 years of practical banking experience preferably in the finance &amp; credit field&nbsp;
 </li>
 <li>
 Detailed knowledge of ADIB&rsquo;s Retail Banking credit products &amp; services
 </li>
 <li>
 Broad knowledge of ADIB&rsquo;s Retail Credit &amp; Operational Policies &amp; Procedures
 </li>
 <li>
 Good Knowledge of UAE banking practices, regulations &amp; risks
 </li>
 <li>
 Good communication skills
 </li>
 <li>
 Good Computer Skills
 </li>
 </ul>
</div>

Credit Analyst

Bel Group

<div>Job Purpose 
The Senior OTC Operations Specialist is responsible for the operation of end-to-end Order-to-Cash cycle, ensuring accuracy, efficiency, and compliance across all processes. This role drives operational excellence, manages stakeholder relationships, and leads continuous improvement initiatives to optimize cash flow and customer satisfaction. 
 
ROLE PROFILE
<ul>
<li>Responsible for the entire invoice to cash process, billing, collections, disputes, and payment reconciliations.</li>
<li>Prepare AR Aging report and ensure timely follow-up on overdue invoices.</li>
<li>Monitor KPIs and implement corrective actions to meet our objectives.</li>
<li>Responsible for the implementation of IFRS 9 in the OTC process</li>
<li>Review commercial discounts &amp; finalize accruals process.
</li><li>Month-end AR closing activities including reconciliation of customer accounts</li>
<li>Customers credit notes cycle.</li>
<li>Maintain strong relationships with internal and external stakeholders.</li>
<li>Ensure adherence to internal controls &amp; our global SOP.</li>
<li>Ensure that the customers payment terms is maintained according to their contract</li>
<li>Identify risks to align with credit manager &amp; determine balances legible for write off.</li>
<li>Fulfill any audit requirements related to OTC.</li>
<li>Explore innovative solutions and automation opportunities.</li>
</ul>
Requirements
<ul>
<li>Bachelor&rsquo;s degree in Finance, Accounting, or Business Administration.</li>
<li>5-7 years of experience in O2C or relevant finance functions in multinational company.</li>
<li>SAP strong knowledge</li>
<li>Knowledge of internal control frameworks.</li>
<li>Excellent team management and communication skills.</li>
<li>Power BI experience is a plus</li></ul></div>

Chief Accountant, OTC

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