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digital financial inclusion specialist

Care International in Pakistan

<div><div><div><div>Posted date</div> <div>28th November, 2025</div> <div>Last date to apply</div> <div>9th December, 2025</div>
</div> 
<div><div>Country</div> <div>Pakistan</div> <div>Locations</div> <div>Islamabad</div>
</div> 
<div><div>Category</div> <div>Development Sector
</div></div> 
<div><div>Type</div> <div>Contractual</div> <div>Position</div> <div>1</div></div></div></div><div></div>
 <div>As a global leader, CARE is shaping the future of the humanitarian and development sector. Each year, we deliver support and services to millions of people in over a hundred countries. We do this by focusing on our mission and living the values that drive our organization. A career at CARE is an opportunity to be part of a movement that brings communities together to solve complex problems and foster lasting change throughout the world. We seek individuals who are passionate about humanitarian and development work, collaborate well with others, embrace learning and innovation, and deliver results.

Job Summary

To unlock the power of entrepreneurs worldwide, CARE and the Mastercard Center for Inclusive Growth (the Center) launched the Ignite program in 2020 with funding from the Mastercard Impact Fund. This global partnership dramatically accelerated the growth of enterprises while advancing financial security and promoting inclusive growth. Recognizing that female entrepreneurs represent one of the most powerful &ndash; and one of the most constrained &ndash; groups of entrepreneurs, Ignite prioritized actions that helped women thrive with resounding success.

The Digital Financial Inclusion Specialist will support the delivery of the Strive Women program by providing technical expertise on women-centered digital financial products and services. The role will work closely with financial service providers (FSPs), including banks, MFIs, and fintechs, to co-design, test, and refine inclusive financial solutions for women-led micro and small enterprises (W-MSEs). The Specialist will ensure strong alignment with State Bank of Pakistan regulations and CARE&rsquo;s programmatic objectives. This role requires strong analytical capabilities, budgeting and financial planning skills, and the ability to translate market and policy insights into scalable interventions. The Specialist supports strategic decision making while coordinating technical deliverables, reporting, and partner management.

The position will be based at CARE Country Office Islamabad with frequent travel (30%) to the field. The position also requires working outside of business hours to coordinate with colleagues in other countries and across time zones.

Job Responsibilities and Tasks
<div>
1- Technical Advisory &amp; Product Development: (50% of time)
<ul><li>Provide financial modeling support to assess product pricing, business cases, and portfolio performance.</li><li>Conduct mappings of the current market in Pakistan for financial products and services (credit, savings, insurance and other types) to understand the availability and usage of financial products and services and gaps in serving women entrepreneurs.</li><li>Identify market entry points for financial products to better serve women-led micro and small enterprises (W-MSEs).</li><li>Well aware of Women Centered Design methodology and can facilitate the workshops with FSPs.</li><li>Collaborate with leading and innovative Financial Service Providers (FSPs) and explore partnerships options.
</li><li>Collaborate with FSPs to co-design (ideate, prototype and implement) tailored products and services specifically targeted at women entrepreneurs, considering digital solutions.</li><li>Lead meetings and facilitate workshops with FSPs using a women-centered design approach to provide advisory services for FSPs to optimize their portfolio design to effectively serve the W-MSE segment and adapt or develop new financial services and products.</li><li>Work closely with FSPs to monitor and analyze the delivery of new and adapted financial products and services, including their promotion.</li><li>Run experimental trials of product innovations on childcare and green business and document insights and learnings.</li><li>Engage in activities with FSPs and other stakeholders to create an enabling environment for the growth and success of W-MSEs.</li><li>Stay updated with industry trends and best practices to continuously improve digital financial services for W-MSEs, including payment switching and mobile wallets. Communicate this information to a range of technical and non-technical audiences.</li><li>Contribute insights to Strive Women Program team on behavior change campaigns to address barriers such as limited access to childcare, environmental insecurity, climate change, and restrictive formal or informal rules that hinder the autonomy of women leading MSEs.</li><li>Work with communication team to develop a suite of resources, including media and marketing materials, to enable replication of successful models by FSPs, W-MSEs, and other stakeholders.</li><li>Represent the project in key stakeholder events and platforms to enhance the visibility of project performance and evidence.</li><li>Support FSPs and fintech partners in the design, prototyping, and rollout of digital financial services tailored for W-MSEs.</li><li>Conduct product feasibility assessments, market scans, user insights, and competitive benchmarking.</li></ul>

2- Strategic Analysis &amp; Budget Oversight: (25% of time)
<ul><li>Work in close coordination and provide support to Senior Project Manager in maintaining updates on program implementation, in particular through updated and accurate monthly progress reports as required by CARE.</li></ul>
<ul><li>Develop and maintain dashboards and financial monitoring tools to track progress against KPIs.</li></ul>
<ul><li>Support budget planning, forecasting, and expenditure tracking in alignment with donor requirements.</li></ul>
<ul><li>Analyze cost-benefit and risk implications for piloted innovations including green and childcare-linked products.</li></ul>
<ul><li>Provide data-driven recommendations to inform strategic decisions and adaptive management.</li></ul>
<ul><li>Provide support to Team Leqd by writing technical reports according to government requirements and requirements of the donor.</li><li>Contribute and provide insights into fundraising efforts related to the scope of economic empowerment.</li><li>Regularly coordinate with partners, visit partner office and program sites on monthly basis (additional visits as essential) and conduct partners&rsquo; review meetings on quarterly basis.</li></ul>

3- Stakeholder &amp; Ecosystem Engagement: (20% of time)
<ul><li>Facilitate partner workshops using women-centered design methodologies.</li></ul>
<ul><li>Maintain strong communication and coordination with FSPs, regulators, ecosystem actors, and program partners.</li></ul>
<ul><li>Contribute to policy dialogues and advocacy efforts supporting women&rsquo;s digital financial inclusion.</li></ul>
<ul><li>Support knowledge-sharing through technical briefs, learning products, and industry representation.</li></ul>

4- Other responsibilities as assigned: (05% of time)
<div>
<ul><li>Any other tasks or responsibilities based on organizational and programming needs as assigned by the Line Manager.</li>
</ul>
</div> A) Qualifications (Know How)
<ul><li>Master&rsquo;s degree in Finance, Banking, Economics, Business Management, or related field; or equivalent combination of education and experience.</li></ul>

B) Experience/ Technical Skills
<div>
<ul><li>6&ndash;8 years of relevant experience in digital financial inclusion, retail banking, product development, or financial policy.</li></ul>
<ul><li>Practical familiarity with State Bank of Pakistan regulatory frameworks (e.g., branchless banking, MSME finance, Banking on Equality, DFS policies).</li></ul>
<ul><li>Strong budgeting, financial analysis, and modeling skills (Excel, dashboards).</li></ul>
<ul><li>Experience engaging women or underserved market segments through inclusive finance initiatives.</li></ul>
<ul><li>Strong presentation, report-writing, and stakeholder coordination skills.</li></ul>
<ul><li>Fluency in English and Urdu.</li></ul> 


CARE participates in the Inter-Agency Misconduct Disclosure Scheme. In line with this Scheme, we hereby request information from the candidate&rsquo;s previous employers about any findings of sexual exploitation, sexual abuse and/or sexual harassment during employment, or incidents under investigation when the candidate left employment. All offers of employment are subject to satisfactory references and appropriate screening checks. By submitting an application, the job applicant confirms his/her understanding of these recruitment procedures.

CARE is an Equal Opportunity employer. We provide equal employment opportunities to all employees and qualified applicants for employment without regard to race, color, sex, religion, ancestry, national origin, age, disability, marital status, or veteran status, or any other characteristics protected under applicable law.</div></div></div>

Digital Financial Inclusion Specialist

MicroAgility

AMAZON ECOMMERCE SPECIALIST | PRODUCT HUNTING (RESEARCH, VALIDATION &amp; SOURCING) - AMAZON PRIVATE LABEL Discover Winning Products, Shape New BrandsLocation: First Floor, Office # 01, Sardar Arcade &ndash; 02, Markaz G-11, Islamabad Type: Full-Time, Onsite Hours: 7:00 PM - 4:00 AM (Aligned with EST Hours) Compensation: 130k - 160k (DOE) with higher offers for exceptional product research talentJoin MicroAgility APAC and be part of a people-first team that values respect, kindness, and growth, driving digital transformation with passion and purpose.Who We AreAt MicroAgility APAC, we&rsquo;re more than a digital transformation company - we&rsquo;re a community driven by collaboration, impact and creating meaningful experiences for everyone we serve.Since our expansion into the APAC region in 2015, we&rsquo;ve been empowering forward-thinking businesses across North America with data, technology, operations and experience design, all while fostering an inclusive, agile culture where your ambition thrives, your personal growth is celebrated, and you win big through teamwork.Ready to make a difference? Join us in building a brighter future together.&#65279;What You&rsquo;ll DoAs an Amazon eCommerce Specialist | Product Hunting (Research, Validation &amp; Sourcing), you will be the strategic force behind identifying and validating high-potential Private Label product opportunities and securing world-class suppliers. Your insight, product intuition, and innovation mindset will directly influence the brands we build for our North American clients.This is a high-impact role where you&rsquo;ll combine data, creativity, competitive intelligence, and global sourcing to recommend products that can win - and win big.Deep Product Research, Market Discovery &amp; Innovation Strategy&#10141; Conduct advanced, deep-dive product research across the US, Canada, UK, and emerging marketplaces.&#10141; Identify high-demand, low-competition, high-margin PL opportunities across multiple niches.&#10141; Evaluate market gaps by analyzing:<ul><li>Competitor weaknesses</li><li>Customer pain points</li><li>Review insights &amp; patterns</li><li>Pricing dynamics</li><li>Opportunity trends</li></ul>&#10141; Develop unique product differentiation and innovation ideas based on data, competitor gaps, and consumer psychology.&#10141; Build product justification reports with:<ul><li>Market demand</li><li>Keyword landscape</li><li>Competitor matrix</li><li>Revenue potential</li><li>Product risks</li><li>Proposed innovation angle</li></ul>&#10141; Use tools such as Helium 10, Jungle Scout, Keepa, Amazon Opportunity Explorer and manual research techniques.Global Product Sourcing &amp; Supplier Management&#10141; Source products from China, Vietnam, Pakistan, USA, EU, and other global supplier networks.&#10141; Identify and verify manufacturers beyond generic marketplaces when needed.&#10141; Evaluate suppliers based on:<ul><li>Pricing</li><li>MOQs</li><li>Lead times</li><li>Quality control</li><li>Communication quality</li><li>Past performance</li></ul>&#10141; Request quotations, negotiate pricing, evaluate samples, and recommend the best sourcing path.&#10141; Maintain a sourcing tracker and maintain relationships with potential manufacturers.Product Validation &amp; Decision Support<ul><li>Prepare well-structured Product Opportunity Reports for client and internal review.</li><li>Present product ideas with strong logic, data, and strategic reasoning.</li><li>Help clients compare product pathways and choose the most promising opportunities.</li></ul>Cross-Functional Collaboration<ul><li>Work with listing, design, and PPC teams to provide product insight that guides strong launches.</li><li>Coordinate with client teams to understand brand direction, niche preferences, and business goals.</li></ul>Who You AreYou are not a basic product hunter - you are a strategic thinker with strong product intuition and a deep understanding of Amazon Private Label dynamics. You thrive on uncovering hidden opportunities and thinking critically about markets, customers, and competition.We&rsquo;re looking for someone who brings:&#65279;&#65279;Must-Have Expertise<ul><li>2-3 years of deep, proven Private Label product research experience - across multiple niches and marketplaces.</li><li>Ability to conduct advanced research manually, not just tool dependency.</li><li>Experience transforming customer reviews and competitor data into innovation ideas.</li><li>Strong global sourcing experience (China + other manufacturing hubs).</li><li>Proficiency with Helium 10, Jungle Scout, Keepa, Opportunity Explorer.</li><li>Strong analytical, strategic, and problem-solving skills.</li></ul>Plus Points<ul><li>Strong understanding of consumer psychology and product positioning.</li><li>Ability to build structured product comparison decks and opportunities pipeline.</li><li>Experience dealing directly with suppliers (quotes, samples, negotiations).</li><li>Strong communication and presentation skills.</li></ul>Who Else Can ApplyCandidates with roles/titles such as:<ul><li>Amazon eCommerce Specialist</li><li>Private Label Product Research Specialist</li><li>Product Development Specialist</li><li>Amazon PL Strategist</li><li>Sourcing &amp; Procurement Specialist</li><li>eCommerce Product Strategist</li></ul>are encouraged to apply.&#65279;&#65279;Why Join UsAt MicroAgility APAC, we invest in you. Here&rsquo;s how we support your journey:<ul><li>Competitive Rewards: Market-leading salary, lead/placement incentives, annual increments, and performance bonuses.</li><li>Health &amp; Wellness: Comprehensive medical insurance (IPD/OPD), life insurance, and EOBI.</li><li>Work-Life Balance: 16 paid leaves, annual vacations, and pick-and-drop for female employees.</li><li>Team Vibes: Monthly team dinners, weekly sports tournaments, annual trips and a fun, inclusive culture.</li><li>Financial Security: Contributory Provident Fund (PF) and punctuality bonuses.</li><li>Career Growth: Opportunities to learn, lead, and make a global impact.</li></ul>Ready to Lead Product Innovation?If you have a strong product intuition, a passion for discovering winning products, and the sourcing expertise to turn ideas into reality - we want to meet you. Apply now and let&rsquo;s build something extraordinary together.MicroAgility APAC is an equal opportunity employer committed to diversity and inclusion. We welcome applicants from all backgrounds, regardless of age, gender, race, religion, or any other characteristic. We believe diverse perspectives strengthen our team and drive innovation. Join us to grow, collaborate, and make a meaningful impact in a workplace that celebrates you.Job Type: Full-timePay: Rs130,000.00 - Rs160,000.00 per monthApplication Question(s):<ul><li>Which areas do you have the strongest hands-on experience in?</li></ul>1. Private Label Product Research (multi-niche) 2. Private Label Sourcing (China, Vietnam, etc.) 3. Wholesale Sourcing 4. Competitor &amp; Review Analysis 5. Amazon SEO &amp; Listings 6. Product Innovation / Differentiation 7. Other (please specify below)<ul><li>What&rsquo;s one Private Label product you researched that you believe had strong potential? Briefly share:</li></ul>1. The niche 2. Why it attracted you 3. One competitor gap you identified(Max 3&ndash;4 sentences)<ul><li>Have you ever sourced products directly from manufacturers (China or other regions)? How many suppliers have you communicated with?</li><li>Which product research tools have you used extensively?</li></ul>1. Helium 10 2. Jungle Scout 3. Keepa 4. Amazon Opportunity Explorer 5. DataDive 6. None of these<ul><li>If a product has high demand but all competitors have excellent listings and strong reviews, what would be your next step?</li><li>Which Amazon marketplace(s) have you researched PL products for?</li><li>Why do you think you&rsquo;re a strong fit for a deep product research + sourcing role?</li><li>Are you comfortable working onsite in G-11, Islamabad, from 7:00 PM to 4:00 AM (EST) to align with North American business hours?</li><li>Are you available to join our team immediately or within 1-week?</li></ul>Location:<ul><li>Islamabad (Required)</li></ul>Work Location: In person

Amazon eCommerce Specialist | Product Hunting (Research & Sourcing)

PRODUCT RESEARCH, VALIDATION &amp; SOURCING SPECIALIST - AMAZON PRIVATE LABEL Discover Winning Products, Shape New BrandsLocation: First Floor, Office # 01, Sardar Arcade &ndash; 02, Markaz G-11, Islamabad Type: Full-Time, Onsite Hours: 7:00 PM - 4:00 AM (Aligned with EST Hours) Compensation: 130k - 160k (DOE) with higher offers for exceptional product research talentJoin MicroAgility APAC and be part of a people-first team that values respect, kindness, and growth, driving digital transformation with passion and purpose.Who We AreAt MicroAgility APAC, we&rsquo;re more than a digital transformation company - we&rsquo;re a community driven by collaboration, impact and creating meaningful experiences for everyone we serve.Since our expansion into the APAC region in 2015, we&rsquo;ve been empowering forward-thinking businesses across North America with data, technology, operations and experience design, all while fostering an inclusive, agile culture where your ambition thrives, your personal growth is celebrated, and you win big through teamwork.Ready to make a difference? Join us in building a brighter future together.&#65279;What You&rsquo;ll DoAs an Product Research, Validation &amp; Sourcing Specialist - Amazon Private Label, you will be the strategic force behind identifying and validating high-potential Private Label product opportunities and securing world-class suppliers. Your insight, product intuition, and innovation mindset will directly influence the brands we build for our North American clients.This is a high-impact role where you&rsquo;ll combine data, creativity, competitive intelligence, and global sourcing to recommend products that can win - and win big.Deep Product Research, Market Discovery &amp; Innovation Strategy&#10141; Conduct advanced, deep-dive product research across the US, Canada, UK, and emerging marketplaces.&#10141; Identify high-demand, low-competition, high-margin PL opportunities across multiple niches.&#10141; Evaluate market gaps by analyzing:<ul><li>Competitor weaknesses</li><li>Customer pain points</li><li>Review insights &amp; patterns</li><li>Pricing dynamics</li><li>Opportunity trends</li></ul>&#10141; Develop unique product differentiation and innovation ideas based on data, competitor gaps, and consumer psychology.&#10141; Build product justification reports with:<ul><li>Market demand</li><li>Keyword landscape</li><li>Competitor matrix</li><li>Revenue potential</li><li>Product risks</li><li>Proposed innovation angle</li></ul>&#10141; Use tools such as Helium 10, Jungle Scout, Keepa, Amazon Opportunity Explorer and manual research techniques.Global Product Sourcing &amp; Supplier Management&#10141; Source products from China, Vietnam, Pakistan, USA, EU, and other global supplier networks.&#10141; Identify and verify manufacturers beyond generic marketplaces when needed.&#10141; Evaluate suppliers based on:<ul><li>Pricing</li><li>MOQs</li><li>Lead times</li><li>Quality control</li><li>Communication quality</li><li>Past performance</li></ul>&#10141; Request quotations, negotiate pricing, evaluate samples, and recommend the best sourcing path.&#10141; Maintain a sourcing tracker and maintain relationships with potential manufacturers.Product Validation &amp; Decision Support<ul><li>Prepare well-structured Product Opportunity Reports for client and internal review.</li><li>Present product ideas with strong logic, data, and strategic reasoning.</li><li>Help clients compare product pathways and choose the most promising opportunities.</li></ul>Cross-Functional Collaboration<ul><li>Work with listing, design, and PPC teams to provide product insight that guides strong launches.</li><li>Coordinate with client teams to understand brand direction, niche preferences, and business goals.</li></ul>Who You AreYou are not a basic product hunter - you are a strategic thinker with strong product intuition and a deep understanding of Amazon Private Label dynamics. You thrive on uncovering hidden opportunities and thinking critically about markets, customers, and competition.We&rsquo;re looking for someone who brings:&#65279;&#65279;Must-Have Expertise<ul><li>2-3 years of deep, proven Private Label product research experience - across multiple niches and marketplaces.</li><li>Ability to conduct advanced research manually, not just tool dependency.</li><li>Experience transforming customer reviews and competitor data into innovation ideas.</li><li>Strong global sourcing experience (China + other manufacturing hubs).</li><li>Proficiency with Helium 10, Jungle Scout, Keepa, Opportunity Explorer.</li><li>Strong analytical, strategic, and problem-solving skills.</li></ul>Plus Points<ul><li>Strong understanding of consumer psychology and product positioning.</li><li>Ability to build structured product comparison decks and opportunities pipeline.</li><li>Experience dealing directly with suppliers (quotes, samples, negotiations).</li><li>Strong communication and presentation skills.</li></ul>Who Else Can ApplyCandidates with roles/titles such as:<ul><li>Private Label Product Research Specialist</li><li>Product Development Specialist</li><li>Amazon PL Strategist</li><li>Sourcing &amp; Procurement Specialist</li><li>eCommerce Product Strategist</li></ul>are encouraged to apply.&#65279;&#65279;Why Join UsAt MicroAgility APAC, we invest in you. Here&rsquo;s how we support your journey:<ul><li>Competitive Rewards: Market-leading salary, lead/placement incentives, annual increments, and performance bonuses.</li><li>Health &amp; Wellness: Comprehensive medical insurance (IPD/OPD), life insurance, and EOBI.</li><li>Work-Life Balance: 16 paid leaves, annual vacations, and pick-and-drop for female employees.</li><li>Team Vibes: Monthly team dinners, weekly sports tournaments, annual trips and a fun, inclusive culture.</li><li>Financial Security: Contributory Provident Fund (PF) and punctuality bonuses.</li><li>Career Growth: Opportunities to learn, lead, and make a global impact.</li></ul>Ready to Lead Product Innovation?If you have a strong product intuition, a passion for discovering winning products, and the sourcing expertise to turn ideas into reality - we want to meet you. Apply now and let&rsquo;s build something extraordinary together.MicroAgility APAC is an equal opportunity employer committed to diversity and inclusion. We welcome applicants from all backgrounds, regardless of age, gender, race, religion, or any other characteristic. We believe diverse perspectives strengthen our team and drive innovation. Join us to grow, collaborate, and make a meaningful impact in a workplace that celebrates you.Job Type: Full-timePay: Rs130,000.00 - Rs160,000.00 per monthApplication Question(s):<ul><li>Which areas do you have the strongest hands-on experience in?</li></ul>1. Private Label Product Research (multi-niche) 2. Private Label Sourcing (China, Vietnam, etc.) 3. Wholesale Sourcing 4. Competitor &amp; Review Analysis 5. Amazon SEO &amp; Listings 6. Product Innovation / Differentiation 7. Other (please specify below)<ul><li>What&rsquo;s one Private Label product you researched that you believe had strong potential? Briefly share:</li></ul>1. The niche 2. Why it attracted you 3. One competitor gap you identified(Max 3&ndash;4 sentences)<ul><li>Have you ever sourced products directly from manufacturers (China or other regions)? How many suppliers have you communicated with?</li><li>Which product research tools have you used extensively?</li></ul>1. Helium 10 2. Jungle Scout 3. Keepa 4. Amazon Opportunity Explorer 5. DataDive 6. None of these<ul><li>If a product has high demand but all competitors have excellent listings and strong reviews, what would be your next step?</li><li>Which Amazon marketplace(s) have you researched PL products for?</li><li>Why do you think you&rsquo;re a strong fit for a deep product research + sourcing role?</li><li>Are you comfortable working onsite in G-11, Islamabad, from 7:00 PM to 4:00 AM (EST) to align with North American business hours?</li><li>Are you available to join our team immediately or within 1-week?</li></ul>Location:<ul><li>Islamabad (Required)</li></ul>Work Location: In person

Product Research & Sourcing Specialist (Amazon Private Label)

Mobilink Bank

<div>
 
 
 Department:
 
 Central Finance &amp; Accounts
 
 
 
 Reports To:
 
 Executive Manager Accounts - Islamic Banking
 
 
 
 Job Grade:
 
 OG-I
 
 
 
 Total Position
 
 : 01
 
 
 
 Location:
 
 Head Office, Islamabad
 
 
 
 
 
 
 What is AM Accounts - Islamic Banking &ndash; MMBL?
 
 
 
 
 
 
 The AM Accounts - Islamic Banking will assist in the computation and distribution of profit and loss to depositors, the tracking and movement of financing/investment assets, and the allocation of income and expenses. This role requires strong attention to detail, the ability to collaborate with different teams, and a willingness to learn about Islamic banking principles and practices. The position holder will also support the Shariah Compliance Department to ensure that all calculations and financial activities are accurate and compliant with Shariah guidelines.
 
 
 
 
 
 
 
 
 
 What AM Accounts - Islamic Banking &ndash; MMBL Does?
 
 
 
 
 
 
 
 Financial Processing Support:
 
 
 
 
 
 <ul>
 <li>
 Assist in the accurate computation and distribution of profit and loss to depositors, ensuring that all calculations align with Shariah principles.
 </li>
 <li>
 Support the tracking and movement of financing and investment assets, ensuring records are accurately updated and maintained.
 </li>
 </ul>
 
 
 
 
 
 Asset Tagging and Management:
 
 
 
 
 
 <ul>
 <li>
 Help with tagging financing and investment assets, ensuring proper documentation and alignment with financial records.
 </li>
 <li>
 Assist in monitoring the movement of assets and provide updates to senior team members as needed.
 </li>
 </ul>
 
 
 
 
 
 Income and Expense Allocation:
 
 
 
 
 <ul>
 <li>
 Support the periodic allocation of income and expenses, ensuring that allocations are accurately recorded in compliance with internal policies.
 </li>
 <li>
 Assist in preparing and reconciling financial data for reporting purposes.
 </li>
 </ul>
 
 
 
 
 
 Collaboration with Shariah Compliance:
 
 
 
 
 
 <ul>
 <li>
 Assist the Shariah Compliance Department in reviewing calculations related to profit distribution and ensuring Shariah compliance.
 </li>
 <li>
 Help audit and verify calculations to ensure that all financial operations meet the required standards.
 </li>
 </ul>
 
 
 
 
 
 Team Support:
 
 
 
 
 
 <ul>
 <li>
 Provide general support to the team, assisting with day-to-day operations and helping complete tasks within set deadlines.
 </li>
 <li>
 Participate in team meetings and contribute to discussions, learning about Islamic banking practices and improving knowledge of processes.
 </li>
 </ul>
 
 
 
 
 
 Process Improvement:
 
 
 
 
 
 <ul>
 <li>
 Help identify and recommend process improvements to streamline daily tasks and increase operational efficiency.
 </li>
 </ul>
 
 
 
 
 
 Ad Hoc Tasks:
 
 
 
 
 
 <ul>
 <li>
 Assist with other tasks and assignments as directed by management, contributing to the overall success of the Islamic Banking team.
 </li>
 </ul>
 
 
 
 
 
 What are we looking for and what does it require to be AM Accounts - Islamic Banking - MMBL?
 
 
 
 
 
 <ul>
 <li>
 ACMA/ACCA/CA finalist/ MBA Finance/ MCom/ Islamic Banking Certification.
 </li>
 <li>
 Minimum 1-2 years&rsquo; experience in Islamic Banking pool Management
 </li>
 <li>
 Skills of M.S. Office Excellent communication, and analytical skills.
 </li>
 <li>
 Strong interpersonal skills and stakeholder management.
 </li>
 <li>
 Excellent adaptability and teamwork skills.
 </li>
 <li>
 Ability to work in a fast-paced and dynamic environment.
 </li>
 <li>
 Statements in this document are intended to reflect, in general, the role and responsibilities of the position, but are not to be interpreted as totally inclusive.
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavour.
 
</div>

AM Accounts - Islamic Banking

CESVI Pakistan

<div><div><div><div>Posted date</div> <div>28th November, 2025</div> <div>Last date to apply</div> <div>5th December, 2025</div>
</div> 
<div><div>Country</div> <div>Pakistan</div> <div>Locations</div> <div>Islamabad</div>
</div> 
<div><div>Category</div> <div>Climate Change
</div></div> 
<div><div>Type</div> <div>Contractual</div> <div>Position</div> <div>1</div>
</div> 
<div><div>Experience</div> <div>5 years </div><div>Maximum Age</div> <div>45 years</div></div></div></div>
 <div>Job Title: Climate Resilience &amp; Gender Specialist
Job Grade Level: III

Duty station: Islamabad, Pakistan

Reports to: Project Manager (BRAVE) &amp; Head of Programs

Number of Positions: 01 


1. Background

CESVI (Pakistan) is a member of the Building Resilience and Addressing Vulnerability to Emergencies (BRAVE) Programme funded by the FCDO, which implements the Climate Resilience and Humanitarian Response (in the North of Pakistan). BRAVE (Phase-2) is a three-year programme, from 2025 to 2028. BRAVE supports increasing the capacity of the most vulnerable communities to anticipate, adapt to, and absorb the impact of shocks and stresses induced by climate change and natural disasters (including measurable changes in gender roles and social inclusion). The component also establishes a flexible humanitarian response mechanism (particularly through communities and potential partners) that can swiftly respond to humanitarian needs, minimize the damage caused and enhance the efficiency of the response operations. 


Within this framework, the Climate Resilience and Gender Specialist will provide technical leadership on climate change adaptation, resilience building, and gender integration across the BRAVE Programme activities in the district of Shangle, KP Province, Pakistan. The role will ensure that inclusive and gender-responsive approaches are embedded throughout the programme so that women, men, and marginalized groups equitably benefit from strengthened resilience and humanitarian response systems. 


2. Role Purpose 


The Climate Change &amp; Gender Specialist will support the BRAVE Programme by ensuring that climate resilience strategies are effectively integrated with gender and social inclusion priorities. The position will guide technical inputs, build partner and community capacity, and ensure that both climate-smart and gender-responsive approaches are applied in strengthening community resilience. The role will strengthen institutional and community capacities to anticipate, adapt to, and absorb climate-induced shocks while promoting transformative changes in gender roles, resilience building, and inclusive humanitarian response. 


3. Key Responsibilities 

<div>
<ul><li>A. Technical Support for Climate Adaptation &amp; Community Preparedness</li></ul>
</div><ul><li>Provide technical expertise on climate change adaptation, disaster risk reduction, and gender integration across programme components, including support for the local implementing partner.</li>
<li>Provide technical guidance on the various studies, including but not limited to Multi-hazard Climate Vulnerability and Risk Assessment (MCHVRA), developing Adaptation Planning at the village, VC, and UC, and district adaptation plan, and school-level disaster preparedness plans.</li>
<li>Ensure programme design and delivery are aligned with national climate adaptation frameworks, global best practices, and donor requirements.</li>
<li>Support developing and promoting inclusive, gender-sensitive, and climate-resilient approaches for community and institutional strengthening.</li>
<li>Provide technical support in the activation/formation of Inclusive Climate Adaptation Forums (IVCAFs, IVCCAFs, IUCAFs) at village, union council, Tehsil, and district levels in Shangla district of KP province.</li>
<li>Lead the technical aspects of climate change adaptation in agriculture and livelihood initiatives.</li>
<li>Collaborate with Consortium lead and local partners to design and implement climate-smart agriculture (CSA) resilient livelihood, adaptation planning, and livelihood diversification interventions.</li>
<li>Lead interventions such as climate vulnerability analysis, local adaptation planning, community-based disaster risk management, awareness campaigns on climate change, and anticipatory action.</li></ul> 

<div>
<ul><li>Capacity Building &amp; Community Engagement</li></ul>
</div><ul><li>Strengthen the capacities of local forums, community structures, and volunteers to anticipate, respond to, and recover from climate-induced risks and disasters.</li>
<li>Promote participatory and inclusive approaches in climate risk assessments, adaptation planning, and awareness-raising at household, community, and institutional levels.</li>
<li>Facilitate integration of women, youth, and marginalized groups in all programme interventions.</li>
<li>Lead the implementation and regular review of the Gender Action Plan for Gender Equality, Disability Equity, and Social Inclusion to ensure it reflects evolving priorities.</li>
</ul><ul><li>Facilitate the preparation of curriculum, training sessions, knowledge management platforms, co-creation of communication and knowledge products, and training of Master Trainers; knowledge management platforms on Climate-resilience food security innovations, technologies, approaches, and practices.</li>
<li>Support field teams and partners to strengthen district disaster preparedness committees and mobilize smallholder farmers to pilot climate-resilient, nature-based solutions for protecting ecosystems and communities from climate shocks.</li></ul> 

<div>
<ul><li>Technical support for strengthening institutional capacity for climate adaptation</li></ul>
<ul><li>Knowledge Management and Cross-cutting Responsibilities</li></ul>
</div><ul><li>Collaborate with government line departments and local authorities to strengthen institutional capacities in climate adaptation planning, risk financing, and inclusive service delivery.</li>
<li>Contribute to policy dialogue and advocacy on gender-responsive climate change adaptation and disaster preparedness at district, provincial, and national levels.</li>
<li>Support knowledge hubs, business hubs, and forums to serve as platforms for evidence generation, policy engagement, and demonstration of scalable models.</li>
</ul><ul><li>Ensure collection, analysis, and use of sex- and age-disaggregated data to monitor climate and gender impacts.</li>
<li>Document lessons learned, best practices, and innovations to inform programme adaptation and policy advocacy.</li>
<li>Provide technical inputs into donor reports, knowledge products, and communication materials.</li>
<li>Mainstream gender equality, protection, and social inclusion across all interventions.</li>
<li>Ensure safeguarding and &ldquo;do no harm&rdquo; principles are applied throughout programme delivery.</li>
<li>Represent CESVI and the BRAVE programme in technical working groups, coordination forums, and external engagements.</li></ul> 


4. Required Qualifications and Competencies 


Education:
<ul>
<li>Advanced university degree (Master&rsquo;s or equivalent) in Climate Change, Environmental Sciences, Disaster Risk Management, Gender Studies, Development Studies, or a related field.</li>
<li>Additional training or certification in climate change adaptation, disaster risk reduction, or gender and social inclusion is an asset.</li>
</ul>
 Experience:
<ul><li>Minimum 5 years of progressively responsible experience in climate change adaptation, resilience building, disaster risk reduction, or related fields within humanitarian or development programmes.</li>
<li>Demonstrated experience in mainstreaming gender and social inclusion in climate resilience, disaster preparedness, or livelihood programming.</li>
<li>Proven track record of working with communities, civil society, and government institutions on climate adaptation and disaster risk management.</li>
<li>Prior experience in donor-funded projects (e.g., FCDO, EU, USAID, UN agencies) preferred.</li>
<li>Strong experience in community and institutional capacity-building, facilitation, and participatory approaches.</li>
</ul>
Skills and Competencies
<ul>
<li>Strong technical knowledge of climate change adaptation, disaster risk reduction, and nature-based solutions.</li>
<li>Excellent analytical and professional report-writing skills.</li>
<li>Solid understanding of gender equality, protection, and social inclusion frameworks in humanitarian and development contexts.</li>
<li>Strong facilitation and training skills with the ability to engage diverse stakeholders, including communities, government, and the private sector.</li>
<li> Ability to manage multiple priorities under pressure and deliver quality results within deadlines.</li>
<li>Excellent communication and interpersonal skills, with proficiency in English and Urdu; knowledge of Pashto or other local languages is an asset.</li>
<li>Proficiency in MS Office; knowledge of GIS, climate modelling, or data analysis tools is desirable.</li>
<li>Commitment to CESVI&rsquo;s values, safeguarding, and &ldquo;do no harm&rdquo; principles.</li>
</ul>
This position is being re-advertised. Interested candidates who meet the eligibility criteria are strongly encouraged to apply immediately. Applications will be reviewed on a rolling basis, and interviews may be conducted before the deadline. Only shortlisted candidates will be contacted.</div>

Climate Resilience & Gender Specialist

Softify technologies

Job Title: Digital Advertising Specialist (Multi-Platform)Job Description:We're seeking a highly skilled Digital Advertising Specialist to manage and optimize our online advertising campaigns across multiple platforms. The ideal candidate will have hands-on experience with Meta Ads, Google Ads, LinkedIn Ads, TikTok Shop, and Google Merchant Center.Key Responsibilities:- Develop and execute digital advertising strategies across Meta Ads, Google Ads, LinkedIn Ads, and TikTok Shop to drive conversions and sales.- Manage and optimize ad campaigns, ad groups, and targeting to ensure maximum ROI.- Set up and manage product listings on Google Merchant Center and TikTok Shop.- Conduct keyword research, ad copywriting, and landing page optimization.- Monitor and report on campaign performance, providing data-driven insights and recommendations for improvement.- Collaborate with cross-functional teams to align advertising efforts with business objectives.- Stay up-to-date with the latest trends and best practices in digital advertising.Requirements:- Proven experience with Meta Ads, Google Ads, LinkedIn Ads, TikTok Shop, and Google Merchant Center.- Strong understanding of digital advertising principles, including targeting, bidding, and optimization.- Excellent analytical and problem-solving skills.- Ability to work in a fast-paced environment and meet deadlines.- Strong communication and collaboration skills.Nice to Have:- Experience with e-commerce platforms and product feed management.- Knowledge of SEO principles and content marketing strategies.- Certification in Google Ads, Meta Ads, or LinkedIn Ads is a plus.If you're a motivated and results-driven digital advertising professional looking for a new challenge, please share cv at 0330-5890927Job Type: Full-timeWork Location: In person

Digital Advertising Manager (Meta Ads, Google ads, Tiktok shop, linkedin, Merchant center) Onsite

PMCL-JAZZ (Formerly known as Mobilink)

<div>Grade Level: L4
Location: Islamabad
Last date to apply: 4th Dec 2025
What is the Head of Strategy &amp; Investment?
Head of Strategy &amp; Investment entails engaging with key stakeholders to deliver on the overall strategy, planning &amp; direction of JazzCash
The role reports directly to the Head of Strategy &amp; Growth, the role has two people reporting directly into it, with an extended team of 6 team members 
What does the Head of Strategy &amp; Investment do?<ul><li>Primarily lead and assist in the annual strategy cycle through Strategy workshops, Stakeholder alignment, Strategy paper formulation and associated presentations. Completion of Group assigned strategy related tasks
</li><li>Articulate business strategy through clearly defined goals and KPIs. Monitor KPI infrastructure in order to facilitate analysis and reporting of performance against strategic objectives</li><li>Periodic strategy reviews and subsequent recommendations of improvements to existing business strategy.
</li><li>Development of strategy and investment projects presentations to management when required.
</li><li>Responsible for communication of strategy and periodic updates to entire organization</li><li>Assess existing markets, financial and ancillary markets and macro-economic trends</li><li>Make recommendations based on emerging trends, expansion opportunities, competitive threats, viability of outside business partners</li><li>Liaise with &amp; respond to Group queries after alignment with all internal stakeholders</li><li>Collaborate with the industry specialist / research entities</li></ul>
JazzCash is an equal opportunity employer. We celebrate, support, and thrive on diversity and are committed to creating an inclusive environment for all employees.
Requirements
What are we looking for and what does it require to be the Head of Strategy &amp; Investment?<ul><li>8-10 years&rsquo; work experience in the field of strategy / commercial / finance preferably within a Fintech</li><li>MBA / Bachelor&rsquo;s Degree from reputable university
</li><li>Self-driven and intellectually curious individual able to carry out impactful discussions with senior stakeholders influencing strategic priorities</li><li>Analytical thinking and reasoning</li><li>Excellent report writing</li><li>Communication/negotiation skills
</li><li>Ability to work under pressure and meet deadlines</li></ul>
Benefits
Why Join JazzCash?
As one of the largest digital financial services providers in Pakistan, our objective is to continue to change the lives of our 52 million customers for the better.
Recognized as one of the leading employers in the country, JazzCash epitomizes the philosophy that each JazzCash employee is passionately living a better life every day, inspired and enabled by visionary leadership, a unique professional culture, a flourishing lifestyle, and continuous learning and development.
Our core values include qualities essential for a positive organizational culture - truthfully guiding entrepreneurial and innovative mindsets, harnessing professional and interpersonal collaboration, and fostering across-the-board customer obsession.
This is an opportunity for someone who wants to be part of something transformative, someone who can play a critical role in driving our success. Together, we can empower millions more with the tools necessary to progress in an increasingly digital economy.</div>

Head of Strategy & Investment- JazzCash

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