business analyst Jobs in Dubai United Arab Emirates

business analyst

data analyst Jobs in Dubai United Arab Emirates

data analyst

bi analyst Jobs in Dubai United Arab Emirates

bi analyst

investment analyst Jobs in Dubai United Arab Emirates

investment analyst

underwriting credit analyst - officer Jobs in Dubai United Arab Emirates

underwriting credit analyst - officer

financial crime analyst

Santander Consumer Bank

<div>Compliance Senior Analyst BSISA DIFC Branch (Dubai)
<p></p>Country: United Arab Emirates
<p></p><p>The Senior Analyst &ndash; Compliance plays a key role in supporting the branch&rsquo;s Compliance and Financial Crime framework by conducting day-to-day compliance operations, due diligence, client reviews, and policy implementation activities. The role is responsible for minimizing regulatory, financial crime, and reputational risk by ensuring that onboarding and ongoing due diligence processes meet DFSA and ADGM requirements, with a special focus on high-risk and PEP clients.
</p><p>The position provides FCC operational support, contributes to policy gap analyses, undertakes periodic reviews, and supports compliance coverage for both DIFC and ADGM branches. The Senior Analyst also acts as a backup for team members and performs additional compliance duties as required.
</p><p></p><p><b>Key Responsibilities
</b></p><p></p><p>Client Due Diligence &amp; Onboarding Oversight:
</p><ul><li><p>Conduct comprehensive CDD/EDD reviews for onboarding and periodic reviews, with emphasis on high-risk, PEP, and complex client structures.
</p></li><li><p>Review escalations from the Onboarding Team for high-risk clients, PEPs, cross-border clients, and non-standard cases.
</p></li><li><p>Assess the adequacy of due diligence for prospects and clients across the Middle East region (UAE, Saudi Arabia, Qatar, Kuwait, Bahrain, Oman) and for NRI clients.
</p></li><li><p>Perform ongoing monitoring of client profiles, documentation, and risk ratings.
</p></li><li><p>Ensure alignment with DFSA/ADGM AML Rulebooks, international standards, and Santander Group policies.
</p></li></ul><p></p><p>Financial Crime Compliance Support:
</p><ul><li><p>Assist with sanctions screening, adverse media checks, and transaction monitoring escalations.
</p></li><li><p>Contribute to the identification and escalation of suspicious activity and support SAR/STR preparation.
</p></li><li><p>Participate in AML/CTF risk assessments and related FCC initiatives.
</p></li></ul><p></p><p>Regulatory Compliance &amp; Policy Maintenance:
</p><ul><li><p>Support updates to policies, procedures, and compliance guidance in line with DFSA/ADGM rules and Group standards.
</p></li><li><p>Conduct gap analyses to identify regulatory or policy changes requiring updates.
</p></li><li><p>Assist in preparing regulatory submissions, responses, and documentation for audits and inspections.
</p></li></ul><p></p><p>Compliance Monitoring &amp; Advisory:
</p><ul><li><p>Support execution of compliance monitoring activities, thematic reviews, and control testing.
</p></li><li><p>Provide day-to-day advisory to business teams on CDD, suitability, cross-border, and regulatory matters.
</p></li><li><p>Review relevant client documentation, communications, and marketing materials for compliance alignment.
</p></li></ul><p></p><p>Team Support &amp; Branch Coverage:
</p><ul><li><p>Provide backup support to team members to ensure continuity of compliance operations.
</p></li><li><p>Support compliance coverage for both DIFC and ADGM branches.
</p></li></ul><p></p><p><b>Skills Required
</b></p><ul><li><p>5&ndash;7 years of experience in compliance, AML, or financial crime roles within banking or financial services, ideally in private banking.
</p></li><li><p>Strong understanding of DFSA and ADGM regulatory frameworks and international AML standards.
</p></li><li><p>Alignment with our common culture: TEAMS ( Think Customer; Embrace Change; Act Now; Move Together; Speak Up)
</p></li><li><p>Demonstrated experience handling HNW/UHNW client due diligence and Middle East client profiles.
</p></li><li><p>Strong analytical, investigative, and documentation skills.
</p></li><li><p>Ability to manage multiple assignments and work under pressure.
</p></li><li><p>Professional certifications such as ICA, CAMS, or equivalent preferred.
</p></li><li><p>Strong communication skills and ability to interact with senior stakeholders.</p></li></ul></div>

Compliance Senior Analyst BSISA DIFC Branch (Dubai)

ThinkMarkets

<div><p>ThinkMarkets is a global financial technology company specializing in providing multi-asset trading solutions to thousands of clients worldwide through our flagship ThinkTrader platform. Our mission is to bridge the gap between traders, investors, and platforms by offering seamless access to global markets. We leverage the latest technologies to empower our clients to trade the world in the palm of their hands.</p>
<p>
We are seeking a highly skilled Client Onboarding Analyst to join our rapidly growing team in Dubai. This is a full-time in-office position. This role is pivotal in ensuring a seamless and compliant onboarding experience for our clients. You will play a critical role in verifying and processing applications, adhering to KYC and AML regulations, and supporting various internal teams with due diligence and transaction monitoring.</p>
<p><b>
Key Responsibilities:</b></p>
<ul>
<li>Review, process, verify, and manage the client onboarding journey.</li>
<li>Conduct electronic checks, including PEP and sanction checks.</li>
<li>Liaise with clients to ensure an efficient onboarding experience.</li>
<li>Process applications from individuals and corporations.</li>
<li>Address internal and external inquiries related to client onboarding.</li>
<li>Identify and monitor PEPs or sanctioned individuals for KYC and risk purposes.</li>
<li>Engage with client-facing departments to inform on onboarding policies, processes, and procedure changes.</li>
<li>Maintain accurate and up-to-date client communications, records and confidentially.</li>
<li>Produce reports and Management Information for company leadership.</li>
<li>Ensure adherence to departmental SLAs.</li>
<li>Conduct account maintenance activities, including annual reviews and client data refreshes.</li>
<li>Meet ongoing training plans.</li>
</ul>
<p><b>Requirements:</b></p>
<ul>
<li>Minimum of 3 years' experience in AML, KYC functions within a financial services company.</li>
<li>Experience using digital technologies for e-KYC and managing financial crime.</li>
<li>Proven experience with end-to-end AML/KYC processes, including onboarding, transaction monitoring, and client screening.</li>
<li>Ability to work within a highly regulated environment.</li>
<li>Strong understanding of Financial Crime prevention and Know Your Customer requirements.</li>
<li>Knowledge of applicable regulations and best practices in regulatory processes.</li>
<li>Strong attention to detail and excellent analytical skills.</li>
<li>Exceptional oral and written communication skills.</li>
<li>Fluency in English; additional language skills are advantageous.
</li><li>Ability to work shifts both early and late starts, weekend, public holidays as required.</li></ul></div>

Client Onboarding Analyst (KYC) - FX/ CFDs

Citi

<div><p>The AML Compliance Analyst is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.<br>
<br>
<b>Responsibilities:</b></p><ul><li>
Enhance and implement of best -in-class AML Compliance policies and practices.</li><li>
Provide expert advice on AML Compliance policies to the AML/Financial Crime Support teams and the business.</li><li>
Perform AML Compliance quality and testing, evaluate process deficiencies, analyze control measures, enhance reporting capabilities and recommend corrective actions while satisfying regulatory and audit commitments. Further, assess and identify emerging risks and recommend / drive program enhancements.</li><li>
Identify and escalate unusual activity or cases that fail to meet Citi and line of business guidelines to appropriate management or business partners. Advise management on next steps.</li><li>
Create, develop and deliver relevant training to business and functional partners.</li><li>
Additional duties as assigned.</li><li>
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul><p><b>
Qualifications:</b></p><p></p><ul><li>
0-2 years experience in AML, knowledge of AML regulations preferred, proficiency with MS office, verbal/written skills, analytical skills</li><li>
Consistently demonstrates clear and concise written and verbal communication skills</li><li>
Work collaboratively with regional and global partners in other functional units; ability to navigate a complex organization</li><li>
Knowledge of the laws applicable to money laundering, including the Bank Secrecy Act, The USA PATRIOT Act, US Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements Good project management and organizational skills and capability to handle multiple projects at one time Knowledge of AML requirements applicable to banks</li></ul><p><b>
Education:</b></p><p></p><ul><li>
Bachelor&rsquo;s/University degree or equivalent experience</li></ul><p></p><p>
-</p><p><b>
Job Family Group:
</b></p>Compliance<p>
-</p><p><b>
Job Family:</b></p>
AML Core<p>
-</p><p><b>
Time Type:</b></p>
Full time<p>
-</p><p><b>
Most Relevant Skills
</b></p>Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.<p>
-</p><p><b>
Other Relevant Skills
</b></p>For complementary skills, please see above and/or contact the recruiter.<p>
-</p><p><i>
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.</i></p><p></p><p><i><br>
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review </i><i>Accessibility at Citi</i><i>.</i><br>
<br>
<i>View Citi&rsquo;s </i><i>EEO Policy Statement</i><i> and the </i><i>Know Your Rights</i><i> poster.</i></p></div>

Sr. AML Analyst - UAE Nationals Preferred

ruya

<div>
 <p>
  The
  <strong>
   KYC Specialist
  </strong>
  is responsible for ensuring robust compliance with Know Your Customer (KYC), Customer Due Diligence (CDD), and Anti-Money Laundering (AML) regulations for UAE Central Bank . The role focuses on conducting thorough due diligence for onboarding new clients, particularly high-risk customers, monitoring existing relationships, and mitigating risks related to money laundering, terrorist financing, and sanctions. The specialist will leverage digital tools and technologies to streamline onboarding processes while ensuring adherence to UAE Central Bank regulations and best international practices.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Main Duties and Responsibilities:
  </strong>
 </p>
 <p>
  <strong>
   Customer Onboarding and KYC Compliance:
  </strong>
 </p>
 <ul>
  <li>
   Perform KYC reviews for new-to-bank clients, including individuals, corporates, and high-risk entities such as Politically Exposed Persons (PEPs) or clients from high-risk jurisdictions.
  </li>
  <li>
   Verify customer identities, beneficial ownership, and source of funds/wealth using reliable documentation and digital verification tools.
  </li>
  <li>
   Ensure all KYC documentation complies with UAE Central Bank guidelines, Financial Action Task Force (FATF) standards, and internal policies.
  </li>
  <li>
   Review &amp; approve account opening requests, ensuring completeness of KYC forms and adherence to AML/Counter-Terrorist Financing (CFT) requirements.
  </li>
 </ul>
 <p>
  <strong>
   Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD):
  </strong>
 </p>
 <ul>
  <li>
   Conduct CDD and EDD for high-risk clients, including those in industries prone to financial crime (e.g., cryptocurrency, international trade) or with complex ownership structures.
  </li>
  <li>
   Analyze customer risk profiles, assess sanctions/PEP screening results, and escalate high-risk cases to senior management or the Money Laundering Reporting Officer (MLRO).
  </li>
  <li>
   Perform ongoing monitoring of client accounts to detect suspicious activities or changes in risk profiles, ensuring compliance with perpetual KYC frameworks.
  </li>
 </ul>
 <p>
  <strong>
   High-Risk Onboarding:
  </strong>
 </p>
 <ul>
  <li>
   Act as the point of escalation for high-risk client onboarding, providing advisory support to relationship managers and the onboarding team.
  </li>
  <li>
   Conduct in-depth investigations using advanced research tools, public records, and global sanctions lists to assess risks associated with high-risk clients.
  </li>
  <li>
   Develop and implement risk-based strategies for onboarding high-risk clients, including determining acceptable risk levels and mitigation measures.
  </li>
 </ul>
 <p>
  <strong>
   Regulatory Reporting and Risk Mitigation:
  </strong>
 </p>
 <ul>
  <li>
   Investigate and document suspicious transactions, preparing Suspicious Transaction Reports (STRs) for submission to the UAE Central Bank via the MLRO.
  </li>
  <li>
   Respond to Requests for Information (RFIs) from correspondent banks and address queries related to AML, KYC, and sanctions.
  </li>
  <li>
   Recommend and execute de-risking strategies, including account closures or fund freezes, for clients flagged for AML/KYC violations.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Process Optimization and Digital Integration:
  </strong>
 </p>
 <ul>
  <li>
   Leverage digital banking platforms and KYC/AML technologies (e.g., AI-driven screening tools, blockchain analytics) to streamline onboarding and monitoring processes.
  </li>
  <li>
   Collaborate with IT and operations teams to perform system testing and maintenance for KYC/AML systems, ensuring seamless integration with digital banking workflows.
  </li>
  <li>
   Contribute to the development and enhancement of CDD frameworks, policies, and risk assessment models tailored to a digital banking environment.
  </li>
 </ul>
 <p>
  <strong>
   Stakeholder Collaboration and Advisory:
  </strong>
 </p>
 <ul>
  <li>
   Provide strategic guidance on KYC/AML policies, account opening procedures, and regulatory requirements to internal stakeholders.
  </li>
  <li>
   Participate in compliance forums and training sessions to stay updated on regulatory changes and emerging AML/CDD risks in the UAE and globally.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Record Keeping and Reporting:
  </strong>
 </p>
 <ul>
  <li>
   Maintain accurate and up-to-date records of KYC/CDD processes, risk assessments, and onboarding decisions in compliance with regulatory and internal standards.
  </li>
  <li>
   Update Management Information Systems (MIS) and dashboards for tracking onboarding statuses, risk ratings, and compliance metrics.
  </li>
  <li>
   Support audits and regulatory inspections by providing comprehensive documentation and reports
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Job Requirements
  </strong>
 </p>
 <ul>
  <li>
   <strong>
    5-8 years
   </strong>
   of experience in KYC, AML, or compliance roles within banking or financial services, preferably in a digital banking or fintech environment.
  </li>
  <li>
   Bachelor&rsquo;s degree in finance, Business, Law, or a related field. Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist) or ICA Diploma in AML/KYC are highly desirable.
  </li>
  <li>
   Strong background in onboarding high-risk clients, including PEPs, correspondent banking, MSBs, crypto, and complex corporate structures.
  </li>
  <li>
   Experience dealing with regulatory bodies such as
   <strong>
    CBUAE, SCA &amp; other UAE regulatory bodies.
   </strong>
  </li>
  <li>
   Strong knowledge of
   <strong>
    UAE AML/CFT laws, FATF recommendations, and international compliance standards
   </strong>
   .
  </li>
  <li>
   Proficiency in using KYC/CDD software, screening tools (e.g., World-Check, Refinitiv, LexisNexis), and transaction monitoring systems.
  </li>
  <li>
   Ability to analyze complex ownership structures and beneficial ownership details.
  </li>
  <li>
   Strong
   <strong>
    analytical and problem-solving skills
   </strong>
   .
  </li>
  <li>
   Excellent
   <strong>
    communication and stakeholder management
   </strong>
   abilities.
  </li>
  <li>
   Detail-oriented, proactive, and capable of handling
   <strong>
    high-pressure situations
   </strong>
   .
  </li>
  <li>
   Ability to work independently while ensuring collaboration across teams.
  </li>
  <li>
   Proficiency in English. Arabic as a strong advantage
  </li>
 </ul>
 <p>
 </p>
</div>


KYC Specialist

CAPITEX

<div><span style="font-size: 11px;"><b>About the Role</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">As a Manager in the Financial Crime Compliance (FCC) Advisory practice , you will lead and oversee high-quality client engagements to assess and enhance FCC systems and controls. You will manage the overall project lifecycle, leading and supporting project teams under the oversight of senior leadership, ensuring successful delivery of complex and diverse engagements while collaborating with cross-functional teams.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">About the FCC Advisory Practice</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Our FCC Advisory team focuses on:</span></div><div><span style="font-size: 11px;">Independent FCC Program assessments, third-party validations, and monitorships.</span></div><div><span style="font-size: 11px;">AML Program development, uplift, and remediation, including the design and implementation of core FCC program components such as risk assessments, policy and procedure development, and target operating model design.</span></div><div><span style="font-size: 11px;">FCC technology support, including independent validation and optimization of transaction monitoring and sanctions systems, and support during vendor selection and implementation phases.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Key Responsibilities</b></span></div><div><span style="font-size: 11px;">Delivery</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Lead and deliver high-quality client engagements (small to medium-sized projects) and workstreams within large-scale programs, including:</span></div><div><span style="font-size: 11px;">Performing AML Program Assessments and Internal Audits.</span></div><div><span style="font-size: 11px;">Conducting gap analyses and executing agreed-upon procedures (AUPs).</span></div><div><span style="font-size: 11px;">Participating in third-party validations and monitorships.</span></div><div><span style="font-size: 11px;">Developing and executing FCC risk assessments, risk appetite statements, policies and procedures, transaction monitoring typology assessments, and customer risk assessment models.</span></div><div><span style="font-size: 11px;">Supporting clients in designing or enhancing target operating models.</span></div><div><span style="font-size: 11px;">Conducting or supporting AML vendor system assessments.</span></div><div><span style="font-size: 11px;">Supporting regulatory interactions and delivering FCC training sessions for Boards and across all lines of defense.</span></div><div><span style="font-size: 11px;">Project Management</span></div><div><span style="font-size: 11px;">Manage the planning, execution, and delivery of projects, including client updates, progress tracking, billing, and quality assurance.</span></div><div><span style="font-size: 11px;">Oversee project engagement formalities, including conflict checks, client acceptance, and documentation.</span></div><div><span style="font-size: 11px;">Business &amp; Practice Development</span></div><div><span style="font-size: 11px;">Drive business development activities, including proposal preparation, marketing initiatives, and thought leadership.</span></div><div><span style="font-size: 11px;">Lead and participate in client meetings, providing strategic insights and actionable recommendations.</span></div><div><span style="font-size: 11px;">Supervise, mentor, and develop junior team members to ensure high-quality deliverables.</span></div><div><span style="font-size: 11px;">Build and maintain strong client relationships, ensuring clear and effective communication at all levels.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Candidate Profile</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Essential Requirements</span></div><div><span style="font-size: 11px;">7-9 years of experience in Financial Crime Advisory (consulting) or within financial institutions (2nd line of defense with advisory responsibilities).</span></div><div><span style="font-size: 11px;">Strong practical understanding of the key components of a robust FCC program.</span></div><div><span style="font-size: 11px;">Familiarity with AML/CFT, CPF, and sanctions regulatory frameworks in the UAE or other key international jurisdictions (e.g., UK, EU, Singapore, Hong Kong).</span></div><div><span style="font-size: 11px;">Proven track record in leading small to mid-sized AML advisory projects and key workstreams within large-scale initiatives.</span></div><div><span style="font-size: 11px;">Strong project management, stakeholder engagement, and business development experience.</span></div><div><span style="font-size: 11px;">Excellent written and verbal communication skills in English.</span></div><div><span style="font-size: 11px;">Strong interpersonal skills, with a positive and proactive attitude.</span></div><div><span style="font-size: 11px;">Ability to thrive in a multicultural, fast-paced environment.</span></div><div><span style="font-size: 11px;">Proficiency in Microsoft Office applications.</span></div><div><span style="font-size: 11px;">Analytical mindset with strong problem-solving abilities and attention to detail.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Preferred (Advantageous)</span></div><div><span style="font-size: 11px;">Professional qualifications such as CAMS, ICA, CFE, or equivalent certifications.</span></div><div><span style="font-size: 11px;">Experience in assessing financial crime systems (e.g., transaction monitoring and sanctions screening).</span></div><div><span style="font-size: 11px;">Knowledge of broader financial crime areas such as Anti-Bribery &amp; Corruption, Fraud, or Market Abuse.</span></div><div><span style="font-size: 11px;">Experience contributing to business development and proposal preparation.</span></div><div><span style="font-size: 11px;">Proficiency in Arabic (advantageous but not required).</span></div>

Manager - Financial Crime Compliance (FCC) Advisory

Capitex

<b>Key Responsibilities:</b><br>
<b>End-to-End Process Mapping:</b><br>
<ul>
<li>Map Financial Crime risk processes across multiple business units, segments, and teams.</li>
<li>Develop detailed process maps capturing activities, decision points, hand-offs, dependencies, and approvals.</li>
<li>Document processes using a consistent, recognised methodology.</li>
<li>Identify Management Information (MI), KPIs, and KRIs associated with each process, including governance forums and oversight responsibilities.</li>
</ul>
<b>Stakeholder Engagement & Validation:</b><br>
<ul>
<li>Engage with process owners, risk owners, compliance, governance, and operations teams to validate process flows.</li>
<li>Facilitate workshops and walkthroughs to accurately capture current-state processes.</li>
<li>Ensure all documented processes are reviewed and formally signed off by process owners.</li>
</ul>
<b>Systems & Data Identification:</b><br>
<ul>
<li>Identify and document all systems, tools, and data sources supporting each process.</li>
<li>Clearly distinguish between manual and system-driven activities and data hand-offs.</li>
</ul>
<b>Risk & Control Visibility:</b><br>
<ul>
<li>Capture key risk points, controls, approvals, and escalation pathways within each process.</li>
<li>Ensure alignment with applicable Financial Crime regulatory and compliance requirements.</li>
</ul>
<b>AI & Automation Readiness:</b><br>
<ul>
<li>Identify manual, repetitive, or decision-heavy process steps suitable for AI or automation.</li>
<li>Highlight activities driven by rules, thresholds, or judgement that could benefit from AI-enabled solutions.</li>
</ul>
<b>Consistency & Standardisation:</b><br>
<ul>
<li>Identify process variations across business units.</li>
<li>Recommend opportunities for process standardisation or consolidation where feasible.</li>
</ul>
<b>Documentation & Deliverables:</b><br>
<ul>
<li>Produce validated, audit-ready deliverables including:</li>
<li>Process maps</li>
<li>Process narratives</li>
<li>RACI matrices</li>
<li>Deliver outputs in a reusable format suitable for future transformation and AI initiatives.</li>
<li>Provide regular progress updates and final reporting to key stakeholders, including Compliance and Process Owners.</li>
</ul>
<b>Knowledge Transfer:</b><br>
<ul>
<li>Conduct structured handovers and walkthroughs to enable internal teams to maintain and evolve the process documentation post-engagement.</li>
</ul>


Techno-Functional Financial Crime Compliance Business Analyst

Checkout.com

<div><p><b>Company Description</b></p><p></p><p>
We&rsquo;re Checkout.com &ndash; you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen.</p><p></p><p>
Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.</p><p></p><p>
With 19 offices spanning six continents, we feel at home everywhere &ndash; but London is our HQ. Wherever our people work their magic, they&rsquo;re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn&rsquo;t just another job; it&rsquo;s a career-defining opportunity to build the future of fintech.</p><p></p><p><b>
Job Description</b></p><p></p><p>
As the Manager, Financial Crime Compliance &amp; Deputy MLRO (DMLRO), you will be instrumental in supporting the MLRO with the effective management and continuous improvement of the Financial Crime Compliance function in the UAE, ensuring operational excellence and regulatory adherence.</p><p></p><h2 class="jobSectionHeader"><b>
How you'll make an impact:</b></h2><ul><li><p>
Directly partner with first and second-line analysts to meticulously manage and make critical decisions on complex escalations sent by business divisions, including Enhanced Due Diligence (EDD) approvals, merchant change requests, periodic reviews, and screening alerts.</p></li><li><p>
Present balanced, thorough, and well-justified recommendations on critical risk decisions to the MLRO and relevant oversight committees.</p></li><li><p>
Lead the suspicious activity investigation and filing process, including conducting detailed reviews of internal unusual activity reports, managing follow-up actions, and ensuring the timely submission of Suspicious Transaction Reports (STRs) to the Financial Intelligence Unit (FIU) (where applicable).</p></li><li><p>
Work with the MLRO to design, oversee, and implement improvements and changes to policies, procedures, and controls in line with relevant regulations.</p></li><li><p>
Support the MLRO in producing key departmental deliverables, including the business-wide risk assessments, MLRO reports to the Board, regulatory submissions, and annual policy reviews.</p></li><li><p>
Work with the MLRO to lead and manage responses to both internal and external audits, including engagement with regulators, and oversee the progression and timely completion of any resulting action plans or remediation.</p></li><li><p>
Proactively monitor the UAE regulatory landscape and emerging threats, presenting concise advice and conclusions to the MLRO and the wider business.</p></li><li><p>
Collaborate with internal stakeholders to ensure the Financial Crime Compliance function has access to reliable Management Information (MI) to accurately assess risk and target resources effectively.</p></li><li><p>
Design and deliver targeted training and guidance to business units, including scenario-based AML training tailored to risks associated with the UAE market and the payment business model, and on thematic reviews.</p></li><li><p>
Act as the MLRO&rsquo;s designated representative during their absence or leave, ensuring seamless decision-making, regulatory liaison, and continuous compliance coverage for business continuity.</p></li></ul><h2 class="jobSectionHeader"><b>
About you:</b></h2><ul><li><p>
You possess deep, demonstrable expertise in the specific regulatory environment of the UAE.</p></li><li><p>
You have prior experience as a Deputy MLRO (DMLRO) or in a similarly senior second line of defense role within a business regulated directly by the CBUAE and/or other relevant regulators.</p></li><li><p>
You have proven professional experience (5+ years) in compliance roles.</p></li><li><p>
Experience working with Payments or E-Money Institutions, ideally in a rapidly evolving Fintech environment with a strong digital focus, is highly valued.</p></li><li><p>
Relevant practicing certifications such as ICA Diplomas or ACAMS certification, and/or a degree in Law or a similar field are desirable but not essential.</p></li><li><p>
You are a confident decision-maker with the ability to quickly assess, contextualize, and articulate risks, providing a strong, documented rationale for mitigation decisions.</p></li><li><p>
You possess strong interpersonal skills that enable the building of robust stakeholder relationships.</p></li><li><p>
You have exceptional verbal and written communication skills.</p></li><li><p>
You have the ability to work independently, take the initiative, and expertly manage and prioritize conflicting demands.</p></li></ul><p></p><p><b>
Bring all of you to work</b></p><p></p><p>
We create the conditions for high performers to thrive &ndash; through real ownership, fewer blockers, and work that makes a difference from day one.</p><p></p><p>
Here, you&rsquo;ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It&rsquo;s a place where ambition gets met with opportunity &ndash; and where your growth is in your hands.</p><p></p><p>
We work as one team, and we back each other to succeed. So whatever your background or identity, if you&rsquo;re ready to grow and make a difference, you&rsquo;ll be right at home here.</p><p></p><p>
It&rsquo;s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.</p><p><b><br>
Life at Checkout.com</b></p><p></p><p>
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.</p><p></p><p>
Curious about what it&rsquo;s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.</p><p></p><p>
For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram</p></div><p></p>

Manager, Financial Crime Compliance & Deputy, MLRO - MENA

Explore 1181+ Financial crime analyst in Dubai United Arab Emirates this January. Find roles across top companies and apply now to boost your career.